Uphengululo lwe-DAI: Konke malunga neNgqekembe yeeMali eziPhezulu eyenziwe lula

Zininzi ii-cocoins zaphaya, kodwa i-DAI ikwinqanaba elahlukileyo ngokupheleleyo. Kolu hlaziyo, siza kuchaza yonke into ngokweenkcukacha. Ngokwenkqubo ye-DAI, kukuzithemba nokungagungqi kugqityiweyo okwamkelweyo kunye nokusetyenziswa kwehlabathi. Ke umbuzo ngoku ngulo, yintoni eyenza iDAI yahluke kwezinye?

Phambi kweDAI, kuye kwakho ezinye ii-cryptocurrensets ezinexabiso elihlala lihleli. Umzekelo, iTether yenye yezona ndawo zindala kunye nezona zinkulu kwimarike. Abanye bathanda iDemini Coin, i-USDC, i-PAX, kunye ne-stablecoin ezayo evela kwi-Facebook ebizwa ngokuba yiDiem.

Ngelixa ezi ngqekembe zilwela ukwamkelwa, i-DAI iyitshintshile imeko ekhoyo. Kweli nqaku, siza kukuthatha kuwo wonke umxholo, inkqubo, kunye nokusebenza kwe-DAI ukwandisa ulwazi lwakho lwe-solidcoin.

Yintoni i-DAI Crypto?

I-DAI yindawo ezinzileyo egcinwe kwaye ilawulwe ngumbutho ozimeleyo ozimeleyo woMbutho (i-DAO). Enye yeethokheni ze-ERC20 ezikhutshwe ngeendlela zekhontrakthi ezikrelekrele kwi-Etherum Blockchain enexabiso le-1 yaseMelika yeDola (USD).

Inkqubo yokuyila i-DAI ibandakanya ukuthatha imali mboleko kwiqonga. I-DAI yile nto abasebenzisi bayo beMenziDAO baboleka kwaye bahlawula ngexesha elifanelekileyo.

I-DAI iququzelela Abenzi beDAO's imisebenzi yokubolekisa ngemali kwaye igcine ukukhula okuzinzileyo kwintengiso iphela nokusetyenziswa kwayo ukusukela oko yaqalwa ngo-2013. Isungulwe yi-CEO yangoku, uRune Christensen.

Nje ukuba kubekho i-DAI entsha, iba sisigxina Ethereum uphawu lokuba abasebenzisi banokusebenzisa ukuhlawula okanye nokudlulisa ukusuka kwesinye isipaji se-Ethereum ukuya kwelinye.

Iyintoni i-Dai Stin Coin?

Ngokungafaniyo nezinye iingqekembe ezizinzileyo, ezixhomekeke kwiNkampani ephethe isibambiso, i-DAI nganye inexabiso kwi-1 yeedola. Kungoko kungekho nkampani iyilawulayo. Endaweni yoko, isebenzisa ikhontrakthi efanelekileyo ukuphatha yonke inkqubo.

Inkqubo iqala xa umsebenzisi evula (Indawo ekubanjiswene ngayo kwiTyala) kwi-CDP yoMenzi kwaye efaka i-Ethereum okanye enye i-crypto. Ke ngoku kuxhomekeke kumyinge, i-Dai iya kuzuzwa njengembuyekezo.

Inxalenye okanye yonke i-Dai efunyenweyo inokubuyiselwa umva ngelixa ibanga ibuyiselwe i-Ethereum ekuqaleni. Isixa se-Etherium sikwamiselwe ngumlinganiso owanceda ukugcina ixabiso le-Dai malunga ne-1 yeedola.

Ukutsiba inqanaba lokuqala, umsebenzisi unokuthenga i-Dai kulo naluphi na utshintsho kwaye uyazi ukuba kuya kulunga kufutshane ne- $ 1 kwixa elizayo.

Yintoni eyenza i-Dai yahluke kwezinye iiNgqekembe zeStablecoin?

Kule minyaka idlulileyo, ii-Cryptocurrensets ezinexabiso elizinzileyo bezikhona, ezinje ngeTether, USDC, PAX, Gemini Coin, njl. . Nangona kunjalo, oku kwahlukile kwiDAI.

Xa kuthathwa imali mboleko Umenzi DAO, I-Dai iyenziwe, lelo libasebenzisi bemali ababolekayo kunye nokubuyisa. Ithokheni ye-Dai idala imisebenzi ngokulula njengethokheni ezinzileyo ye-Etheruem, enokuhanjiswa ngokulula phakathi kwezipaji ze-Ethereum kwaye ihlawule ezinye izinto.

Inguqulelo yangoku ye-Dai ivumela iintlobo ezininzi zeempahla ze-crypto ukuba zisetyenziselwe ukwenza i-Dai. Ngokobuchwephesha inguqulelo ehlaziyiweyo yengqekembe ezinzileyo ebizwa ngokuba yi-multi-dhamana Dai. I-asethi yokuqala ye-crypto ngaphandle kwe-ETH eyamkelweyo kule nkqubo sisiXokelelwano seNgcaciso esiSisiseko (BAT). Ngapha koko, uhlobo lwakudala lubizwa ngokuba yi-SAI, eyaziwa njenge-single-dhamana Dai, kuba abasebenzisi banokusebenzisa kuphela isibambiso se-ETH ukuyila.

I-algorithms yoMenzi we-DAO ilawula ngokuzenzekelayo ixabiso le-Dai. Akukho mntu ungatshatanga ekufuneka ethembekile ukugcina imali izinzile. Ukuhla kwamaxabiso kwi-Dai kude nedola kukhokelela ekutshisweni okanye ekudalweni kweethokheni zeMenzi (MKR) ukubuyisa ixabiso kwinqanaba elomeleleyo.

Kodwa ukuba le nkqubo isebenza njengoko bekucetyiwe, ixabiso le-DAI lizinzile, kule meko, inani le-MKR ekuboneleleni liya kunciphisa i-MKR ibe yinto enqabileyo kwaye ibaluleke ngakumbi, kungoko abanini beMKR bexhamla. Ngaphezulu kweminyaka emithathu ngoku, i-Dai ihleli izinzile kunye nokutshintsha nje okuncinci kwithegi yexabiso elinye ledola.

Ngaphezulu, nawuphina umntu unokusebenzisa okanye akhe ngeDai ngaphandle kwemvume kuba ingumqondiso kwi-Ethereum. Njengethokheni ye-ERC20, iDai isebenza njengentsika ukuba ibandakanywe kuso nasiphi na isicelo esabelweyo (dapp) esifuna inkqubo yentlawulo ezinzileyo.

Kwiikhontrakthi ezahlukeneyo zobuhlakani, ababhekisi phambili babandakanya i-Dai kwaye bayiguqula ngokusetyenziswa okungafaniyo. Umzekelo;  xDAI, Unikezelo olulula nolusebenzayo kunye neenkqubo zokuhlawula ezisetyenziswa kumatyathanga aphezulu kunye nexabiso eliphantsi. RDAI kwaye Chai vumela abasebenzisi ukuba balawule okwenzekayo kwimidla njengoko iqokelela usebenzisa i-DAI yesiqhelo ukuyila iphuli yokudala umdla.

Ukusetyenziswa kwe-Dai

Ngenxa yozinzo lwentengiso eqinisekisiweyo, akukho mntu unokugxininisa ukusetyenziswa kunye nezibonelelo ze Dai Dai Crypto. Nangona kunjalo, apha ngezantsi zizinto eziphambili;

• Ukuthunyelwa kweendleko eziphantsi

Esi sesinye sezizathu zokukhula kokuthandwa kunye nokwamkelwa kwe-DAI ngumzi mveliso we-crypto. Ungasebenzisa le ngqekembe izinzileyo ukuhlawula amatyala, ukuhlawulela iimpahla kunye neenkonzo ozithengayo, okanye ude uthumele imali kwamanye amazwe. Iindaba ezimnandi zezokuba iinkqubo zayo yonke le ntengiselwano zikhawuleza kakhulu, zilungele kwaye zitshiphu.

Ukuthelekisa inkqubo efanayo nokusebenzisa iinkqubo eziqhelekileyo zemali, uya kufumana iindleko ezingaphezulu, ufumane ulibaziseko olungeyomfuneko nolucaphukisayo, kwaye ngamanye amaxesha urhoxiso. Khawufane ucinge ngokuthengiselana okuwela umda ngeBhanki yaseMelika kunye neNtshona Union; Uyakube ujonge ukuchitha ubuncinci iidola ezingama-45 kunye ne- $ 9 ngokwahlukeneyo.

Oku akunjalo xa usiya kwiProtocol yoMenzi. Inkqubo ikwi-blockchain engathembekanga kwaye ixhasa ukuhanjiswa koontanga. Kananjalo, ungathumela imali komnye umntu okwelinye ilizwe kwimizuzwana embalwa ngentlawulo encinci yegesi.

• Iindlela ezilungileyo zokonga

Ngokutshixa ingqekembe ye-Dai ezinzileyo kwisivumelwano esikhethekileyo, amalungu anokufumana i-Dai Savings Rate (DSR). Kule nto, akukho ndleko zongezelelweyo ziyafuneka, akukho mali iphantsi yedipozithi, akukho zithintelo zejografi, kwaye akukho sohlwayo kwityala. Inxalenye okanye yonke i-Dai itshixiwe inokurhoxiswa nangaliphi na ixesha.

Ireyithi yokonga i-Dai ayisiyi-paddle yenkululeko yezemali kuphela eneempawu zokulawula umsebenzisi, kodwa ikwayi-game-changer kwi-Defi movement. Ikhontrakthi yeDSR iyafikeleleka ngokugcina iOasis kunye nezinye iiprojekthi ezihlanganisiweyo zeDSR, kubandakanya; Isikhwama somenzeli kunye nendawo yeNtengiso ye-OKEx.

• Izisa ukungafihlisi kwimisebenzi yezeMali

Enye yezinto ezicaphukisayo kwiinkqubo zethu zemveli kukuba abasebenzisi abazi ncam ukuba kwenzeka ntoni ngemali yabo. Abaqondi ukusebenza kwangaphakathi kweenkqubo, kwaye akukho mntu uzikhathazayo ngokwazisa nabani na.

Kodwa oku akunjalo kwiprotocol kaMenziDAO. Abasebenzisi benethiwekhi bafumana ukuqonda kuyo yonke into eyenzekayo eqongeni, ngakumbi ngokubhekisele kwi-DAI nakwiDSR.

Ngapha koko, ukuthengiselana kwi-blockchain ngokwayo kuvulekile, njengoko yonke into igcina kwincwadi yomphakathi, enokubonwa ngumntu wonke. Ke, ngokutshekishwa ngaphakathi kunye neebhalansi ezikwikhonkco, abasebenzisi bayaqonda ukuba kwenzeka ntoni.

Enye into ebalulekileyo kukuba iimvumelwano eziphicothiweyo kunye nezingqinisisiweyo zokwenza izinto ziyafikeleleka kubasebenzisi bobuchwephesha. Ke, ukuba unolwazi-oluhambele phambili, ungazijonga kwakhona ezi zivumelwano ukuze uqonde ukusebenza ngakumbi.

Sonke siyavuma ukuba iinkqubo zethu eziqhelekileyo zezemali azinakuvumela inqanaba lokufikelela okanye olo lwazi ukuba lungene ezandleni zabathengi babo.

• Ukuveliswa kwemali

Ngaphandle kokuthenga i-Dai kwiintlobo ezahlukeneyo zotshintshiselwano, abanye abantu bavelisa i-Dai yonke imihla kwiProtocol yoMenzi. Inkqubo elula ibandakanya ukutshixa okungaphezulu kwesibambiso kwiiVeyile zeMenzi. Ithokheni ye-Dai evelisiweyo isekwe ngokungqongqo kwinani lesibambiso sokutshixa komsebenzisi kwinkqubo.

Abantu abaninzi benza oku ukufumana i-ETH engaphezulu ngengeniso, njengoko bekholelwa ukuba ixabiso le-ETH liya kunyuka kwixesha elizayo. Abanye babanini bamashishini benza oku ukuze bavelise imali eninzi, bexhathisa ukungazinzi kwe-crypto kodwa bevalela iimali zabo eBlockchain.

• Iqhuba inkqubo yayo ye-ecosystem kunye neMali eseMazantsi

I-DAI inceda uMenzi wezinto eziphilayo ukuba afumane ukuthembeka kunye nokwamkelwa kwihlabathi liphela. Njengoko iiprojekthi ezininzi nangakumbi ziqonda i-solidcoin kwaye zisebenzisa amanqaku ayo, abantu abaninzi baya kuqala ukusebenzisa i-DAI.

Enye yezinto ezilungileyo malunga ne-DAI kukuba abaphuhlisi banokuxhomekeka kuyo ukubonelela ngeasethi ezinzileyo yokuthengiselana kumaqonga abo. Ngokwenza njalo, abantu abathanda umngcipheko banokuthatha inxaxheba ngakumbi kwisithuba se-crypto. Njengoko isiseko somsebenzisi sikhula, iProtocol yoMenzi iya kuzinza ngakumbi.

Ngenxa yokuba i-DAI ingomnye wabanini beziseko zezemali njengoko isebenza njengendlela yokugcina ixabiso kumbutho. Ikwanceda abasebenzisi ukuba bavelise ingeniso yokungena, ukulinganisa isibambiso kunye nokuthengiselana ngokulula. Ke, ukuba abantu abaninzi baqala ukwamkela i-DAI, intshukumo ye-Defi iya kuqhubeka nokwanda.

•  Inkululeko yezemali

Urhulumente kwamanye amazwe anezinga elonyukayo lokunyuka kwamaxabiso, ebesoloko ebeka izithintelo kumakomkhulu, kubandakanya nemida yokurhoxa echaphazela abemi bayo. I-Dai yindlela elungileyo kubantu abanjengo-Dai enye ilingana nedola yase-US kwaye kungatshintshiswana nabo ngaphandle kophazamiso oluvela kwiBhanki okanye kuye nawuphi na umntu wesithathu.

Usebenzisa umgaqo-nkqubo woMenzi, nawuphina umntu angenza i-Dai nje ukuba afake isibambiso kwiVault ye-MakerDAO, ayisebenzisele ukwenza iintlawulo, okanye afumane i-Dai Savings Rate. Kwakhona, urhwebe umqondiso kutshintshiselwano oludumileyo okanye i-Oasis ngaphandle kokuphazamiseka kweBhanki Ephakathi okanye umntu wesithathu.

• Inika uzinzo

Imakethi ye-crypto izaliswe kukungazinzi okunika amaxabiso kunye namaxabiso atshintshayo ngaphandle kwesilumkiso. Ke, sisiqabu ukuba nozinzo kwimakethi engenachaphaza. Yiloo nto eye yaziswa yiDAI kwintengiso.

Umqondiso ukhonkxiwe kancinane ukuya kwi-USD kwaye unenkxaso eqinileyo yesibambiso esivaliweyo kwigumbi likaMenzi. Ngexesha lokungazinzi okuphezulu kwintengiso, abasebenzisi banokugcina i-DAI ngaphandle kokushiya umdlalo ngenxa yemeko engentle.

• Ukujikeleza iNkonzo yeXesha

Lo ngumba wokwahlula phakathi kweenkonzo zemali zemveli kunye neDAI. Ngeendlela eziqhelekileyo, kuya kufuneka ulinde iishedyuli zokusebenza ngaphambi kokuba ufezekise iinjongo zakho zezemali.

Ngapha koko, nokuba usebenzisa ezinye iindawo ezibonelelwa ziibhanki zakho, ezinje ngomatshini we-ATM okanye usetyenziso lweselfowuni kunye nedesktop, ukuze usebenze ngeempelaveki, kuya kufuneka ulinde kude kube lusuku olulandelayo lweshishini. Ukulibaziseka kwezi zintengiselwano kunokudandathekisa kwaye kuyacaphukisa. Kodwa i-DAI iyitshintsha yonke loo nto.

Abasebenzisi banokugqibezela yonke intengiselwano kwi-DAI ngaphandle kwezithintelo okanye iishedyuli. Inkonzo iyafikeleleka ngeyure nganye yosuku.

Akukho gunya liphambili lilawula ukusebenza kwe-DAI okanye ukulawula indlela abasebenzisi abangayisebenzisa ngayo. Kananjalo, umsebenzisi angavelisa ithokheni, ayisebenzise kwaye ahlawule iinkonzo okanye iimpahla naphi na, nangaliphi na ixesha ngokwenkqubo yeshedyuli.

I-DAI kunye neDeFi

Izimali ezisasazelweyo ziye zafumana ukwamkelwa nokwamkelwa kwihlabathi liphela ngowama-2020. Yiyo loo nto abantu abaninzi bebubona ubukho nokubaluleka kweDAI kwindalo.

I-solidcoin yenye yezona zinto zibalulekileyo kwi-DeFi kuba iququzelela ukusebenza kwiiprojekthi ezivela kwintshukumo.

I-DeFi ifuna ukuthengiswa ukuze isebenze, kwaye i-DAI ngumthombo olungileyo kuyo. Ukuba iiprojekthi zeDeFi kufuneka zibekhona kwiProtocol yoMenzi kunye ne-Ethereum, kufuneka kubekho ukubhatala ngokwaneleyo. Ukuba naziphi na iiprojekthi zeDeFi aziboneleli ngobonelelo ngokwaneleyo, oluqinisekisa intengiselwano eqhubekayo, akukho mntu uya kuyisebenzisa. Oku kuthetha ukuba iprojekthi yeDeFi iya kusilela kakubi.

Amachibi otywala abaluleke kakhulu kwinkqubo yezendalo yezemali. Ngala madama, abantu abaninzi bakholelwa ngakumbi kwiiprojekthi nokuba isiseko somsebenzisi sincinci. Xa kukho ukuthengiswa kwemali ekwabelwana ngayo, ivolumu yokurhweba iyonyuka, ngaloo ndlela itsala abantu abaninzi kwindalo.

Ukwabiwa kwemali eyabelweyo kunceda iiprojekthi zeDeFi ukuba zijolise ngakumbi kulwaneliseko lwabathengi, kwaye ngenxa yoko, bayakwazi ukukhulisa iiprojekthi zabo. Kungenxa yoko le nto ukwabiwa kwemali ye-DAI kuye kwabaluleka kakhulu njengokunyusa iiprojekthi zeDeFi.

Enye into kukuzinza okuza neDAI kwiiprojekthi zeDeFi. Sisiseko esizinzisa ukuboleka, ukuboleka kunye notyalo-mali kwizicelo ezahlukeneyo ezabelweyo.

Kutheni le nto kufanele uthembe iDAI

Inkolelo eqinileyo yokunyuka rhoqo kwexabiso leBitcoin yenze ukuba ibe yindawo elungileyo yobutyebi. Abantu abaninzi abayichithi eyabo ngenxa yokoyika ukuba inyuke emva kokuchitha oko banako. Sebenzisa i-DAI njengemali ayinabungozi obuncinci okanye akukho ngozi njengoko iyinkozo ezinzileyo enexabiso elihlala lijikeleza i-1USD. Yiyo loo nto umntu ekhululekile ukuchitha kwaye ayisebenzise njengemali.

Iindawo zokuthenga i-Dai

Kucoin: Olu tshintshiselwano oludumileyo oludwelisa i-Dai phakathi kweeasethi zayo. Ukufumana uzinzo eqongeni, kuya kufuneka uphonononge iindlela ezimbini onokukhetha kuzo. Eyokuqala kukufaka i-Bitcoin okanye nayiphi na enye i-crypto kwisipaji sakho.

Eyesibini kukuthenga iBitcoin kwaye uyisebenzisele ukubhatala i-Dai. I-Kucoin ayisebenziseki lula xa uyithelekisa neCoinbase. Ukuba uyi-newbie, kungcono ukushiya eli qonga, kodwa ukuba ungumpro, uKukoin unokukusebenzela.

CoinbaseNangona i-Dai isandula ukongezwa kwi-Coinbase, ibonwa njengeyona ndlela ilula yokuthenga i-crypto kwi-intanethi. Ukubhalisa ngokukhawuleza kwaye kulula. Ungasebenzisa nokuba likhadi letyala okanye iakhawunti yebhanki ukuhlawula. ICoinbase ixhobisa abasebenzisi bayo ngesipaji esikhuselekileyo nesithembekileyo esisekwe kwilifu.

Kule minyaka idlulileyo, abasebenzisi abaninzi baqinisekisile ukuba isipaji kufanelekile ukuba usithembe. Nangona kunjalo, eyona ndlela ilungileyo kukusebenzisa isipaji sakho xa utyale imali kakhulu kwi-Cryptocurrency. Kukhuseleke ngakumbi ngaloo ndlela.

Umngcipheko wokusebenzisa i-DAI

Nangona i-DAI iyinkozo ezinzileyo, ibinothotho lwemiceli mngeni ngaphambili. Umzekelo, i-DAI yafumana ingozi ngo-2020, kwaye yashukumisa uzinzo lwayo kancinci. Ngenxa yengozi, abaphuhlisi beza nenqaku elitsha lokuyixhasa nge-USDC, enye i-solidcoin yokunceda i-DAI ukuba ihlale ikhonkxiwe kwi-USD.

Omnye umceli mngeni ejongene nawo i-solidcoin yayikwi-2020, kwiinyanga ezi-4 emva kwengozi yentengiso. Inkqubo yokubolekwa kweDeFi iye yaphuculwa, kwaye yaphazamisa uzinzo kwakhona, ekhokelela kwivoti yoluntu ukunyusa ukuhlawulwa kwetyala likaMenziDAO.

Ngaphandle kwale miceli mngeni idlulileyo, abalawuli bavukile nge-STABLE Act yokubeka imisebenzi ye-solidcoin kwiphepha elinye neebhanki eziqhelekileyo. Uninzi luloyiko lokuba lo mthetho uza kuyichaphazela kakubi i-DAI kuba ubusebenza njengenkqubo yokwabela abaphantsi amagunya.

Imboleko yeMfanekiso: CoinMarketCap

Kodwa ayinamsebenzi imiceli mngeni ejongene ne-solidcoin, ngoku nakwixesha elizayo. Ngakumbi nangakumbi abantu bamkela i-DAI, kwaye iya kuqhubeka nokukhula.

Imbonakalo yexesha elizayo yeDAI

Umbono ngokubanzi kukuba amaxabiso eDAI azakuqhubeka ukunyuka ngaphandle kwemiceli mngeni. Ngokwabaqulunqi, bajonge ukwenza i-DAI solidcoin ibe yimali yehlabathi engakhethi cala eya kuba yeyokuqala ngohlobo lwayo.

Kwakhona, iqela liceba ukwenza ilogo eya kuthi yamkelwe kwilizwe liphela njengophawu lwe-DAI, njenge-Euro, iiponti kunye neesimboli ze-USD.

Ukuze ube yeyona ndawo iphambili yokungazithembi, i-DAI solidcoin ifuna ukutsala izigidi zabasebenzisi, hayi ukwenza uphawu nje kuphela. Iqela le-MakerDAO likwafuna ukuzibandakanya kurhwebo olunzulu kunye nemfundo ukwandisa ukufikelela kwayo.

Iindaba ezimnandi zezokuba i-DAI sele ifumene ukwamkelwa kwihlabathi liphela emva kokwamkelwa kwayo kwiiprojekthi zeDeFi. Njengokuba iiprojekthi zisanda ukuyisebenzisa, kuya kuba lula ukufumana izigidi zabasebenzisi kwi-ikhosistim yayo.

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