Imakethe yezimali esezingeni eliphansi (i-DeFi) ithole inzalo ephakeme kubathandi be-crypto eminyakeni yamuva - beheha abatshalizimali abavela kuwo wonke umhlaba. Ngendlela elula kunazo zonke, iDeFi igama elisetshenziselwa izinhlelo zokusebenza zezezimali ezakhiwe kubuchwepheshe be-blockchain - okuhlose ukwenza intando yeningi ibe yindawo yezomnotho ngokufaka esikhundleni sezikhungo ezimaphakathi.

Namuhla, amapulatifomu e-DeFi angakunikeza ngezinsizakalo ezigcwele zezimali - kusuka ekuhwebeni, ekubolekeni, ekubolekiseni, kokushintshisana okwenziwe ezindaweni ezithile, ukuphathwa kwempahla, nokunye.

Amapulatifomu e-DeFi athandwa kakhulu aklame amathokheni abo endabuko, njengendlela yokwenza lula ukusebenza kwabo kanye nokukhuthaza abasebenzisi. Uma unesifiso sokuthola ucezu lwale makethe emisha kusenesikhathi - ukufaka imali ezinhlamvwini zemali zeDeFi kungenye yezindlela ezinhle kakhulu ongahamba ngazo.

Lapha eDefiCoins.io - sibheka ezinye zezinhlamvu zemali zeDeFi ezinhle kakhulu emakethe futhi sifunde indima yazo ngaphakathi kwezinhlelo zemvelo zeDeFi. Siphinde sichaze inqubo yokuthi ungathenga kanjani izinhlamvu zemali ze-DeFi kusuka enduduzo yekhaya lakho ngaphandle kokukhokha isenti kumali yokuhweba noma amakhomishini.

Izinhlamvu zemali eziyi-10 ezihamba phambili ze-DeFi 2021

Ngenxa yokwanda kokuthandwa nokuvela kwamapulatifomu amasha we-DeFi - uhlu lwezinhlamvu zemali ze-DeFi lukhula njalo. Ngesikhathi sokubhala - ingqikithi yemakethe ephelele yayo yonke imboni yeDeFi ime ngaphezu kwama- $ 115 billion. Lokhu kukhulu kakhulu, ikakhulukazi uma ucabanga ukuthi incane kangakanani le ndaba yeDeFi. 

Nalu uhlu lwezinhlamvu zemali eziyi-10 ezinhle kakhulu ze-DeFi ezibe nomthelela ekukhuleni kwalesi simakethe esisezingeni eliphansi.

1. Ukungashintshi (UNI)

Ukungashintshaniswa kungukushintshaniswa okuhamba phambili okwabiwa njengamanje okulawula imakethe yakwaDeFi. Isebenzisa uhlelo lwe-Automated Market Maker system (AMM) ukuqinisekisa ukuthi kunemali eyanele yamathokheni e-ERC20 athengiswa kusayithi lawo. Iphrothokholi engashintshiwe ihehe abalandeli abathembekile ngokwezisombululo zayo zempahla ye-crypto. Ikuvumela ukuthi ube nokulawula okuphelele kukhiye wakho wangasese, uhlanganiswe nezikhwama zangaphandle, futhi ikuvumela ukuthi uhwebe ngemali ephansi.

Ithokheni ye-UNI yethulwe umthetho olandelwayo we-Uniswap ngoSepthemba 2020 - njengendlela yokuklomelisa abasebenzisi bayo. Uhlamvu lwemali lakwaDeFi lungene emakethe ngentengo yokuhweba engu- $ 2.94. Ngokuhamba kwezinyanga ezimbalwa - inani lohlamvu lwemali selikhuphuke laya ku- $ 35.80. Uhlamvu lwemali lwakwaDeFi kungathathwa njengolunye lwamathokheni aqhuba kahle kakhulu embonini - ngokukhuphuka okungaphezu kuka-1,100% esikhathini esiyizinyanga eziyisishiyagalombili nje. 

Futhi ingenye yezinhlamvu zemali zeDeFi ezinhle kakhulu ngokuya ngenani lokulinganisa, ngentengo yemakethe engaphezu kwama- $ 18 billion. Uma uthenga i-UNI, uzothola izikhuthazi nezaphulelo ku-protocol ye-Uniswap. Isibonelo, kuya ngosayizi we-UNI Holdings - uzokwazi ukuvota kuzinqubomgomo ezahlukahlukene eziphakanyiselwe uhlelo lwe-Uniswap ecosystem.

I-Uniswap protocol isivele iqhamuke necebo leminyaka emine lokwabiwa kwamathokheni we-UNI. Kusamba semali engu-1 billion, ama-60% abekelwe amalungu omphakathi angaguquki. Uhlamvu lwemali lakwaDeFi selivele luyatholakala ukuhweba kuzingxenyekazi ezidumile ze-cryptocurrency ezinjengeCapital.com.

2.Chainlink (LINK)

I-Chainlink ngokusobala iyinethiwekhi ye-oracle esetshenziswa kakhulu esetshenziswa njengamanje etholakala emakethe yeDeFi. Iphakela idatha yomhlaba wangempela ezinkontileka ezihlakaniphile ku-blockchain - esebenza njengesixhumanisi phakathi kwenani elingakaze libonwe lolwazi olubuyela emuva naphambili phakathi kwe-crypto DApps. Umhlinzeki futhi ukhiphe i-LINK yakhe yamathokheni omdabu, enezinsiza eziningi ezisebenzayo epulatifomu.

Ngenxa yokwanda kokuthandwa kwamapulatifomu asezikhundleni, i-Chainlink ibhekane nokukhula okuphawulekayo selokhu yethulwa ngo-2019. Iguquke yaba sezingeni lapho ingakwazi khona ukuxhasa ezinye izinhlelo ze-crypto ezingaba yigugu kuhlelo lwezinto eziphilayo lweChainlink.

Mayelana nosonhlamvukazi bemakethe, i-LINK ingenye yezinhlamvu zemali ezithandwayo zeDeFi okwamanje - ngenani elingaphezu kwama- $ 14 billion. Uhlamvu lwemali lakwaDeFi lungene ngo-2021 ngentengo engu- $ 12.15. Ngesikhathi sokubhala, ngo-Ephreli 2021 - inani le-LINK selivele lafinyelela phezulu ngaso sonke isikhathi ku- $ 44.36. Abaningi balindele ukuthi lo mkhondo okhulayo uqhubeke ngokuhamba kwesikhathi. 

Eminyakeni edlule, uChainlink ukhombise ukuthi ungomunye wamapulatifomu amahle kakhulu weDeFi okugcine ukuhambisana kwawo embonini. Njengoba ibukeka ikhulisa ukusebenza kwepulatifomu yayo ye-DeFi, i-LINK izokwazi ukunikeza abanye onjiniyela be-DeFi ngokuguquguquka okwengeziwe. Uma ucabanga ngalezi zici, ithokheni ye-LINK ngokusobala ingenye yezinhlamvu zemali ezingcono kakhulu zeDeFi okufanele uzicabangele ngo-2021.

3. I-DAI (DAI)

Kulabo abangazi, enye imakethe yezezimali yama-cryptocurrensets kanye nezinhlamvu zemali zeDeFi idume ngokuguquguquka. Kulabo abafuna ukugwema ukwehla kwamanani entengo, uhlamvu lwemali lwe-DAI lungaba nentshisekelo. Kafushane nje, le mali yeDeFi crypto yakhelwe ku-Ethereum blockchain futhi inani layo liphikiswe kulelo ledola laseMelika.

Eqinisweni, i-DAI iyimpahla yokuqala eyabelwe amandla, esekwe ngezibambiso ye-crypto yohlobo lwayo. Le ngqekembe kaDeFi yenziwa yi-software evulekile yomthombo i-MakerDAO Protocol - engenye yamapulatifomu amahle kakhulu e-DeFi okusebenzisa izinkontileka ezihlakaniphile ukwakha izinhlelo ezahlukahlukene ezisabalalisiwe.

Njengamanje, i-DAI inemali emakethe yamadola ayizigidi eziyizinkulungwane ezingama- $ 4 - okuyenza ibe enye yezinhlamvu zemali zeDeFi ezihamba phambili ekusakazeni. Inezinga lokushintshanisa elikhombisa inani ledola laseMelika uma liqhathaniswa nalezo zezinye izimali ze-fiat. Njengoba ungacabanga, inzuzo enkulu ye-staking DAI ukukhawulela ingozi yakho yokuchayeka ekushintsheni okweqile kwezimakethe ezibanzi ze-cryptocurrency.

Ngaphezu kwalokho, ukusebenzisa i-DAI esikhundleni sezimali ze-fiat kungakusiza futhi ukunciphisa izindleko zokuthengiselana nokubambezeleka okuthintekayo lapho uhweba ezimakethe zezezimali. Ekugcineni, i-DAI ingeyezinhlamvu zemali zeDeFi ezinhle kakhulu zohlobo lwayo - ngakho-ke silindele izinto ezinkulu zephrojekthi ezongena eminyakeni ezayo. 

I-4x (ZRX)

I-0x yiphrothokholi ye-DeFi evumela abathuthukisi ukuthi bazakhele okwabo ukushintshiselana ngama-cryptocurrency. Isebenza futhi njengesixazululo se-DEX esingeyona eyokugcina esivumela abasebenzisi ukuthi bathengise kalula amathokheni we-ERC20. Kodwa-ke, umehluko ophawulekayo ukuthi kanye nokusekelwa kwayo kwamathokheni e-ERC20, ukushintshaniswa kwe-0x kusiza nezimpahla ze-ERC-721 crypto. Ngamanye amagama, lokhu kuvumela indawo yokuhweba ngaphandle kwemvume kwenqwaba yezinhlamvu zemali zedijithali.

Ku-2017, umthetho ovulekile we-0x protocol wethule uhlamvu lwemali lwe-0x (ZRX). Njengezinye izinhlamvu zemali eziningi eziphezulu ze-DeFi, uhlamvu lwemali lwe-ZRX nalo lusebenza ku-Ethereum blockchain futhi ekuqaleni lwaluhloselwe ukusiza ukuphatha imvelo yalo. Kodwa-ke, ngo-2019 - uhlamvu lwemali olungu-0x lwabelwa izinsiza eziningi, njengokuqina kwamakhono kwabahlinzeki bempahla.

I-0x isebenze kahle kakhulu kusukela ekuqaleni kuka-2021. Eqinisweni, uhlamvu lwemali lakwaDeFi selukhuphuke ngenani elingaphezu kuka-500% - lifinyelela phezulu ngo- $ 2.33 ngo-Ephreli 2021. . Uma unentshisekelo yokuthola umthetho olandelwayo we-1.2x, ungathengisa le thokheni ye-DeFi kuzo zombili izinkundla zokuhweba ezisemazingeni aphakathi nendawo - njenge-broker elawulwayo i-Capital.com.

5.Umenzi (MKR)

UMenzi (MKR) ungenye yemali yakwaDeFi eyakhiwe yithimba le-MakerDAO protocol. Ngenkathi i-DAI yayihloselwe ukuletha uzinzo, inhloso yohlamvu lwemali lukaMenzi ukusebenza njengophawu lokusetshenziswa. Eqinisweni, ithokheni ye-MKR DeFi isetshenziselwa ukugcina inani le-DAI lilinganiselwe ku- $ 1. Ukufeza lokhu, uhlamvu lwemali loMenzi lungadalwa futhi lonakaliswe ukulinganisela ukwehla kwamanani okutholakala emakethe ebanzi.

Abaphathi beMKR baphendula ngokulungisa imihlahlandlela ephathelene ne-DAI solidcoin. Uma uzotshala imali kuMenzi, uzothola amalungelo okuvota ngaphakathi kohlelo lweMenziDAO.

Ngaphezu kwalokho, uzokwazi nokuthola izikhuthazo ngokubuyisela kwakho iqhaza ekuphathweni komthetho olandelwayo we-MakerDAO, njengezimali ezehlisiwe kanye namazinga wenzalo enhle. Ngenqola yemakethe engaphezu kwama- $ 3 billion, uMenzi uphakathi kwezinhlamvu zemali eziyi-10 eziphezulu ze-DeFi emakethe ye-crypto. Uma i-DAI izosebenza kahle enkundleni yokuhweba ye-cryptocurrency, lokhu kungakhombisa nentengo yohlamvu lwemali lweMenzi DeFi.

6. Ikhampasi (i-COMP)

I-compound ingenye yesikhulumi sokuboleka nokubolekisa esisezingeni eliphansi esenza abasebenzisi bakwazi ukuthola inzalo kumafa abo e-crypto. Ipulatifomu idizayine amachibi amaningi e-Compound liquidity ngale njongo. Lapho usufake izimpahla zakho kwelinye lamachibi anjalo, uzokwazi ukukhiqiza ama-cokok.

Lapho ufuna ukuthola ukufinyelela kumafa akho, ungawahlenga lawa ma-cTokens. Okuqaphelekayo, njengoba izinga lokushintshaniswa kwama-cTokens landa ngokuhamba kwesikhathi, uzokwazi nokuzuza inzalo kutshalomali lwakho. NgoJuni 2020, iCompound yethule ithokheni layo lendabuko - i-COMP. Abaphethe le thokheni ye-DeFi bangafinyelela kumalungelo okuvota kuphrothokholi ye-Compound. 

Ipulatifomu ibilokhu ithola ukuheha okuningi emakethe, kanti uhlamvu lwayo lwakwaDeFi lusanda kudlula imali yezimakethe engaphezulu kwama- $ 3 billion. I-compound yangena ngo-2021 ngentengo engu- $ 143.90. Kusukela lapho, uhlamvu lwemali lukaDeffi selwedlule u- $ 638. Lokhu kusho ukuthi ezinyangeni ezine kuphela zokuhweba - I-Compound inyuke ngenani ngaphezulu kwe-350%.

7.Aave (AAVE)

I-Aave iyipulatifomu evulekile yomthombo we-DeFi esebenza njengesevisi yokubolekisa nge-crypto. Iphrothokholi yayo engeyona eyokugcina impahla ikuvumela ukuthi uthole inzalo futhi uboleke kumafa wakho we-crypto. Le ngxenyekazi yakwaDeFi yethulwe okokuqala emakethe ye-cryptocurrency ngo-2017.

Kodwa-ke, ngaleso sikhathi - ipulatifomu yayibizwa nge-ETHLend, ne-LEND njengophawu lwayo lwendabuko. Ngokuyinhloko ibisebenza njengohlelo lokwenza umdlalo ukuxhuma ababolekisi nababolekisi. Ngo-2018, ipulatifomu yakwaDeFi yaqanjwa kabusha ngokuthi i-Aave - engeza ekusebenzeni okusha kokubolekwa kwemali.

Namuhla, uhlamvu lwemali lwe-AAVE lungabekwa ngephrothokholi ukunikela ekuphepheni nasekusebenzeni kwalo. Ngaphezu kwalokho, ungajabulela imivuzo ye-staking nezimali ezinesaphulelo endaweni yesikhulumi se-Aave. Uhlamvu lwemali lakwaDeFi lunamaphuzu ambalwa okuthengisa - njengoba lunezinsiza zomhlaba wangempela emakethe ebolekayo ye-crypto ekhulayo.

Futhi ingenye yezinhlamvu zemali eziphezulu zeDeFi ngokuya ngenani lokulinganisa, ngenzuzo yemakethe engaphezulu kwama- $ 5 billion. Uhlamvu lwemali lwe-AAVE DeFi belujabulela imakethe ye-bullish kusukela ekuqaleni kuka-2021 - lukhuphuka ngenani ngaphezulu kuka-350% esikhathini esiyizinyanga ezine.

8.I-Synthetix (SNX)

I-Synthetix ingelinye lamapulatifomu akhula ngokushesha kakhulu emakethe yanamuhla. Kungemuva kokushintshaniswa okwenziwe ngamafutha kahle okuvumela abasebenzisi ukuthi bashintshe amathokheni epulatifomu. Kodwa-ke, okwenza iSynthetix ihluke ngukuthi ivumela abasebenzisi ukuthi bahlanganise izimpahla zabo zokwenziwa - ezibizwa ngokuthi 'amaSynths.' Ngamazwi alula, ama-Synths amathuluzi ezezimali alandelela inani lempahla engaphansi.

Ungathengisa ama-Synths ngama-cryptocurrensets, ama-indices, nezinye izimpahla zomhlaba wangempela ezifana negolide ekushintshaneni okwenziwe kabusha kwe-Synthetix. Kodwa-ke, kuzodingeka ube ne-SNX - uphawu lwendabuko lwe-Synthetix ukuhlinzeka ngesibambiso ngokumelene namaSynths. Ngale ndlela, noma nini lapho ama-Synth akho okuhweba, amathokheni akho e-SNX azokhiywa ngenkontileka ehlakaniphile.

Ngaphezu kwalokho, ithokheni leSNX futhi lisabalalisa isabelo semali eqoqiwe kubanikazi bayo, okukuvumela ukuthi uthole imali engenayo. Uma ucabanga ngale nsiza esemthethweni ngaphakathi kwepulatifomu, ukufunwa kwamathokheni we-SNX kungaqhubeka nokukhuphuka. Ithokheni selivele livele njengenye yezinhlamvu zemali ezihamba phambili zeDeFi, ezinemali emakethe engaphezulu kwe- $ 2 billion. Ngokuhamba kwezinyanga ezine ezedlule, intengo yohlamvu lwemali lweSNX isivele inyuke ngaphezu kwenani lika-120%.

9.Yearn.finance (YFI)

IYearn.finance yethulwe ekuqaleni kuka-2020, ngenhloso yokunikeza isivuno esikhulu se-staking Ethereum, solidcoins, namanye ama-altcoins. Iphrothokholi ikwenza lokhu ngokusebenzisa isici sayo esibizwa nge-'Vaults, 'esisiza ukunciphisa izindleko eziphezulu zokuthengiselana kwe-Ethereum.

IYearn.finance inethemba lokwenza lula umqondo weDeFi kubatshalizimali abasha, ibavumele ukuthi bathuthukise izimbuyiselo ngokungenelela okuncane. Le ngxenyekazi yakwaDeFi selokhu yathola ukunakwa okwengeziwe emakethe ngokwethulwa kwethokheni layo le-YFI. Uhlamvu lwemali lwakwaDeFi lunenani eliphakeme lemakethe elingaphezu kwama- $ 1.5 billion.

Kodwa-ke, kunokulinganiselwa okuphelele kokuhlinzekwa kwezinhlamvu zemali ezingama-36,666 kuphela - okunezela kunani lephrojekthi ye-Defi. Ngesikhathi sokubhala, uhlamvu lwemali lwe-YFI lubiza ngaphezu kwama- $ 42,564 - enye yezindawo eziphakeme kakhulu emakethe. Lesi yisibalo esihlaba umxhwele, kubhekwa ukuthi uhlamvu lwemali lwethulwa ngoJulayi 2020 kuphela - ngentengo engu- $ 1,050.

10.PancakeSwap (CAKE)

I-PancakeSwap ingukushintshaniswa okwabelwe amandla okukuvumela ukuthi ushintshe amathokheni we-BEP20 ku-Binance Smart Chain, enye indlela elula futhi engabizi eya e-Ethereum. Ifana ne-Uniswap, le-DEX ibuye isebenzise uhlelo lwe-Automated Market Maker ukukhiqiza amachibi okusetshenziswa kwemali. I-PancakeSwap yethule ithokheni layo lendabuko CAKE ngoSepthemba 2020. Abasebenzisi bangafaka ikhekhe kwelinye lamachibi amaningi okuphuza anikezwa ukuze bathole amathokheni amaningi ngokubuyisa.

Izimali eziphansi ezikhokhisiwe selokhu zaheha abantu abaningi abathanda iDeFi kule ngxenyekazi. - ukushayela intengo yohlamvu lwemali ngokuya phezulu. Ithokheni le-CAKE likhombise i-rally yamanani ephawulekayo kwikota yokuqala ka-2021. Uhlamvu lwemali yakwaDeffi luqale unyaka ngo- $ 0.63 kwathi, ngo-Ephreli 26, 2021 - lwashaya imali ephakeme ngo- $ 33.83.

Lokhu kuhumusha ekutholeni okungaphezu kuka-5,000% ezinyangeni ezine nje. Ngesikhathi sokubhala, ithokheni le-CAKE futhi selisungule imali yezimakethe engaphezu kwama- $ 5 billion, okwenza kube ngamathokheni e-DeFi crypto enza kahle kakhulu onyakeni.

Okubalulekile Ukukwazi

Akunakusho ukuthi, ukuthandwa okwandayo kwezinhlamvu zemali ze-DeFi kukhombisa ukuthi umkhakha obanzi we-DeFi usendleleni eya emakethe ebanzi yezezimali. Amaphrothokholi esiwabhale lapha aqhubeka ukukhombisa ukuthi kunesidingo sangempela, negumbi emakethe yomhlaba jikelele yemikhiqizo nezinsizakalo ezifanele.

Lokho kusho, kunezindlela eziningi eziba nomthelela kule mpumelelo. Isibonelo, amathokheni e-DeFi ayisici esisodwa kuphela sesistimu ebanzi ye-DeFi. Eqinisweni, lezi ziyakhiwa njengezindlela zokuxhasa izivumelwano ezisatshalalisiwe - ezinikeza amanye amathuba amaningana ongawasebenzisa kuzinto zeDeFi.

Unalokho engqondweni, ake sihlole amanye amapulatifomu amahle kakhulu weDeFi abusa emakethe namuhla.

Izindawo ezihamba phambili zeDeFi 2021

Inhloso enkulu yamapulatifomu e-DeFi ukunikezela inqubo yokwabiwa kwemali kanye nokuhweba. Okunye okukhangayo lapha ukuthi lezi zixazululo zinikeza ukucaca okuphezulu uma kuqhathaniswa nezikhungo zezezimali zendabuko.

Amapulatifomu amahle kakhulu wanamuhla anikwe amandla ama-dApp noma amaphrothokholi asemthethweni - akhiwe ku-Bitcoin noma ku-Ethereum. Kunamaphrojekthi amasha angena emakethe cishe njalo ngenyanga, ahlinzeka ngamathuba amasha ezezimali kubatshalizimali nakubadayisi bazo zonke izinhlobo nobukhulu.

Nazi ezinye zezindlela ama-dApp kanye nezinqubo ezisetshenzisiwe ezisetshenziswa namuhla:

• Ukuboleka nokuboleka: Amapulatifomu e-DeFi akuvumela ukuthi uthathe imali mboleko kumafa wakho we-crypto, ngaphandle kokuthi uqedele inqubo ye-KYC, uhlolwe isikweletu sakho, noma ube ne-akhawunti yasebhange. Futhi ungaboleka ukubanjwa kwakho kwe-cryptocurrency ukubuyisa inzalo, unikele ekutholakaleni kwepulatifomu yeDeFi okukhulunywa ngayo.
• Digital wallets: Izikhwama ze-DeFi crypto ezingabambeki zikuvumela ukuthi ube nokulawula okugcwele phezu kwempahla yakho nokhiye bakho abazimele endaweni ephephile.
• Ukuhwebelana Okusetshenzisiwe: Amapulatifomu amahle kakhulu weDeFi akwenza ukwazi ukuqeda isidingo sendawo yokuhlangana futhi esikhundleni salokho uzibandakanye ekuhwebeni ngezinkontileka ezihlakaniphile.
• Izivumelwano Zokulawulwa Kwempahla: IDeFi isekela izinhlaka ezivumela abasebenzisi ukuthi bahlanganise izimali zemikhiqizo yokutshalwa kwemali njengokutshalwa kwemali okuzenzakalelayo kanye nokuhlanganiswa kwempahla.
• Imali mboleko engeyona eyeyesibambiso: IDeFi ikwenze kwaba lula kuwe ukuthola imali mboleko engaphephile ngokusekelwe kontanga.
• Amathokheni Angabonakali: Amapulatifomu amahle kakhulu e-DeFi aya ngokuya axhasa ama-NFTs. Lawa ngamathokheni akuvumela ukuthi uguqule kabusha impahla ngaphambili ebingenakuguqulwa ku-blockchain. Lokhu kungafaka ubuciko bokuqala, ingoma, noma i-Tweet!
• Ukutshala Ukulima: Lo mkhiqizo we-DeFi ukwenza ukwazi ukuthola inzalo kumafa wakho we-crypto ngokuwafaka endaweni yesikhulumi se-DeFi.

Njengoba ukwazi ukubona, ubukhulu bemboni yeDeFi buhluke kakhulu. I-Y0u ingathola ukufinyelela okucacile, okungenamngcele cishe kunoma iyiphi insizakalo yezezimali ongayicabanga - kusuka kuma-akhawunti okonga, ukubolekwa kwemali, ukuhweba, umshuwalense, nokuningi.

Ngakho-ke ungawatholaphi amapulatifomu amahle kakhulu we-DeFi azokunikeza ukufinyelela kuzici ezithembisa kakhulu zalo mkhakha? Ngezansi, sibuyekeze ukukhethwa kwamapulatifomu akalwe phezulu nokuthi ungazuza kanjani kuwo.

YouHodler

Yethulwe ngo-2018, i-YouHodler ingelinye lamapulatifomu amahle kakhulu wokubolekisa nge-crypto emakethe. Ngokuyinhloko insizakalo yezezimali ye-crypto-fiat ekunikeza izinzuzo ezinenzuzo ephezulu kumadiphozithi akho. Ipulatifomu yakwaDeFi ibambisene namabhange ahloniphekile eYurophu naseSwitzerland ukuqinisekisa ukugcinwa okuphephile nokuvikelekile kwezimpahla zakho zedijithali.

I-YouHodler ibuye ihlanganiswe nokushintshaniswa kokuhweba okunikeza ukusekelwa kwezinhlamvu zemali eziningi ezivelele ze-DeFi - kufaka phakathi i-Compound, i-DAI, i-Uniswap, i-Chainlink, uMenzi, nokuningi. Enye yezinto eziphawuleka kakhulu ku-YouHodler ukuthi ikuvumela ukuthi ufake i-Bitcoin, noma amanye ama-cryptocurrensets - ukuze uqale ukuthola inzalo kwimpahla ngokushesha.

Isivumelwano ngasinye sokuboleka nokuboleka kule pulatifomu yidokhumenti ebophezela ngokomthetho elandela imihlahlandlela ye-European Union. Ungathola kuze kufike ku-12.7% kumadiphozi akho e-crypto futhi noma yikuphi ukubuyisa okwenzayo kuzofakwa ngqo esikhwameni sakho se-YouHodler masonto onke. Ngaphandle kwalokhu, ungathola ukufinyelela kwizimalimboleko ze-crypto endaweni yesikhulumi. I-YouHodler inikeza isilinganiso esimangalisayo se-Loan-to-Value esingu-90% kuma-cryptocurrensets aphezulu angama-20 asekelwayo.

Ungathola nemalimboleko ngezimali ze-fiat njengamadola aseMelika, ama-euro, ama-Swiss francs namakhilogremu aseBrithani. Izimalimboleko zingakhishwa ngokushesha ku-akhawunti yakho yasebhange noma ekhadini lesikweletu. Kulabo abanolwazi oluningi ngemakethe ye-DeFi crypto, i-YouHodler iphinde yethule eminye imikhiqizo emibili - iMultiHODL neTurbocharge. Ngalezi zici, ipulatifomu izotshala ngokuzenzakalela izimpahla zakho kumalimboleko amaningi ukuze ikubuyisele imali ephezulu.

Kodwa-ke, uma kubhekwa ubungozi obubandakanyekayo, lokhu kusebenza kugcinwa kakhulu kubatshali zimali abanolwazi olujwayelekile ngokungena nokuphuma kwezimakethe zezezimali. Ngakolunye uhlangothi, uma ubheka kuphela ukuthola imali engenayo evela kumafa wakho we-crypto, khona-ke i-YouHodler ingakutholela inzuzo ephezulu kakhulu ngenkathi ikuvumela ukuthi ugcine izimpahla zakho endaweni ephephile.

Nexo

INexo elinye igama elivelele esikhaleni se-crypto. Ipulatifomu yethule imikhiqizo eminingana yezezimali engangena esikhundleni sebhange lendabuko ngezimpahla ze-crypto.  INexo ikuvumela ukuthi uthole inzalo kumafa ehlukene e-crypto angu-18 - kufaka phakathi izinhlamvu zemali zeDeFi ezinjengethokheni le-DAI neNexo. Ungathola ukubuyiselwa okungafika ku-8% kuma-cryptocurrensets, kuze kufike ku-12% kuzinhlamvu zemali ezizinzile.

Umholo wakho uzokhokhelwa wena nsuku zonke. Ngaphezu kwalokho, ungafaka futhi imali ye-fiat efana nama-euro, amadola aseMelika, namakhilogremu aseBrithani ukuthola inzuzo kubo.  Ngaphandle kwe-akhawunti yokonga i-crypto, uNexo futhi ukuvumela ukuthi uthole imali mboleko esheshayo ngokuhlanganisa izimpahla zakho zedijithali.

Le nqubo izenzakalelayo ngokuphelele - futhi isicelo sakho semalimboleko singacutshungulwa ngaphandle kokudlula kunoma yikuphi ukuhlolwa kwesikweletu.  Amanani wenzalo yemalimboleko ye-Nexo crypto aqala ku-5.90% APR. Inani lemalimboleko elincane lisethwe ku- $ 50, futhi ungathola imigqa yesikweletu efinyelela ku- $ 2 million.  INexo futhi isungule eyayo indawo yokushintshanisa ngemali yakhona, lapho ungathenga futhi uthengise ngaphezulu kwamabhangqa we-cryptocurrency angaphezu kwekhulu.

Ipulatifomu isungule uhlelo lweNexo Smart ukuqinisekisa ukuthi uthola intengo enhle emakethe ngokuxhuma ekushintshaneni okuhlukile. Ngaphezu kwalokho, uNexo uthembisa nokuthi kuzoba nokushintshashintsha kwamanani amancane uma ufaka i-oda lezimakethe. Ngokufana namanye amapulatifomu akwaDeFi, uNexo ubuye wethula nohlamvu lwemali lokuphatha - ithokheni le-NEXO.

Ukubamba ithokheni le-NEXO kukunika imivuzo eminingana epulatifomu - njengembuyiselo ephezulu kumadiphozithi akho, namazinga entengo aphansi emalimboleko.  Okubaluleke kakhulu, uNexo ungenye yamapulatifomu ambalwa akhokhela izinzuzo kubanikazi bawo bamathokheni. Eqinisweni, ama-30% wenzuzo ephelele yale mali yakwaDeFi isatshalaliswa kubanikazi bamathokheni we-NEXO - kuya ngosayizi nobude besikhathi sokutshalwa kwemali.

Ukungahluki

Ukungashintshwa ngokungangabazeki kungenye yamapulatifomu e-DeFi athandwa kakhulu emakethe ebanzi ye-cryptocurrency. Ipulatifomu ikuvumela ukuthi uhwebe noma iyiphi ithokheni ye-Ethereum-based ERC-20 usebenzisa izikhwama zangasese ezifana neMetamask.  Ku-2020, i-Uniswap isekele ama-dollar ayizigidi eziyizinkulungwane ezingama-58 evolumu yokuhweba - okwenza kube ukushintshaniswa okukhulu kunakho konke emhlabeni we-crypto. Lezi zinombolo zikhuphuke nge-15,000% kusuka ku-2019 - okukhombisa ukuthi ipulatifomu yeDeFi isifikile ibanga elingakanani ngaphezu konyaka. 

Enye yezinzuzo eziphambili ze-Uniswap ukuthi asikho isidingo sakho sokufaka izimpahla zakho endaweni yesikhulumi. Ngamanye amagama, lolu uhlelo lokusebenza olungelona olokugcina olusebenzisa amachibi oketshezi esikhundleni sezincwadi zoku-oda. Akunasidingo sokuthi ubhalise ku-Uniswap protocol noma uqedele inqubo ye-KYC.

Ungashintsha phakathi kwanoma iyiphi ithokheni ye-ERC20 noma uthole iphesenti elincane lezimali eziqoqiwe ngokumane ungeze echibini lezimali.  Njengoba sibonile kafushane phambilini, i-Uniswap nayo inethokheni layo le-UNI - elingakunikeza amasheya wokuvota ekuphathweni kweprotocol yomhlinzeki. Uhlamvu lwemali lakwaDeFi lusanda kunyuka ngentengo, luheha ukunakwa okwengeziwe kumthetho olandelwayo we-UNI. 

Muva nje, i-Uniswap nayo yethule inguqulo yayo yakamuva yokushintshana kwayo - ebizwa nge-Uniswap V3. Iza nokuqoqwa kwemali eqoqiwe kanye nezindleko. Lokhu kuvumela ukuthi abahlinzeki bezimali bakhokhelwe ngokwezinga lobungozi abalithathayo. Izici ezinjalo zenza i-Uniswap V3 enye yama-AMM aguquguquke kakhulu yakhelwe.

Iphrothokholi Engashintshiwe futhi ihlose ukuhlinzeka ukwenziwa kwezebhizinisi ezinamasheya aphansi ezingadlula lezo zokuhwebelana okuphakathi.  Lezi zibuyekezo ezintsha zingashayela intengo yethokheni ye-UNI DeFi ngokuya phezulu. Njengoba ukwazi ukubona, ipulatifomu ye-DeFi iyaqhubeka ngokuqhubekayo futhi kungekudala ingangeza eminye imikhiqizo efana nokubolekwa kwe-crypto nokubolekwa kohlelo lwayo lwemvelo olusabalalisiwe. 

I-BlockFi

Yethulwe ngo-2018, iBlockFi iguqukele ekubeni yindawo yokutshala izimpahla zakho zedijithali. Kuyo yonke le minyaka, ipulatifomu yakwaDeFi ikwazile ukuthola imali engaphezulu kwezigidi ezingama- $ 150 kusuka ezibalweni zomphakathi eziphawulekile, futhi yazuza namakhasimende athembekile alandelayo. IBlockFi inikeza imikhiqizo ehlukahlukene yezimali ebhekiswe kubo bobabili abathengisi be-cryptocurrency ngabanye nabesikhungo. Ama-akhawunti Wenzalo kaBlockFi, i-BIAS ngamafuphi - ikuvumela ukuthi uthole inani lenzalo efinyelela ku-8.6% ngonyaka kuma-cryptocurrensets.

Njengakwezinye izingxenyekazi ze-DeFi. IBlockFi iboleka lawa madipozithi womsebenzisi kwabanye abantu nakubathengisi bezikhungo futhi ibakhokhisa inzalo kubo - yona ekhokhela abasebenzisi bayo. Lokho kusho, kubalulekile ukuthi wazi ukuthi amadiphozithi womsebenzisi anikezwa kuqala kakhulu uma kuqhathaniswa nokulingana kwenkampani uma kukhulunywa ngokubolekisa.

IBlockFi ibuye ivumele abasebenzisi ukuthi basebenzise izimpahla zabo zedijithali njengesibambiso, futhi baboleke kuze kufike ku-50% wenani lesibambiso kumadola aseMelika. Njengoba ukwazi ukubona, lokhu kuncane kakhulu kune-LTV enikezwa ngamanye amapulatifomu afana ne-YouHodler. Ngakolunye uhlangothi, izimalimboleko zicutshungulwa cishe ngaso leso sikhathi. Ekugcineni, enye inzuzo yeBlockFi ukuthi inikezela ngokungaholi kokushintshana kungxenyekazi yayo.

Kodwa-ke, amanani wokushintshana awasebenzi kahle uma kuqhathaniswa nalokho ongakuthola kwamanye amapulatifomu. Sekukonke, iBlockFi iphethe isikhundla sayo njengenye yezinsizakalo ezihola phambili zezimali - ikwenza ukwazi ukusebenzisa izimpahla zakho zedijithali ukuthola imali engenayo, kanye nokuthola imali mboleko esheshayo ngokumelene nayo.

I-AAVE

Yethulwe ekuqaleni njenge-ETHLend, i-Aave iqale njengemakethe lapho ababolekisi be-crypto nababoleki bengakwazi ukuxoxisana ngemibandela yabo ngaphandle kokudlula eceleni. Kusukela lapho, ipulatifomu yeDeFi isikhule yaba yiprothokholi esungulwe ye-DeFi enikezela ngemikhiqizo eminingi yezezimali.  Amachibi okusetshenziswa kwemali ka-Aave njengamanje anikezela ukwesekwa kwemali engaphezu kwengu-25 ye-crypto, ezinzile, neye-DeFi.

Lokhu kufaka phakathi i-DAI, i-Chainlink, i-yearn.finance, i-Uniswap, i-SNX, uMenzi, nokuningi. Ngaphezu kwalokho, i-Aave iphinde ikhiphe ithokheni yayo yokubusa - i-AAVE. Lokhu kwenza abanikazi bamathokheni bakwazi ukufaka isandla ekuphathweni kwephrothokholi ye-Aave.  Ithokheni ye-AAVE nayo ingabekwa endaweni yesikhulumi ukuze ithole inzalo neminye imiklomelo. 

I-Aave isebenza ikakhulukazi njengeplatifomu yokubolekisa nge-crypto. Ungaboleka futhi uboleke izimpahla zedijithali ku-Aave ngendlela esezingeni elifanele, ngaphandle kokuhambisa noma yimiphi imibhalo ye-AML noma ye-KYC.  Njengombolekisi, uzobe ubeka izimpahla zakho ngempumelelo echibini lokwenza imali. Ingxenye yechibi izobekelwa eceleni njengendawo yokubekelela ngokumelene nokungazinzi ngaphakathi kwepulatifomu yakwaDeFi. Lokhu futhi kwenza kube lula kubasebenzisi ukuthi bakhiphe imali yabo ngaphandle kokuthinta ukwenziwa kwemali. 

Ngaphezu kwalokho, uzokwazi ukuthola inzalo ekuthengisweni kwemali oyinikezayo endaweni yesikhulumi.  Uma ufuna ukuthatha imali mboleko, i-Aave ikuvumela ukuthi uboleke ngokukhokhela ngokweqile izimpahla zakho. I-LTV yemalimboleko oyitholayo ibanga kusuka ku-50 kuye ku-75%. 

Kodwa-ke, ngaphandle kwalokhu, u-Aave futhi uzihlukanisa ngokunikela ngeminye imikhiqizo eyingqayizivele - njengokubolekwa kwemali engavikelekile ye-crypto nokushintshwa kwamazinga. Sizokuxoxa kabanzi lokhu esigabeni se-'Crypto Loans kumaDeFi Platforms 'alo mhlahlandlela.  Noma kunjalo, sIzinhlobo ezihlukile zesibambiso zivumele i-Aave ukuthi ithole ukudonswa emkhakheni weDeFi. Eqinisweni, uma kuqhathaniswa nezinye izivumelwano ze-DeFi ezikule ndawo, i-Aave inikeza i-arsenal eyingqayizivele yezici. 

Celsius

ICelsius ingelinye ipulatifomu esekwe nge-blockchain esungule ithokheni layo lendabuko. Ithokheni ye-CEL ingumgogodla wesistimu ye-Celsius. Le thokheni ye-ERC-20 ingasetshenziswa ngaphakathi kwephrothokholi yeCelsius ukukhulisa izinzuzo zakho ezivela kumikhiqizo yayo yezezimali.

Mayelana nokusetshenziswa, i-Celsius ikuvumela ukuthi uthole inzalo kumafa wakho we-crypto, ngenani lenzalo elifinyelela ku-17.78%. Lokhu kungaphezulu kakhulu kwesilinganiso semboni - noma kunjalo, kuzodingeka ubambe amathokheni e-CEL ukuthola izimbuyiselo eziphakeme kangaka. ICelsius futhi ikuvumela ukuthi usebenzise i-cryptocurrency njengesibambiso ukuboleka imali ye-fiat noma ezinye izimpahla zedijithali.

Nakulokhu futhi, isilinganiso senzalo lapha sinokuncintisana okumangazayo - kusethwe kuphela ku-1% APR. Lokhu kuqondene nokuthi unamathokheni anele e-CEL abekwe endaweni yesikhulumi. Ngamazwi alula, izinzuzo ozithola epulatifomu zincike kakhulu enanini le-CEL oyiphethe. Kanjalo, uma unentshisekelo yokusebenzisa iCelsius, kungaba umqondo omuhle ukwengeza i-CEL kuphothifoliyo yakho ye-cryptocurrency.

Ngemuva kwakho konke, labo ababambayo futhi amasheya we-CEL angaba nenzuzo ephezulu kakhulu kumadiphozithi abo, kanye namanani enzalo eyehlisiwe emalimboleko. Ngokuzuza kwemali enkulu, ithokheni ye-CEL inyuke ngo-20% wenani selokhu kuqale u-2021. Kodwa-ke, kubalulekile ukuthi wazi ukuthi ukusetshenziswa kwethokheni leCEL kukhawulwe ngaphandle kohlelo lwezinto eziphilayo zeCelsius.

Ikomidi

I-Compound Finance ingathathwa kalula njengenye yezivumelwano ezinkulu kakhulu zokubolekisa emkhakheni weDeFi. Njenganingi lamapulatifomu e-DeFi okuxoxwe ngawo namuhla, umthetho olandelwayo we-Compound wakhelwe ku-Ethereum blockchain. Yize ekuqaleni yayisendaweni eyodwa, ngokwethulwa kwethokheni layo lokuphatha, iCompound ithatha izinyathelo zayo zokuqala ezimbalwa zokuba yinhlangano elawulwa ngumphakathi.

Ngesikhathi sokubhala, i-Compound isekela i-12 crypto nezimali zemali ezizinzile - okubandakanya namathokheni amaningi we-DeFi avelele. Isikhungo sokubolekisa se-crypto ku-Compound sisebenza ngokufanayo kwamanye amapulatifomu e-DeFi. Njengombolekisi, ungakwazi uthole inzalo ezimali zakho ngokungeza ukwenziwa kwemali endaweni yesikhulumi. Ngenkathi ungumboleki - ungathola ukufinyelela okusheshayo kokubolekwa imali ngu ukukhokha inzalo. 

Kodwa-ke, yonke inkosazana yenziwe lula ngomkhiqizo omusha obizwa nge-cToken contract. Lezi yizethulo ze-EIP-20 zezimpahla ezingaphansi - ezilandelela inani lempahla oyifakile noma oyihoxisile. Noma yikuphi ukuthengiselana kwe-Compound protocol kwenzeka ngezivumelwano ze-cToken. Ungazisebenzisela ukuthola inzalo, futhi njengesibambiso ukuthola imali mboleko. Ungaba 'mint' ukuze uthole izandla zakho kuma-cokok noma uboleke nge-Compound protocol. 

Ikhompiyutha ibuye isebenzise i-algorithm eyinkimbinkimbi echaza amazinga wenzalo endaweni yesikhulumi. Kanjalo, ngokungafani namanye amapulatifomu e-DeFi, inani lenzalo liyahlukahluka - kuya ngokuhlinzekwa nokufunwa ngaphakathi kweprotocol. Ngokusebenzisa ithokheni layo lokuphatha i-COMP - Izinhlelo ezihlanganisiwe zokufeza ukwabiwa ngokuphelele kwamandla ezwe. Lokhu kuzokwenziwa ngokunikela ngamalungelo okuvota nokunikeza izikhuthazi kubaphathi be-COMP kungxenyekazi yayo yeDeFi.

MakerDAO

UMenziDAO ungenye yamapulatifomu okuqala eDeFi abambe iso labatshalizimali be-crypto. Le phrojekthi yethulwe ngonyaka we-2017 futhi isebenza njengohlelo olusezingeni eliphansi lwedijithali. Ungafaka ama-cryptocurrensets amaningi asuselwa e-Ethereum bese uwasebenzisela ukwenza i-mint ithokheni lendawo yesikhulumi - i-DAI.  Njengoba sishilo ekuqaleni, inani lama-DAI liyizibuko ezilingana nedola laseMelika.  I-DAI oyenza kuMenziDAO ingasetshenziswa njengesibambiso ukuze kuthathwe imali mboleko.

Kodwa-ke, khumbula ukuthi ukushintshanisa ithokheni yakho ye-ERC-20 ukubuyisela i-DAI akuyona mahhala endaweni yesikhulumi. Uzokhokhiswa imali yokwenza uma uvula i-vault. Le mali ingaxwaya ngezikhathi ezithile futhi izovuselelwa ngokuzenzakalela endaweni yesikhulumi. Ngalesi sizathu, uma usebenzisa ama-Maker Vault, kungcono ukugcina isilinganiso sakho sokubambisana siphakeme ngangokunokwenzeka - ukuze ugweme ukuqedwa. 

Ngaphandle kwemvelo ye-MakerDAO, i-DAI isebenza njenganoma iyiphi enye imali ye-DeFi. Ungayiboleka, noma uyisebenzisele ukuthola imali engenayo. Ezikhathini zakamuva, i-DAI selokhu yenyusa ukusebenza kwayo ukufaka ukuthenga kwe-NFT, ukuhlanganiswa kuzingxenyekazi zemidlalo, namabhizinisi e-eCommerce.  Ngaphandle kwe-DAI, uMenziDAO unemali eyengeziwe yokubusa - uMenzi. Njengakwezinye izinhlamvu zemali zakwa-DeFi, ukubamba uMenzi kuzokutholela ukufinyelela kumalungelo okuvota nezimali eziphansi epulatifomu. 

Okubalulekile Ukukwazi

Izingxenyekazi okukhulunywe ngazo ngenhla zinikeza amazwibela enethiwekhi ye-DeFi ebanzi eyakhiwa namuhla. Njengoba kuqhubeka, ikusasa lomkhakha weDeFi lizonqunywa ngumphakathi owungezile. Uma imboni iqhubeka nokuheha kakhulu, kufanele ibonakale entengweni yohlamvu lwemali olufanele lweDeFi. 

Njengoba ukwazi ukubona, umhlaba weDeFi uguqule umkhakha wezezimali. Lezi zingxenyekazi eziphezulu zeDeFi zihlose ukuguqula umkhakha ngokusebenzisa ubuchwepheshe beBlockchain. Ngokulandelayo, uzothola ukufinyelela obala nokulawulwa okungcono kwempahla yakho. 

Uma ukholwa ukuthi iDeFi inamandla amakhulu okubusa ngokuzayo, esinye sezinyathelo ezinhle kakhulu ongasenza kungaba ukutshala imali kuDeFi uhlamvu lwemali.  Kulabo abasha esikhaleni se-cryptocurrency, uzozuza ngokuholwa okuncane kule ndawo. Ngakho-ke, sihlanganise umhlahlandlela wokuthi ungazithenga kanjani izinhlamvu zemali ze-DeFi ezinhle kakhulu kusigaba esingezansi. 

Ungazithenga Kanjani Izinhlamvu zemali ze-DeFi 

Okwamanje, kunethemba lokuthi unombono oqinile wokuthi ziyini izinkundla zeDeFi, nokuthi yiziphi izinhlamvu zemali zeDeFi njengamanje ezibusa emakethe.  Ukuqinisekisa ukuthi izinhlamvu zemali ozikhethile ze-DeFi zingathengwa ngendlela ephephe kunazo zonke futhi engabizi kakhulu - ngezansi sikuhamba ngenqubo ngesinyathelo ngesinyathelo. 

Isinyathelo 1: Khetha i-Online Broker elawulwayo

Amapulatifomu ahlukanisiwe akunikeza ukufinyelela okunganqandeki kwempahla yedijithali. Kodwa-ke, kulabo abafuna ukuqapha kakhulu ngezimali abazitshalile, siphakamisa ukuthi ubheke ilawulwa amapulatifomu. Isibonelo, kunezindlela ezimbili zokuthenga uhlamvu lwemali lwe-DeFi - eyodwa nge-cryptocurrency ukushintshanisa, noma nge-inthanethi broker.

Uma ukhetha ukushintshaniswa okuphakathi noma okwabiwe kwe-idijithali yemali, ngeke ube nethuba lokukwazi ukuthenga izinhlamvu zemali ze-DeFi ngokushintshisana ngemali ye-fiat. Esikhundleni salokho, kuzofanele ukhokhele izinhlamvu zemali ezinzile ezifana ne-USDT.

• Ngakolunye uhlangothi, uma ukhetha umthengisi we-inthanethi olawulwayo onjengeCapital.com - uzokwazi ukuhweba izinhlamvu zemali zeDeffi futhi ukhokhele kalula i-akhawunti yakho ngamadola aseMelika, ama-euro, amakhilogremu aseBrithani, nokuningi.
• Eqinisweni, ungafaka imali ngokushesha nge-debit / credit card ngisho ne-e-wallet efana ne-Paypal. 
• Kulabo abangazi, iCapital.com iyinkundla yokuhweba edume kakhulu yeCFD elawulwa yi-FCA e-UK naseCySEC eCyprus.
• Ipulatifomu isekela umugqa omude wezimakethe zemali zeDeFi - njenge-LINK, UNI, DAI, 0x, kanye nezinye izinqwaba.

Noma kunjalo, uma umthengisi wakho we-inthanethi okhethiwe enganikeli ngezinsizakalo zesikhwama esakhelwe ngaphakathi, uzophinde ufune ukuthola isikhwama sangaphandle sedijithali sokugcina ama-DeFi Tokens akho. Lokhu kunjalo, uma ungazibeki kuma-platform we-DeFi ukuze uthole imali engenayo.

Isinyathelo 2: Bhalisa NgeSayithi Lakho Lokuhweba Elikhethiwe

Ukuvula i-akhawunti ngeplatifomu yokuhweba ngemali yeDeFi kulula kunakuqala. Ukuphela kokufanele ukwenze ukugcwalisa ifomu lokubhalisa ngokushesha. Lokhu kufaka igama lakho eligcwele, usuku lokuzalwa, ikheli lokuhlala, nemininingwane yokuxhumana. Lokho kusho ukuthi, uma usebenzisa ipulatifomu elawulwayo efana ne-Capital.com - kuzofanela futhi uqinisekise ubuwena njengengxenye yenqubo ye-KYC.

Ungaqedela lesi sinyathelo masinyane ngokushesha ngokulayisha ubufakazi bokuthi ungubani - njengekhophi lephasiphothi yakho noma ilayisense yokushayela. Ku-Capital.com uzoba nezinsuku eziyi-15 ukuqedela lesi sinyathelo. Uma uhluleka ukwenza lokhu, i-akhawunti yakho izomiswa ngokuzenzakalela. Lapho nje imibhalo isilayishiwe futhi iqinisekisiwe, uzothola ukunganqandeki ezimakethe eziningi zeDeFi - konke mahhala!

Isinyathelo 3: Fundisa i-akhawunti yakho eku-inthanethi

Ngaphambi kokuthi uhwebe izinhlamvu zemali zeDeFi ku-Capital.com, kuzodingeka ukuthi ukhokhe i-akhawunti yakho. 

Ku-Capital.com, ungakwenza lokhu usebenzisa ikhadi lesikweletu, ikhadi lasebhange, ukudluliswa kwezintambo zebhange, noma izikhwama ze-elekthronikhi ezifana ne-ApplePay, i-PayPal, neTrustly. 

Ngaphezu kwakho konke, iCapital.com ayikhokhisi mali ekhokhwayo futhi ungakhokhela i-akhawunti yakho nge $ / £ 20. Ngokusho lokho, uma ufaka imali ngokudluliswa kwebhange, kuzofanele ungeze ubuncane be- $ / £ 250.

Isinyathelo 4: Thola iMakethe Yezinhlamvu zemali ekhethiwe

Lapho ususethe i-akhawunti yakho, usukulungele ukuqala ukuhweba izinhlamvu zemali ze-DeFi. Ku-Capital.com - inqubo ilula. Odinga ukukwenza ukusesha imali oyikhethile yeDeFi bese uqhafaza umphumela olayishayo. 

Isibonelo, uma ufuna ukuhweba i-Uniswap, ungavele ufake i-'UNI 'kubha yokusesha.

Isinyathelo 5: Izinhlamvu zemali zeDeFi

Manje, konke okudingeka ukwenze ukucacisa inani lamathokheni we-DeFi ofuna ukuwahweba. Ngenye indlela, ungafaka nenani lemali ofuna ukulifaka engozini kuDeffi uhlamvu olubuzwayo.

Kunoma ikuphi, uma usuqinisekise i-oda ku-Capital.com - izokwenziwa ngokushesha. Okuhle kunakho konke - iCapital.com ngeke ikukhokhise ngisho isenti kukhomishini noma izimali zokuhweba izinhlamvu zemali zakwaDefi!

Okubalulekile Ukukwazi

Lapho usuthengile izinhlamvu zemali ezihamba phambili ze-DeFi ngezinhloso zakho zezezimali, kunezinketho eziningi etafuleni. Isibonelo, ungazibamba, uzihwebe, noma uzifake kabusha kuphrothokholi ye-DeFi efanele. Ngokwengeziwe, njengoba sixoxile kulo mhlahlandlela - ungasetha futhi izinhlamvu zemali ze-DeFi noma uthathe imali mboleko ngokuzisebenzisa njengezibambiso.

Ngokweqile, amapulatifomu e-DeFi asevele ephumelele ukukhiqiza isasasa elikhulu emakethe. Lesi sikhala esabelwe amandla abantu sikhange inani elimangalisayo lemali yokutshalwa kwezimali ezinyangeni eziyi-12 ezedlule kuphela - ezikhula kakhulu ngokuhamba konyaka.  Njengoba ubona kahle, kunamapulatifomu amaningi akwazile ukuletha izinzuzo ezibalwe ngenhla zeDeFi emphakathini jikelele.

Emacaleni amaningi okusetshenziswa, kunezici ezimbili ikakhulukazi ezitholile ukubambeka phakathi kwabatshalizimali be-crypto nabadayisi ngokufanayo. Lawa ama-akhawunti okonga i-crypto nemalimboleko ye-crypto enikezwa amapulatifomu e-DeFi. 

Njengalokhu, ezigabeni ezilandelayo zalo mhlahlandlela, sizobheka kulezi zinhlelo, nokuthi ungazisebenzisa kanjani ukuze ukhulise izimpahla zakho ze-crypto.

Ama-Akhawunti Wokulondolozwa Kwe-Crypto kuzingxenyekazi zeDeFi

Njengoba sibonile ekuqaleni, amapulatifomu amahle kakhulu eDeFi anemikhiqizo eminingi yezezimali ehlelwe abathandi be-crypto. Kuwo wonke amathuba ahlukahlukene, umqondo we-akhawunti yokonga i-crypto ubonakala uthola ukunakwa okukhulu. I-akhawunti yokonga i-crypto ilokho kanye okuzwakala ukuthi iyikho - ikuvumela ukuthi uthole inzuzo engenziwanga ekutshalweni kwakho.

Kodwa-ke, uma kuqhathaniswa nezinhlelo zendabuko zezimali, amapulatifomu amahle kakhulu we-DeFi akunikeza inzalo ephakeme kakhulu yenzalo kumadiphozithi akho. Ngaphambi kokuthi uthathe isinqumo sokutshala imali kwi-akhawunti yokonga i-crypto, kubalulekile ukuqonda ukuthi imboni isebenza kanjani.

Ayini ama-Akhawunti Wokulondolozwa Kwe-Crypto?

Ama-akhawunti wokulondolozwa kwe-Crypto ayilokho ekushoyo ku-tin - i-akhawunti yokonga yama-cryptocurrensets akho. Esikhundleni sokufaka imali ye-fiat ebhange lendabuko, uzobe ungeza izimpahla zakho ze-crypto kungxenyekazi yokubolekisa ye-DeFi. Ngokulandelayo, uzokwazi ukuthola inzalo kumadiphozithi akho.

Empeleni, okwenzayo uboleka izimpahla zakho kubabolekisi be-crypto besikhulumi esifanayo. Ngokubuyisela, bakhokha inzalo ngokuboleka izimpahla zakho ze-crypto. Kanjalo, ama-akhawunti okonga i-crypto asiza ukuxhasa imali mboleko yontanga enikezwa yizingxenyekazi ezihamba phambili ze-Defi.

Amapulatifomu Okubolekisa we-DeFi

Imvamisa, epulatifomu yokubolekisa esezingeni eliphakathi nendawo - kuzofanela udlule kwinqubo enzima ye-KYC ukusizakala nge-akhawunti yokonga. Ngaphezu kwalokho, amanani enzalo anikezwayo azonqunywa yinkampani uqobo. Ngakolunye uhlangothi, amapulatifomu e-DeFi asebenza njengezivumelwano - okusho ukuthi ayatholakala kuwo wonke umuntu ngaphandle kokulandela noma yiziphi izinqubo ze-KYC.

Hhayi lokho kuphela, kepha ama-akhawunti awagcini ngokugcinwa kwezimpahla, okusho ukuthi ngeke kudingeke unikele ngemali yakho endaweni yesikhulumi uqobo. Ngakho-ke, amapulatifomu abolekisa abelwe phansi kanye nama-akhawunti okonga abawanikezelayo azenzakalelayo. Lokhu kusho ukuthi uhlelo lokubusa luzocacisa amazinga enzalo.

Ezimweni eziningi, amapulatifomu angcono kakhulu okubolekisa nge-DeFi azoba nezinga lenzalo eliguquguqukayo elincike ekunikezelweni nasekufunweni kwempahla kumthetho olandelwayo. Ngaphezu kwalokho, obolekayo angathatha ngqo imalimboleko ngeplathifomu yakwaDeFi - ngaphandle kokudlula kwinqubo yokuqinisekisa noma isheke lesikweletu.

Sihlanganisa isihloko semalimboleko ye-crypto ngokombono womboleki ngokuningiliziwe esigabeni esilandelayo salesi siqondisi. Noma kunjalo, eminyakeni embalwa edlule, umbono wokubolekwa kweDeFi ukhule kakhulu. Yize kungenzeka ifike ngamanani aphezulu wenzalo yababolekayo, ukutholakala kokungaqiniseki kwenza amapulatifomu e-DeFi akhange ngokwengeziwe - ikakhulukazi kulabo ababhekwa njengabanesilinganiso esibi sesikweletu.  

Kusebenza Kanjani Ukubolekisa kwe-DeFi?

Ezingxenyeni ezihamba phambili zeDeFi, uzophinde uhlangane negama elithi 'isivuno sokulima' - esisho ukubekwa kwamathokheni e-ERC-20 ukuze uthole inzalo. Ezimweni eziningi, ama-akhawunti okonga i-crypto nokulima isivuno akuhlukile kangako. Ngalokho kusho, uma udlula kwipulatifomu yeDeFi, uzobe usebenza njengomhlinzeki wempahla. Lokho kusho ukuthi, uma ufaka imali yakho, izofakwa echibini elinamanzi.

• Ngokukhokhela lokhu kunikezwa kwemali, uzothola umvuzo ngokwenzalo.
• Amapulatifomu wokubolekisa anikezwe amandla aqhutshwa kusethi ezenzakalelayo yamaphrothokholi.
• Isibonelo, amapulatifomu amahle kakhulu we-DeFi afana ne-Compound ne-Aave ahlele imibhalo yawo - etholakala kunoma ngubani ongayithola.
• Konke ukuthengiselana kuzingxenyekazi ezinjalo zeDeFi kwenziwa ngezinkontileka ezihlakaniphile (Amachibi Amanzi).

Lokhu kuqinisekisa ukuthi inqubo yokubolekisa nokuboleka iphathwa ngendlela efanele. Izinkontileka ezihlakaniphile zizokwenza ukuthengiselana kuphela uma kuhlangatshezwane nemibandela enqunywe kusengaphambili yesikhulumi. Njengoba unjalo, lapho uvula i-akhawunti yokonga i-DeFi, empeleni uthumela inhlokodolobha kwisivumelwano esihlakaniphile.

Ngokuphindaphindiwe, uzothola izinzuzo ngendlela yamathokheni edijithali noma amabhondi afakazela ukuthi ungumnikazi wefa elifanele. Ezingxenyeni ezihamba phambili ze-DeFi, lezi zinkontileka ezihlakaniphile zicwaningwe kahle futhi zitholakala emphakathini. Kodwa-ke, njengoba ungacabanga - ungahle udinge ulwazi oluthile lokufaka amakhodi ukuqinisekisa idatha.

Namuhla, hhayi nje kuphela ukuthi ungavula i-akhawunti yokonga i-crypto, kepha ungathola nenzalo kumathokheni amaningi we-ERC-20 kanye nama-solidcoins.

Ngakho-ke, kufanele uvule i-akhawunti yokonga i-crypto kungxenyekazi yeDeFi? Yebo, njengoba ungacabanga, inzuzo enkulu yokuvula i-akhawunti yokonga i-crypto ukuthola inzalo. Esikhundleni sokumane ugcine izimpahla zakho zedijithali esikhwameni sakho semali, uzokwazi ukuthola i-crypto ethe xaxa kunaleyo oyibolekile. Okubalulekile, ngeke kudingeke uphakamise umunwe - njengoba izimbuyiselo zakho zizokhokhelwa wena ngokungenzi lutho.

Kodwa-ke, kulezi zinsuku, abatshalizimali abaningi bakhetha ukuboleka izinhlamvu zemali ezinzile ezifana ne-DAI. Lokhu kuzokuvumela ukuthi ukhulise inhlokodolobha yakho ngaphandle kwengozi yokuguquguquka ethintekayo kuma-cryptocurrensets ajwayelekile. Ngaphezu kwalokho, amapulatifomu amaningi e-DeFi akuvumela ukuthi ubeke okhonze amathokheni abo wokubusa.

Ukukusiza uqonde ukuthi ama-akhawunti okonga i-crypto asebenza kanjani ekusebenzeni, senze isibonelo ngezansi esihlanganisa zonke izici ezibalulekile.

• Ake sicabangele ukuthi ufuna ukuvula i-akhawunti yokonga i-crypto yakho yokubanjwa kwe-Ethereum.
• Uqondela kupulatifomu oyikhethile ye-DeFi ukusetha i-akhawunti yakho yokonga i-crypto.
• Xhuma ipulatifomu yakho ye-DeFi esikhwameni sakho se-cryptocurrency.
• Khetha u-Ethereum ohlwini lwezinhlamvu zemali ezisekelwayo ezitholakalayo zokubolekisa.
• Ipulatifomu izokukhombisa ukuthi uzothola inzalo engakanani esigxotsheni sakho.
• Khetha ukuthi ufuna ukufaka malini ku-Ethereum.
• Uma usulungile - qinisekisa utshalomali.

Khumbula ukuthi kuzingxenyekazi eziningi, ukuthengiselana okunjalo kuzokubiza imali yegesi. Kanjalo, qiniseka ukuthi ubheka izindleko ezibandakanyekile ngaphambi kokusetha i-akhawunti yakho yokonga i-crypto. Manje, njengoba sithinte ngaphambili - lapho ubamba ama-cryptocurrensets, empeleni usebenza njenge-crypto lender.

Eziningi zalezi zingxenyekazi zeDeFi futhi zinikela ngemalimboleko ye-crypto - ivumela abanye ukuthi baboleke izimpahla zakho. Kulesi simo, uzobe usebenzisa izimpahla zakho zedijithali njengesibambiso, esikhundleni sokuzifaka kwi-akhawunti yokonga.

Esigabeni esingezansi, sichaza ukuthi ungazuza kanjani kwizimalimboleko ze-crypto kuzingxenyekazi ezinhle kakhulu zeDeFi.

Imalimboleko ye-Crypto kuzingxenyekazi zeDeFi

Uma ungumthandi we-crypto, kungenzeka ukuthi usuvele ujwayelene nomqondo wecebo 'lokuthenga nokubamba'. Kalula nje, uma 'HODLing' izimpahla zakho zedijithali, uzigcina ziphephile esikhwameni esivikelekile - uze ulungele ukukhipha imali.  Kodwa-ke, njengoba kuqhubeka, umane ushiye izinhlamvu zakho zemali zihleli zizungeze isikhwama semali.

Izimalimboleko ze-Crypto namapulatifomu okubolekisa anikezela ngesinye isixazululo kulokhu - lapho ungahlanganisa khona izimpahla zakho ze-crypto ukuze uthole imali mboleko.  Ngamagama alula, imali mboleko ye-crypto isebenza njengokubuyela emuva kuma-akhawunti wokonga. Esikhundleni sokuba ube ngumbolekisi futhi uthole inzalo kumafa wakho, uzobe usebenzisa ama-cryptocurrensets akho njengesibambiso ukuthola imalimboleko.

Yini imali mboleko ye-Crypto?

Nganoma yiluphi uhlobo lotshalo-mali, ukufinyelela kwisikweletu kungenye yezinto ezibhekiwe. Ngamanye amagama, kungcono ukukwazi ukukhipha imali yakho nganoma iyiphi indawo. Kodwa-ke, ngokungafani nokuphepha kwendabuko, imakethe ye-cryptocurrency yehlukile kancane. 

Ngokwesibonelo: 

• Ake sicabange ukuthi ungumnikazi we-10 BTC, kepha ufuna imali ethile.
• Njengoba unikezwe imakethe yamanje, awufuni ukuthengisa ukubamba kwakho ngoba ulindele ukuthi intengo ye-BTC izokhuphuka kakhulu esikhathini eside. 
• Njengalokhu, awufuni ukuthulisa i-crypto yakho, ngoba uma uyithenga futhi ngemuva kwesikhathi - ungahle ube ne-Bitcoin embalwa.

Yilapho amapulatifomu abolekisa nge-crypto aqala khona ukusebenza.  Esimweni esinjalo, ungasebenzisa i-Bitcoin yakho njengesibambiso, ukuze uthole imali mboleko ekhokhwa ngemali ye-crypto noma ye-fiat.  Kodwa-ke, uma ubheka ubunjalo bezinhlamvu zemali ze-idijithali yemali, kuzodingeka uhlanganise i-BTC ngaphezulu kunenani lemalimboleko oyitholayo. 

Typically, imalimboleko enjalo ye-crypto idinga nokuthi ukhokhe imali eseceleni. Lokhu kuzohluka kusuka kwipulatifomu eyodwa ye-DeFi kuya kwenye. Isibonelo, kuNexo, ungathola imalimboleko ye-crypto kusuka ku-5.9% APR kuphela. Ngenkathi ku-BlockFi, ungathola amanani wenzalo aphansi njengo-4.5%. 

Lapho usubuyise imalimboleko kanye nenzalo, izimpahla zakho ze-crypto zizobuyiselwa kuwe. Imali yakho ye-crypto izoba sengozini kuphela uma wehluleka ukubuyisa imali ebolekiwe, noma inani lamasheya akho okubambisa. Kulokhu, kuzofanele ungeze isibambiso esithe xaxa. 

Enye yezinzuzo eziphambili zemalimboleko ye-crypto ukuthi awukho ngaphansi kokuhlolwa noma ukuhlolwa kwesikweletu. Ngamazwi alula, uma kuqhathaniswa nokubhanga kwendabuko - ukubolekwa kwe-crypto kufinyeleleka kalula. Kanjalo, awudingi ukukhonjelwa ekuhlolweni okususelwa kumlando wakho wesikweletu noma kumholo. Amapulatifomu amahle kakhulu we-DeFi futhi akuvumela ukuthi unqume imigomo yemalimboleko, ikunikeze ukuguquguquka okuningi. 

Imalimboleko yeDeFi Crypto Ngaphandle Kwesibambiso 

Ngenkathi iningi lamapulatifomu we-crypto asenkabeni adinga ukuthi ubeke imali, ungathola futhi amapulatifomu we-DeFi akunikeza imali mboleko ngaphandle kokufaka iyiphi impahla.  Lokhu kubizwa ngokuyinhloko ngokuthi yimalimboleko ye-crypto engaphephile, enikeza isikweletu sesikhashana.

 

Isibonelo, elinye lamapulatifomu amahle kakhulu we-DeFi - Aave, ikunikeza ukufinyelela kuma-Flash loan - lapho, ngeke kudingeke ukuthi unikele nganoma yisiphi isibambiso.  Esikhundleni salokho, uzokwazi ukuboleka izimpahla inqobo nje uma ukhokha imali mboleko ngaphakathi kokuthengiselana okukodwa kwe-blockchain. 

Kodwa-ke, imalimboleko enjalo ye-crypto engaphephile yenzelwe ikakhulukazi onjiniyela. Lokhu kungenxa yokuthi uzodinga ukwakha inkontileka ehlakaniphile ukuze ucele ukubolekwa imali, bese uyikhokhela ngaphakathi kokuthengiselana okufanayo.  Ngakho-ke, uma ubheka ukusebenzisa ngokunenzuzo imali mboleko ye-crypto ngaphandle kwekholomuI-eral, qiniseka ukuthi uqinisekile ngokuthi inqubo isebenza kanjani. 

Amapulatifomu Wokuboleka Kwe-DeFi Crypto 

Njengoba kungenzeka uyazi, amapulatifomu amahle kakhulu e-DeFi asatshalaliswa, lapho ushintsho luzenzekelayo, kunokuba luphathwe ngabantu. Isibonelo, abahlinzeki be-DeFi abanjengo-Aave neCompound basebenzisa izinkontileka ezihlakaniphile ezisebenzisa ama-algorithms asebenza kuzivumelwano zawo ukudala ukukhokhelwa okuzenzakalelayo kwemali mboleko. 

Ngaphezu kwalokho, lezi zinqubo zisobala ngokuphelele, njengoba zakhiwe ku-blockchain. Ngokungafani nezinkundla ezizimele, azikho izinhlaka ezilawulayo - yingakho uthola ukufinyelela kwizimalimboleko ze-crypto ngaphandle kokuphothula inqubo yokuqinisekisa.  Ngaphezu kwalokho, ungathola imali mboleko ye-crypto ngezimali ze-fiat, izinhlamvu zemali ze-DeFi, noma izinhlamvu zemali ezinzile ezifana ne-USDT. 

Isebenza Kanjani Imalimboleko YeDeFi Crypto

Ukuze kusulwe inkungu, senze isibonelo sendlela imali mboleko ye-crypto esebenza ngayo ngokoqobo.

• Ake sithi ufuna ukuthatha imali mboleko ye-crypto usebenzisa izinhlamvu zakho zemali ze-BTC njengesibambiso.
• Ufuna imalimboleko ku-UNI.
• Lokhu kusho ukuthi uzodinga ukufaka intengo yamanje ye-UNI eyodwa ne-BTC.
• Ngokwentengo yamanje yemakethe, i-UNI eyodwa icishe ilingane no-0.00071284 BTC.
• Umhlinzeki wakho we-crypto okhethiwe ukukhokhisa inzalo engu-5%.
• Ngemuva kwezinyanga ezimbili, usukulungele ukubuyisa imalimboleko bese uhlenga i-Bitcoin yakho.
• Lokhu kusho ukuthi kuzofanele ubeke inani lemalimboleko ku-UNI kanye no-5% wenzalo.
• Lapho usuyikhokhile imalimboleko, uzobuyiselwa idiphozi yakho yeBitcoin.

Njengoba ukwazi ukubona, kulesi sibonelo - uthole imalimboleko yakho ku-UNI ngaphandle kokuthengisa iBitcoin yakho. Ngakolunye uhlangothi lokuthengiselana, umbolekisi we-crypto uthole i-UNI yakhe yasekuqaleni, kanye nokukhokhwa kwenzalo okungu-5%. Lokho kusho, kubalulekile ukuthi unake ukungazinzi kwemakethe ye-cryptocurrency uqobo.

Njengalokhu, kungadingeka ukuthi ubambisane ngokweqile. Isibonelo, ku-MakeDAO - kuzodingeka ukuthi ubeke idiphozi ebiza okungenani u-150% wenani lemalimboleko yakho. Ngakho-ke, ake sithi ufuna ukuboleka i-UNI eyi- $ 100. KwaMenziDAO - kuzofanele ufake i-BTC engu- $ 150 njengesibambiso ukuze uthole imali mboleko.

Uma inani lediphozi le-BTC lehla ngaphansi kwama- $ 150, kungadingeka ukhokhe inhlawulo yokuqedwa. Noma kunjalo, imali mboleko ye-crypto ingaba enye yezindlela eziphumelela kakhulu zokuzuza esikhaleni seDeFi. Ngeke nje ikunikeze ukufinyelela okusheshayo kokuthengwa kwemali kepha izokusindisa ebunzimeni bokwenza izinsizakalo zendabuko zezezimali.

Izinhlamvu zemali ezihamba phambili zeDeFi - The Bottom Line

Ekugcineni, imboni yeDeFi iqhubeka njalo. Ngesikhashana nje esifushane, amapulatifomu e-DeFi akwazile ukukhula ukusuka ekubeni yingxenye yokulinga yezwe lezezimali kuya esimisweni semvelo esikhulu esinaso namuhla. Yize kungahle kubonakale njengomkhakha we-niche njengamanje, kungenzeka ukuthi izinhlelo zokusebenza zeDeFi zizokwamukelwa maduzane yimakethe ebanzi. 

Lapho le nto iba yinto ejwayelekile, izici ezahlukahlukene zeDeFi zizongena empilweni yansuku zonke nasezimalini. Ngamanye amagama, iDeFi inamandla okuguqula umhlaba wezezimali njengoba sazi. 

Kodwa-ke, kubalulekile ukukhumbula ukuthi imakethe yezimali esezingeni eliphansi iseyintsha. Njenganoma yikuphi okunye ukutshalwa kwezimali, kusengaba nezingozi ezingaba khona lapha. Ngakho-ke, uzothola kukufanele ukwenza ukukhuthala kwakho okufanele futhi uthole ukuqonda ukuthi lolu hlelo olusha lwezezimali luvela kanjani. 

Imibuzo Evame Ukubuzwa

Yini i-DeFi?

IDeFi imele ezezimali ezisatshalaliswa - okuyigama elinikezwe izinsizakalo zezezimali ezingenagunya eliphakathi. Ukukunikeza umbono ongcono, iningi lamapulatifomu wezezimali namuhla alawulwa yinkampani eyodwa. Ngokuqhathanisa, ipulatifomu ye-DeFi iqhutshwa yiprothokholi yokubusa eyakhelwe ku-blockchain futhi isebenza kusetshenziswa amafa asezingeni eliphansi njenge-cryptocurrensets.

Yini ukusetshenziswa kweDeFi?

IDeFi ingumkhakha okhula ngokushesha. Namuhla, ungathola amapulatifomu amaningi we-DeFi anikezela ngezinsizakalo ezizenzakalelayo. Lokhu kufaka ukuhwebelana, ukubolekisa, ukuboleka, umshuwalense, ukuphathwa kwempahla, nezinye izinhlangano ezingalawulwa yinhlangano eyodwa.

Ayini amathokheni weDeFi?

Amapulatifomu amaningi eDeFi asungule owabo amathokheni abo e-DeFi azosiza ekuphathweni kwenqubo yayo. Abaphethe la mathokheni omdabu bangathola amalungelo okuvota ohlelweni lwemvelo lweDeFi.

Yiziphi izinhlamvu zemali ze-DeFi ezinhle kakhulu?

Amathokheni amahle kakhulu e-DeFi abelokhu eqala ukuthandwa kusukela ekuqaleni kuka-2021. Ngesikhathi sokubhala - amanye amathokheni amahle kakhulu eDeFi ngokwenziwa kwemali emakethe afaka i-UNI, LINK, DAI, ZRX, MKR, COMP, ne-CAKE.

Ungayikhetha kanjani imali engcono kakhulu ye-DeFi ongitshala kuyo?

Njenganoma iyiphi impahla ethengiswayo, cishe akunakwenzeka ukubikezela ukuthi iyiphi imali yeDeFi ezokutholela inzuzo ephezulu kakhulu. Kodwa-ke, ungathola ukuqonda okungcono kwemakethe yeDeFi ngokufunda ngezinqubo ezihlukile zeDeFi nezimo zabo zokusebenzisa.