Binciken DAI: Duk Game da Peraddamar da Tsabar Tsara Tsabtace

Akwai cocoins masu yawa na can waje, amma DAI tana kan matakin daban gaba ɗaya. A cikin wannan bita, za mu bayyana komai dalla-dalla. Dangane da tsarin DAI, yana da amintaccen kuma wanda aka ba da izini mai ƙarfi wanda ke da karɓuwa da amfani a duk duniya. To abin tambaya yanzu shine, menene ya banbanta DAI da wasu?

Kafin DAI, akwai waɗansu maɓuɓɓugan cryptocurrencies tare da ƙimar dindindin Misali, Tether ɗayan ɗayan tsofaffi ne kuma mafi girma a cikin kwanciyar hankali a cikin kasuwa. Sauran kamar Demini Coin, USDC, PAX, har ma da mai zuwa mai zuwa mai sauki daga Facebook wanda ake kira Diem.

Yayinda waɗannan tsabar kuɗin ke fafutukar neman amincewa, DAI ta sauya halin da ake ciki yanzu. A cikin wannan labarin, zamu dauke ku ta hanyar dukkanin ra'ayi, tsari, da ayyukan DAI don fadada fahimtarku game da stablecoin.

Menene DAI Crypto?

DAI wani kwastomomi ne mai kiyayewa da sarrafawa ta Organizationungiyar mai ikon sarrafa kanta (DAO). Ofaya daga cikin alamun ERC20 da aka bayar ta hanyar hanyoyin kwangila masu wayo akan Etherum Blockchain tare da ƙimar dala 1 ta Amurka (USD).

Tsarin ƙirƙirar DAI ya haɗa da karɓar rance akan dandamali. DAI shine abin da masu amfani da MakerDAO suke lamuni kuma suke biya a lokacin da ya dace.

DAI ta sauƙaƙe Mahaliccin DAO's ayyukan ba da lamuni kuma ya ci gaba da ci gaba mai ɗorewa a cikin kasuwar kasuwar gabaɗaya da amfani tun lokacin da aka fara ta a shekarar 2013. Shugaban Kamfanin na yanzu, Rune Christensen ne ya kafa ta.

Da zarar akwai sabon DAI, sai ya zama barga Ethereum alama cewa masu amfani za su iya amfani da su don biyan ko ma canja wurin daga walat ɗaya na Ethereum zuwa wancan.

Ta yaya Dai Tsabar Tsara?

Ba kamar sauran tsabar tsabar kudi ba, waɗanda suka dogara ga Kamfanin riƙe jingina, Kowane DAI yana darajar 1 USD. Don haka babu wani takamaiman kamfani da ke sarrafa shi. Madadin haka, yana amfani da kwangilar wayo don ɗaukar duk aikin.

Tsarin yana farawa lokacin da mai amfani ya buɗe (Matsayin Tattalin Arziƙi) CDP tare da Maker kuma ya saka Ethereum ko wani crypto. Don haka ya dogara da rabon, za a sami Dai a cikin riba.

Wani ɓangare ko duka abin da aka samu na Dai ana iya saka shi yayin da yake iƙirarin dawo da Ethereum da farko aka saka. Hakanan adadin Etherium an ƙaddara shi ta hanyar rabo wanda ke taimakawa don kiyaye farashin Dai kusan dala 1.

Tsallake matakin farko, mai amfani zai iya siyan Dai akan kowace musaya kuma ya san cewa zai kusan kusan $ 1 a nan gaba.

Menene ke Sa Dai Bambanta Daga Sauran Tsabar Kuɗi na Stablecoin?

Shekaru da yawa, Cryptocurrencies tare da darajar yau da kullun sun kasance, kamar Tether, USDC, PAX, tsabar kudin Gemini, da sauransu. Duk a cikin gasa don zama mafi kyawun kwanciyar hankali da ake buƙata, amma ana buƙatar mutum ya amince da wani don kiyaye dala a Bankin . Koyaya, wannan ya bambanta da DAI.

Lokacin da aka karbo bashi Mai yi DAO, Dai an kirkireshi, wannan shine masu amfani da kudin suke aro da kuma biyan kudi. Alamar Dai tana ƙirƙirar ayyuka kawai azaman alamar Etheruem, wanda za a iya sauƙaƙe shi tsakanin walat Ethereum kuma a biya wasu abubuwa.

Nau'in Dai na yanzu yana ba da damar amfani da nau'ikan nau'ikan dukiyar crypto don ƙirƙirar Dai. A zahiri ana sabunta shi ne na tsabar tsabar kudin da ake kira Dai-jingina da yawa. Babban kadari na farko banda ETH da aka karɓa a cikin wannan tsarin shine Tsarin Hankali na Asali (BAT). Bugu da ƙari, yanzu ana kiran tsohon sigar SAI, wanda aka sani da Singleaya daga cikin jinginar Dai, saboda masu amfani za su iya amfani da yarjejeniyar ETH ne kawai don ƙirƙirar ta.

Abubuwan lissafi na Maker DAO suna sarrafa farashin Dai kai tsaye. Babu wani mutum guda da zai buƙaci amintacce don ci gaba da tsabar kuɗaɗe. Canjin farashin Dai daga dala yana haifar da ƙonawa ko ƙirƙirar alamun Maker (MKR) don dawo da farashin zuwa daidaitaccen matakin.

Amma idan tsarin yayi aiki kamar yadda aka tsara, farashin DAI zai samu daidaito, a wannan yanayin, adadin MKR da aka samar zai rage hakan ta yadda MKR ya zama mai ƙima da ƙima, saboda haka masu riƙe da MKR ke amfana. Fiye da shekaru uku yanzu, Dai ya kasance cikin kwanciyar hankali tare da ƙananan canje canje a kan farashin dala ɗaya.

Moreso, kowa na iya amfani da ko gini tare da Dai ba tare da izini ba tunda kawai alama ce akan Ethereum. A matsayin alama ta ERC20, Dai tana matsayin ginshiƙi don haɗa shi cikin kowane aikace-aikacen rarrabawa (dapp) yana buƙatar tsayayyen tsarin biyan kuɗi.

A cikin kwangila iri-iri daban-daban, masu haɓakawa sun haɗa da Dai kuma suna canza shi don amfani daban-daban. Misali;  xDAI, don sauƙaƙe da inganci mafi sauƙi da tsarin biyan kuɗi da aka yi amfani da su a cikin sarƙoƙi masu sauƙi da ƙananan tsada. rDAI da kuma Chai ba masu amfani damar sarrafa abin da ke faruwa ga abubuwan sha'awa yayin da yake tarawa ta amfani da DAI na yau da kullun don tsara ɗakunan samar da sha'awa.

Amfani Da Dai

Saboda tabbatacciyar zaman lafiyar kasuwa, babu wanda zai iya faɗan fa'idodi da fa'idodin Dai Crypto. Koyaya, a ƙasa akwai mahimman bayanai daga manyan;

• Remittance mai tsada

Wannan wataƙila ɗayan dalilai ne na ƙimar shahara da karɓar DAI ta masana'antar crypto. Kuna iya amfani da wannan tsabar tsabar kudin don biyan bashi, biyan kaya da aiyukan da kuka saya, ko ma aika kuɗi zuwa wasu ƙasashe. Labari mai dadi shine cewa ayyukan duk waɗannan ma'amaloli suna da sauri, dacewa, da arha.

Yin kwatankwacin tsari iri ɗaya da yin amfani da tsarin kuɗi na yau da kullun, zaku sami ƙarin kuɗi, fuskantar jinkiri mara amfani da ɓacin rai, kuma wani lokacin sokewa. Ka yi tunanin ma'amala ta ƙetare iyaka ta Bankin Amurka da Western Union; zaku kalli kashe akalla $ 45 da $ 9, bi da bi.

Wannan ba haka bane yayin shiga layin Maker. Tsarin yana kan amintaccen toshewa kuma yana goyan bayan canja wurin abokan tafiya. Kamar wannan, zaku iya aika kuɗi zuwa wani a wata ƙasa a cikin secondsan daƙiƙu kaɗan akan kuɗin ƙananan gas.

• Kyakkyawan hanyoyin tanadi

Ta hanyar kulle tsabar tsabar kudin Dai cikin yarjejeniyar kwangila ta musamman, mambobi zasu iya samun Savimar Tanadin Dai (DSR). Don wannan, ba a buƙatar ƙarin farashi, ba ƙaramar ajiya, babu takunkumin ƙasa, kuma babu takunkumi kan harkar ruwa. Sashi ko duka na Dai na kulle za'a iya janye su a kowane lokaci.

Savimar Tanadin Dai ba kawai faifai ba ce ga 'yancin kuɗi tare da cikakkun fasalolin sarrafa mai amfani, amma kuma mai sauya wasa ne ga ƙungiyar Defi. Kwangilar DSR ana samun dama ta hanyar ajiyar Oasis da sauran ayyukan haɗin DSR, gami da; Walat jaka da Wurin Kasuwa.

• Yana kawo Gaskiya ga Ayyukan Kuɗi

Ofaya daga cikin fushin fushin tsarin mu na yau da kullun shine cewa masu amfani ba su san ainihin abin da ke faruwa da kuɗin su ba. Ba su fahimci ayyukan cikin tsarin ba, kuma babu wanda ya damu da barin kowa ya sani.

Amma wannan ba haka bane akan yarjejeniyar MakerDAO. Masu amfani da hanyar sadarwa suna samun fahimta game da kowane abu da ya faru akan dandamali, musamman game da DAI da DSR.

Bugu da ƙari, ma'amaloli a kan toshewar kanta suna buɗe, kamar yadda komai ke adana a kan kundin bayanan jama'a, wanda kowa zai iya gani. Don haka, tare da abubuwan dubawa da daidaitattun abubuwa akan sarkar, masu amfani zasu fahimci abin da ke faruwa.

Wani muhimmin al'amari kuma shine sanya ido da tabbatar kwangiloli masu wayo akan yarjejeniyar Maker ana iya samunsu ga masu amfani da fasaha. Don haka, idan kun san-yadda ake ci gaba, har ma kuna iya yin nazarin waɗannan kwangilolin don ƙarin fahimtar ayyukan.

Dukanmu mun yarda cewa tsarin kuɗi na yau da kullun ba zai iya ba da izinin irin wannan matakin samun dama ko bayani don shiga hannun kwastomominsu ba.

• Samun Kuɗi

Baya ga siyan Dai daga Musanya daban-daban, wasu mutane suna samar da Dai kowace rana daga Yarjejeniyar Mahaliccin. Hanyar mai sauki ta hada da rarar rarar kudi a cikin Maker Vaults. Alamar Dai da aka kirkira ta dogara ne akan adadin jingina makullin mai amfani akan tsarin.

Mutane da yawa suna yin wannan don samun ƙarin ETH tare da sauyawa, kamar yadda suka yi imani farashin ETH zai ƙaru a nan gaba. Wasu masu kasuwancin suna yin hakan don samar da ƙarin jari, girding ƙimar crypto amma suna kulle kuɗinsu a cikin Blockchain.

• Gudanar da Tsarin Tsarin Halitta da Tsarin Tsarin Mulki

DAI tana taimaka wa mahaliccin halittu don samun amincewa da tallafi a duniya. Kamar yadda ayyukan da yawa ke gane stablecoin kuma suna amfani da sifofin sa, mutane da yawa zasu fara amfani da DAI.

Ofaya daga cikin kyawawan abubuwa game da DAI shine cewa masu haɓaka zasu iya dogaro da shi don samar da ingantaccen kadara don ma'amala a cikin hanyoyin su. Ta yin hakan, mutane masu haɗarin haɗari na iya shiga cikin sararin samaniya. Yayin da tushen mai amfani yake haɓaka, Tsarin Maker zai zama mai ƙarfi.

Ganin cewa DAI na ɗaya daga cikin masu riƙe da tsarin rarraba kuɗi kamar yadda yake a matsayin wata hanya ta adana ƙima a cikin motsi. Hakanan yana taimaka wa masu amfani don samar da kuɗin shiga na yau da kullun, auna jingina da ma'amala cikin sauƙi. Don haka, idan yawancin mutane suka fara karɓar DAI, motsi na Defi shima zai ci gaba da faɗaɗa.

•  'Yancin kuɗi

Gwamnati a wasu ƙasashe waɗanda ke da hauhawar hauhawar farashin kayayyaki, ta kan sanya takunkumi a kan manyan biranen, gami da iyakokin ficewa waɗanda ke shafar 'yan ƙasar. Dai hanya ce mai kyau ga irin waɗannan mutane kamar Dai ɗaya yayi daidai da dalar Amurka kuma ana iya musayar sahun sa-da-ba tare da tsangwama daga Banki ko wani ɓangare na uku ba.

Ta amfani da yarjejeniya ta Maker, kowa na iya ƙirƙirar Dai da zarar ya saka jingina a cikin MakerDAO's Vault, yayi amfani da shi don biyan kuɗi, ko samun Kuɗin Kuɗin Dai. Hakanan, sayi alamar a kan musayar mashahurai ko Oasis ba tare da tsangwama na Babban Bankin ko ɓangare na uku ba.

• Yana bada kwanciyar hankali

Kasuwancin crypto yana cike da sauƙin bayarwa cewa farashin da ƙimar suna canzawa ba tare da faɗakarwa ba. Don haka, kwanciyar hankali ne don samun kwanciyar hankali a cikin kasuwar in ba haka ba. Wannan shine abin da DAI ya shigo dashi cikin kasuwa.

Alamar an manna shi kaɗan zuwa USD kuma tana da goyon baya mai ƙarfi na jingina a cikin ɓoyayyun Mahaliccin. Yayin lokutan tsananin tashin hankali a kasuwa, masu amfani zasu iya adana DAI ba tare da barin wasan ba saboda mummunan yanayin.

• Zagaye Sabis na agogo

Wannan bangare ne na rarrabewa tsakanin sabis na kuɗi na gargajiya da DAI. Tare da hanyoyin yau da kullun, zaku jira jadawalin ayyukan yau da kullun kafin ku fahimci burin ku na yau da kullun.

Bugu da ƙari, koda kuna amfani da wasu wuraren da bankunanku suka samar, kamar injin ATM ko wayar hannu da aikace-aikacen tebur, don yin ma'amala a ƙarshen mako, har yanzu kuna jira har zuwa ranar kasuwanci ta gaba. Jinkirin da aka samu a wadannan ma'amaloli na iya zama abin haushi da ban haushi. Amma DAI ya canza duk wannan.

Masu amfani zasu iya kammala kowane ma'amala akan DAI ba tare da ƙuntatawa ko jadawalin lokaci ba. Ana samun damar sabis kowane sa'a na rana.

Babu wata babbar hukuma da ke kula da ayyukan DAI ko sarrafa yadda masu amfani za su iya amfani da shi. Kamar wannan, mai amfani na iya ƙirƙirar alamar, amfani da shi kuma ya biya sabis ko kaya daga ko'ina, a kowane lokaci bisa ga jadawalin kansa.

DAI da DeFi

Deididdigar Kuɗi ya sami ƙwarewar duniya da tallafi a cikin 2020. Wannan shine dalilin da ya sa mutane da yawa suma suka fahimci kasancewar DA mahimmancin DAI a cikin tsarin halittu.

Kwancen yana ɗaya daga cikin mahimman al'amurran DeFi saboda yana sauƙaƙa ayyuka a cikin ayyukan da suka samo asali daga motsi.

DeFi yana buƙatar kuɗi don aiki, kuma DAI tushe ne mai kyau don shi. Idan ayyukan DeFi dole ne su wanzu akan yarjejeniyar Mahaliccin da Ethereum, dole ne a sami wadataccen ruwa. Idan ɗayan ayyukan DeFi bai samar da wadataccen ruwa ba, wanda ke tabbatar da ci gaba da ma'amala, ba wanda zai yi amfani da shi. Wannan yana nufin cewa aikin DeFi zaiyi rashin nasara.

Kogunan ruwa suna da matukar mahimmanci ga tsarin tattalin arziki na rarrabawa. Tare da waɗannan wuraren waha, mutane da yawa sunyi imani da yawa akan ayyukan koda kuwa tushen mai amfaninsu ƙarami ne. Lokacin da aka samu rarar kuɗi, yawan cinikin shima yana ƙaruwa, don haka yana jan hankalin mutane da yawa ga yanayin ƙasa.

Hakanan, rarar kuɗi yana taimakawa ayyukan DeFi don mai da hankali kan gamsar da abokan ciniki, kuma da wannan, suna iya haɓaka ayyukan su. Wannan shine dalilin da ya sa rarar raba hannun jari ta DAI ta zama mai mahimmanci a matsayin haɓaka don ayyukan DeFi.

Wani bangare shine kwanciyar hankali wanda DAI ke kawowa ga ayyukan DeFi. Kwancen kwastomomi ne wanda ke sauƙaƙe lamuni, aro, da saka hannun jari a cikin aikace-aikacen rarrabawa daban-daban.

Me yasa Yakamata ka amince da DAI

Theaƙƙarfan imani na ci gaba da haɓaka darajar Bitcoin ya sanya shi kyakkyawan ajiyar dukiya. Mutane da yawa basa kashe nasu saboda tsoron kada hakan ya tashi bayan sun kashe abinda suke dashi. Amfani da DAI azaman kuɗi ba shi da kaɗan ko kuma haɗari saboda yana da tsabar tsabar tsaka mai tsada koyaushe kusan 1USD. Don haka mutum yana da 'yanci don ciyarwa da amfani da shi azaman kuɗin waje.

Wuraren Siyan Dai

Kucoin: Wannan sanannen musayar ne wanda ya lissafa Dai tsakanin dukiyar sa. Don samun kwanciyar hankali akan dandamali, dole ne ku bincika zaɓi biyu. Na farko shine saka Bitcoin ko wani abu a cikin walat ɗin ku.

Na biyu shine siyan Bitcoin kuma yayi amfani dashi wajen biyan kudin Dai. Kucoin ba shi da matukar amfani idan ka kwatanta shi da Coinbase. Idan kai sababbi ne, zai fi kyau ka bar wannan dandamalin, amma idan kai pro ne, Kucoin na iya yi maka aiki.

Coinbase: Kodayake kwanan nan an ƙara Dai cikin Coinbase, ana ganin ta hanya mafi sauƙi don siyan crypto akan layi. Yin rajista yana da sauri da sauƙi. Kuna iya amfani da katin kuɗi ko asusun banki don biyan kuɗi. Coinbase yana wadatar masu amfani da amintaccen amintaccen walat mai walwala na gajimare.

A tsawon shekaru, yawancin masu amfani sun tabbatar da cewa walat ya cancanci amincewa. Koyaya, mafi kyawun hanyar shine amfani da walat na mutum lokacin da kuka saka hannun jari sosai a cikin Cryptocurrency. Ya fi aminci ta wannan hanyar.

Hadarin amfani da DAI

Kodayake DAI tsabar tsabar tsabar kudi ce, ta sami jerin ƙalubale a baya. Misali, DAI ta sami hadari a shekarar 2020, kuma ta girgiza kwanciyar hankali kadan. Sakamakon faduwar jirgin, masu ci gaba sun fito da wani sabon fasali don tallafawa shi da USDC, wani kwanciyar hankali don taimakawa DAI kasancewa cikin manuniya zuwa USD.

Wani kalubalen da kwanciyar hankali ya fuskanta shine a cikin 2020, watanni 4 bayan faduwar kasuwa. Yarjejeniyar bayar da lamuni na DeFi tana da haɓaka, kuma ta sake dagula kwanciyar hankali, wanda ya haifar da jefa ƙuri'a daga al'umma don haɓaka rufin bashin MakerDAO.

Baya ga waɗannan ƙalubalen da suka gabata, masu mulki sun tashi tare da Dokar TSAYA don sanya ayyukan kwalliya a kan wannan shafi tare da bankunan na yau da kullun. Dayawa suna tsoron cewa wannan dokar zata iya shafar DAI sosai saboda tana aiki azaman tsarin rarraba ta.

Credit Image: CoinMarketCap

Amma babu matsala kalubalen da ke fuskantar kwaskwarima, a yanzu da kuma nan gaba. Mutane da yawa suna rungumar DAI, kuma zai ci gaba da haɓaka.

Hasashen Gaba na DAI

Babban ra'ayi shine farashin DAI zai ci gaba da tashi ba tare da kalubale ba. A cewar masu ci gaba, suna da niyyar mayar da DAI stablecoin kudin duniya mara son kai wanda zai zama farkon sa.

Hakanan, ƙungiyar tana shirin ƙirƙirar tambarin da za a gane shi a duniya azaman alamar DAI, kamar alamun Euro, Pound, da USD.

Don zama babban amintacce na yau da kullun, DAI stablecoin yana buƙatar jan hankalin miliyoyin masu amfani, ba kawai alama ba. Har ila yau ƙungiyar MakerDAO tana buƙatar shiga cikin mahimmancin talla da ilimi don faɗaɗa isar sa.

Labari mai dadi shine DAI ta riga ta sami karbuwa a duniya bayan tallata ta akan ayyukan DeFi. Kamar yadda ayyukan da yawa ke amfani da shi, zai zama da sauƙi don sa miliyoyin masu amfani zuwa yanayin halittar ta.

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