Kusetshenziswe Kahle Imali ye-DeFi I-TerraUSD (UST) ilahlekelwe yi-peg yayo engu-1:1 kudola laseMelika (USD) ngendlela emangalisayo.
I-stablecoin ye-UST yehle yafinyelela ku-$0.227 futhi okwamanje ihweba ku-$0.418, ngaphezu kuka-50% isaphulelo sayo. Uma i-stablecoin ihluleka isikhathi eside ukugcina isikhonkwane sayo esingu-1:1 USD, maningi amathuba okuba siwe ngokuphelele njengoba ukuzethemba kuhwamuka.
Kuze kube muva nje i-UST ibiyi-stablecoin ethandwayo, ngobudlelwano bayo be-symbiotic ne-Luna busiza ukunyusa intengo yohlamvu lwemali olubambekayo. I-1 UST yakhelwe ukuthi isebenziseke ngazo zonke izikhathi ngenani elingu-$1 USD le-Luna. Isikhonkwane sigcinwa ngomshini wokugaya kanye nokushiswa.
Kepha i-Luna ibheda kakhulu kune-UST, okwamanje yehle ngo-97% ukusuka kwephezulu ngaso sonke isikhathi ngo-$119 ngo-$0.89.
Manje wonke amehlo akusomabhizinisi ongene ephaketheni elijulile ngemuva kwe-algorithmic stablecoin, u-Do Kwon, nokuthi angakwazi yini ukuqhubeka nomzamo wokuhlenga.
NgoLwesibili kubukeke sengathi ukuhlenga kungase kuphumelele, njengoba i-UST ilulama ukuze ihwebe ngamasenti angama-94, kodwa lokho akuzange kubambe njengoba imakethe iqhubeka nokungabaza ikhono lika-Do Kwon lokukhulula.
Kwavela izindaba zokuthi abasekeli be-UST abaxhumene ne-Terraform Labs ezinze eNingizimu Korea, ekhiphe izinhlamvu zemali kanye neLuna Foundation Guard, bebefuna ukuqongelela amaRandi ayizigidi eziyizinkulungwane eziyi-1.5 ukuhlenga i-UST. Ukuqoqwa kwezimali bekucatshangwa ukuthi kuyindlela yokubolekwa kwemali etholakala e-Bitcoin nase-UST.
Ingabe ukugaywa kabusha okuklanywe kabusha noma imalimboleko eyizigidi eziyizinkulungwane eziyi-1.5 kungasindisa iTerraUSD?
Noma kunjalo, uma i-tweet yakamuva evela ku-Do Kwon noma yini okumele idlule, leyo gambit kungenzeka yehlulekile.
Manje usephendukele ekuzameni ukulungisa umshini wokugaya owehluleke ngokusemthethweni ukubamba isikhonkwane. Izinguquko eziningi kulowo mshini zihlose ukukhulisa amandla okugaya ukusuka ku-$293 million ukuya ku-$1.2 billion.
Ngaphandle kokusetshenziswa kwayo ku-DeFi, lapho ingabekwa khona ukuze izuze inzalo futhi isetshenziswe njengesitolo senani, i-ecosystem nayo ibihloselwe ukuhweba nge-e-commerce, nokuxhumana kukaDaniel Chin njengomsunguli kanye ne-CEO ye-Chi Corporation enkulu kanye nesivumelwano. yasungulwa nabathengisi abaningi esifundeni sase-Asia.
Kodwa sonke leso sithembiso sokuguqula amanethiwekhi okukhokha sibheka engcupheni namuhla.
Inhlekelele ye-UST iqale ukusebenza ngempelasonto lapho i-stablecoin iqala ukushibilika ngaphansi kwesikhonkwane sayo, ekuqaleni yafinyelela ku-99c kuphela, kodwa lokho kwakubalulekile ngokufanayo. Ukulandela ingcindezi yokuthengisa eqhubekayo kusukela ngaleso sikhathi, i-stablecoin yazibonakalisa iyinto eqinile, ibeka ifu phezu kwayo yonke i-algorithmic stablecoin sub-sector.
Ngokungafani nama-stablecoins afana ne-Tether ne-USDC, ama-algo stablecoins awabambi ukheshi noma okulingana nemali njengesibambiso.
Ingabe i-run ku-UST inesibopho sokuthengiswa kwe-crypto?
Ubukhulu obuphelele be-UST, nesamba semakethe se-$ 18.5 billion, kanye nezibopho ze-Do Kwon ekurekhodini zokuthenga imali engaba yizigidi eziyizinkulungwane ezingu-10 ze-bitcoin ukuze kusekelwe i-UST, ikhuluma ngengozi yesistimu i-stablecoin ebangelwa umkhakha we-crypto.
Ngempela, abanye baphikisa ngokuthi i-UST inesibopho sokudayiswa kwemakethe ye-crypto ibe nonya njengoba kuye kwaba njalo, nakuba incazelo yokuthengisa cishe ixhumeke kakhulu ekubuyiseleni emuva ezimpahleni eziyingozi ngokuvamile, njengoba kubonakala emakethe yamasheya. , ne-UST mhlawumbe enesibopho sokwengeza ukusheshisa ezinqubweni kunokuba kube imbangela eyinhloko.
Idrama ne-UST iholele ekutheni abahlanganyeli bemakethe bazibuze ukuthi iyiphi i-algo stablecoin engase ilandele. I-FraxShare stablecoin, isibonelo, yehle ngo-20% emahoreni angama-24 edlule.
Kodwa kube khona imisebe ethile yokukhanya kwelanga elunguza emafini esiphepho amnyama. UMenzi (MKR), inkundla yokuboleka imali evala i-ETH futhi ihlanganise i-stablecoin Dai, ikhuphuke ngo-9% emahoreni angama-24 edlule, ngo-$1,360.
I-DeFi Coin (DEFC) ingenye imali ye-DeFi anchor esethelwe ukusizakala
Okunye okungenziwa ku-UST kungenzeka kuzuze. Abathintekayo abafuna ukuzuza inzalo emalini yabo ye-UST cishe namuhla babheka ukuthi bangawakhipha kanjani futhi nini ama-stablecoins abo angaqinile kangako, ngokuthola indlela engenayo into ecindezela kancane.
I-UST ibikade iheha ama-APR ka-19.5% akhokhelwa yi-protocol ebusayo ebolekayo e-terra, Anchor, kodwa lokho kude kakhulu nembuyiselo engatholwa ngokufaka i-DEFC Ukushintsha kwe-DeFi khona manje.
Ngisho nesikhathi sezinsuku ezingama-30 sikhokha kangcono kuneyake yakwenza i-Anchor, ngo-30% APR (uhlelo lwethusi).
Uma ujabulile ukubamba iqhaza izinsuku ezingama-360 bese ubuyisela phezulu ku-75% nohlelo lweplatinamu olutholakalayo.
Futhi mayelana nezinhlobo zemali eziyisisekelo zamachibi okuhweba, ukubamba i-DEFC kuzoba umsebenzi onenzuzo kakhulu kubahlinzeki bezimali, ingasaphathwa eyokuthi intengo ye-DEFC ikhuphuke cishe ngo-200% ezinsukwini eziyisikhombisa ezedlule.
Idatha ye-DeFi Lama ibonisa i-Luna TVL iwa
Ngokuvumelana ne DeFi Lama inani eliphelele elikhiyiwe (i-TVL) ye-Terra Luna (LUNA) lehlile lisuka ku-$29 billion ngomhla ka-6 Meyi laya ku-£3.2 wezigidigidi, lehle ngo-75% emahoreni angama-24 edlule. I-Anchor (ANC) yehle ngo-70% emahoreni angama-24 edlule yafinyelela ku-TVL ka-$2.13 billion.
Ukuphahlazeka kwe-UST kuholele kuNobhala woMgcinimafa waseMelika uJanet Yellen etshela iSenate Banking, Housing and Urban Affairs Committee izolo ukuthi ukuqhuma kweTerraUSD kugqamisa isidingo esiphuthumayo sokulawulwa komkhakha.
“I-stablecoin eyaziwa ngokuthi i-TerraUSD ibe nokugijima futhi yehle inani…Ngicabanga ukuthi lokho kumane kubonisa ukuthi lona umkhiqizo okhula ngokushesha nokuthi kunezingozi zokusimama kwezimali futhi sidinga uhlaka olufanele.”
Kwezinye izindaba ze-DEFC, kusukela namuhla ukushintshanisa ngababili ku-BNB/DEFC kanye ne-LBLOCK/DEFC kuqale ukusebenza namuhla ku-DeFi Swap.
 & DeFi Swap Stake Advantage){kind=link}
Amazwana (Cha)