Umthombo: medium.com
NgoLwesibini, ixabiso leBitcoin lawela ngaphantsi kweedola ezingama-30,000 okokuqala kwiinyanga ezili-10 ngelixa zonke ii-cryptocurrency zilahlekelwe malunga ne-800 yeebhiliyoni zeedola kwixabiso lemarike kwinyanga ephelileyo. Oku kuhambelana nedatha evela kwiCoinMarketCap. Abatyali-mali be-Cryptocurrency ngoku banenkxalabo malunga nomgaqo-mali wokuqinisa.
Xa kuthelekiswa nomjikelo wokuqinisa we-Fed owaqala ngo-2016, imarike ye-cryptocurrency ikhulile. Oku kuphakamise inkxalabo malunga noqhagamshelwano lwayo kunye nenye inkqubo yezemali.
Yintoni ubungakanani beMarike ye-Cryptocurrency?
NgoNovemba ka-2021, i-cryptocurrency inkulu kakhulu nge-capitalization yemarike, i-Bitcoin, yabetha i-high-time ephezulu ngaphezu kwe-68,000 yeedola, eyathi yatyhala ixabiso lemarike ye-crypto ukuya kwi-3 yezigidigidi zeedola, ngokutsho kweCoinGecko. NgoLwesibini, eli nani limi kwi-1.51 yeebhiliyoni zeedola.
I-Bitcoin iyodwa yenza malunga ne-600 yeebhiliyoni zeedola zelo xabiso, ilandelwa ngu-Ethereum kunye ne-market cap ye-285 yeebhiliyoni zeedola.
Kuyinyani ukuba ii-cryptocurrencies zikonwabele ukukhula okukhulu okoko zaqalayo, kodwa imarike yabo isencinci.
Iimarike zezabelo zaseMelika, umzekelo, ziqikelelwa ukuba zixabisa i-49 yezigidi zezigidi zeedola ngelixa i-Securities Industry and Financial Markets Association yayiqikelelwa ukuba ixabisa i-52.9 yetriliyoni yeedola ekupheleni kuka-2021.
Ngoobani abanini beCryptocurrency kunye nabarhwebi?
Nangona i-cryptocurrency yaqala njengento yokuthengisa, amaziko afana neebhanki, utshintshiselwano, iinkampani, iimali ezihlangeneyo, kunye neengxowa-mali zokukhusela ziyakhula umdla kweli shishini ngesantya esikhawulezayo. Kunzima nangona kunjalo ukufumana idata ngomlinganiselo wamaziko ngokuchasene nabatyali-mali kwimarike ye-cryptocurrency, kodwa uCoinbase, iqonga elikhulu lokutshintshiselana nge-cryptocurrency ehlabathini, lithe abatyali-zimali beziko kunye neentengiso nganye ibalwa malunga ne-50% ye-asethi kwiqonga layo. kwikota yesine.
Ngo-2021, abatyali-mali beziko le-cryptocurrency bathengisa i-1.14 yezigidigidi zeedola, ukusuka kwi-120 yeebhiliyoni zeedola ngo-2020, ngokutsho kweCoinbase.
Uninzi lweBitcoin kunye ne-Ethereum ejikelezayo namhlanje ibanjwe kuphela ngabantu abambalwa kunye namaziko. Ingxelo yeNational Bureau of Economic Research (NBER) ekhutshwe ngo-Oktobha ibonise ukuba isinye kwisithathu semarike yeBitcoin ilawulwa yi-10,000 yabantu kunye nabatyali-zimali beBitcoin.
Uphando lweYunivesithi yaseChicago luseke ukuba malunga ne-14% yabantu baseMelika batyale imali kwi-asethi yedijithali ngo-2021.
Ngaba i-Crypto Crash iKhubaza iNkqubo yezeMali?
Nangona yonke imarike ye-crypto incinci ngokwentelekiso, i-US Federal Reserve, iSebe lezeMali, kunye neBhodi yoZinzo lwezeMali yezizwe ngezizwe iphawule i-stablecoins, iithokheni zedijithali ezixhonywe kwixabiso lezinto zemveli, njengengozi enokubakho kuzinzo lwemali.
Umthombo: news.bitcoin.com
Kwiimeko ezininzi, i-stablecoins isetyenziselwa ukuququzelela ukurhweba kwezinye izinto zedijithali. Zisebenza phantsi kwenkxaso yee-asethi eziye zingabikho mthethweni okanye ziphulukane nexabiso ngexesha loxinzelelo lweemarike, ngelixa ukubhengezwa kunye nemithetho ejikeleze ezo mpahla kunye namalungelo okubuyisela abatyali-mali ayathandabuzeka.
Ngokutsho kwabalawuli, oku kunokwenza abatyali-mali balahlekelwe yintembelo yabo kwi-stablecoins, ngokukodwa ngexesha loxinzelelo lwemarike.
Oku kwabonwa ngoMvulo xa i-TerraUSD, i-stablecoin eyaziwayo, yaphula i-peg yayo ye-1: i-1 kwi-dollar kwaye yehla ukuya ngaphantsi kwe-$ 0.67 ngokwedatha evela ku-CoinGecko. Eli nyathelo libe negalelo ekuweni kwexabiso leBitcoin.
Nangona i-TerraUSD igcina uxhulumaniso lwayo kwidola isebenzisa i-algorithm, umtyalo-mali uqhuba kwii-stablecoins ezigcina oovimba ngendlela ye-asethi njengemali okanye iphepha lokuthengisa, elinokuthi lichithele kwinkqubo yezemali yemveli. Oku kunokubangela uxinzelelo kwiiklasi ze-asethi ezisisiseko.
Ngobutyebi beenkampani ezininzi ezixhunywe ekusebenzeni kwe-crypto assets kunye namaziko emali emveli abandakanyekayo kwiklasi ye-asethi, kukho ukuvela kwezinye iingozi. Ngo-Matshi, uMphathi obambeleyo we-crypto walumkisa ukuba izinto eziphuma kwi-cryptocurrency kunye nokuvezwa okungabanjwanga kwe-crypto kunokukhubeka iibhanki, ungalibali ukuba banedatha encinci yexabiso lembali.
Abalawuli basahlulwe kwisixa sesongelo sokuphahlazeka kwe-crypto kwinkqubo yezemali kunye noqoqosho lonke.
Izimvo (Hayi)