Umthombo: wikimedia.org
I-Jane Avenue, i-Avenue ye-Wall Avenue yokuthenga nokuthengisa i-arhente, enexabiso elingaphezu kwe-300B yeedola, ithathe i-25M ye-USDC yokubambisa kwi-BlockTower Capital. I-mortgage, exabisa i-25 yezigidi zeedola, yaququzelelwa yi-Clearpool, iqonga lenkxaso-mali elinatyisiweyo. Esi sivumelwano sisijikelo samva nje se-hookups phakathi kweDeFi kunye nemali yemveli (TradFi).
Nangona i-Jane Street ingakhange iveze ukuba iya kuhambisa njani i-stablecoins ebolekiweyo, i-firm inokufuna ukuvelisa isivuno kwiimarike ze-DeFi. I-Jane Avenue inokunyusa imali-mboleko ukuya kwi-50M USDC ngaphakathi "kufutshane nekamva," ngokutsho kwe-Clearpool.
Ayiloxesha lokuqala iJane Avenue ibandakanyeka kwi-cryptocurrency. Kwinyanga ephelileyo, ixhase inkxaso-mali ye-9M ye-Bastion, imarike yemali ephantsi kolawulo. I-Jane Street ikwasebenza njengomthengisi kwiimarike ze-crypto ze-Robinhood, kwaye yaqala ukurhweba nge-cryptocurrency ngo-2017.
Ukuphonononga i-DeFi
USam Bankman-Fried, i-CEO ye-FTX, i-asethi ye-asethi yedijithali ephakathi, yasebenza kunye ne-Jane Street ngaphambi kokushiya i-firm 2 iinyanga ngaphambi kokuqala i-Alameda Research, i-quantitative trading firm, kwi-2017.
Amaziko emali emveli nawo abonisa ukunyuka kokuphononongwa kwe-DeFi ngokusebenzisa imigaqo yokubolekisa ngemali engaqinisekanga.
Ngo-Matshi, i-MakerDAO, i-protocol enika amandla i-DAI stablecoin, yeza nesiphakamiso esibiza ukuxhaswa ngemali mboleko exhaswa yi-asethi ye-real-world. Kwilinge lokwandisa ukuvezwa ngaphaya kweemarike ze-cryptocurrency, isindululo sabiza ukudibanisa imikhosi phantsi kweeprothokholi ezibolekisayo ezibambiseneyo.
I-TrueFi (iqonga lemali-mboleko elingenakulinganiswa) kunye ne-Maple (i-protocol ye-lending ephantsi kwe-collateralized) iphendule ngokukhawuleza kule fowuni, idala iiphuli ezinkulu ze-DAI ezijoliswe ukuxhasa ngemali mboleko yamaziko phantsi kokuququzelelwa kwamaqonga abo. Iifemu zimbini ziququzelele inkxaso-mali yemali-mboleko exabisa ngaphezulu kwe-1B yeedola, kwaye i-TrueFi iza kuphila ngoNovemba ka-2020 kwaye iMaple yasungulwa kunyaka ophelileyo.
Umthombo: moras.io
NgokukaMaple, imali-mboleko "iya kuxhaswa zizivumelwano ezinyanzeliswayo ezisemthethweni ... ezimele[i]ipotfoliyo ebolekisayo eyahluka-hlukeneyo exhaswa zizinto zelizwe lokwenyani." Isindululo sayo sokudala iqula lokuxhasa ngemali mboleko yeDAI ngoDisemba ifumene inkxaso engama-96% kuluntu lweMakerDAO.
Umthombo: consensys.net
Ngomhla we-11 ku-Epreli, i-TrueFi iqalise isicelo somqondiso we-pool phakathi kwe-50 kunye ne-100 yezigidi ze-DAI. I-pool iya kube ibekelwe "imali ebolekwayo ehlukeneyo kunye namathuba okuthenga ngetyala," ngogxininiso olunamandla "kumathuba okuthenga ngetyala emveli" enonxulumano oluphantsi kunye nemarike ye-cryptocurrency.
Kutshanje, uMenziDAO unike i-7.8 yezigidi zeedola ukuxhasa iziko lokulungisa iTesla, inkampani kaElon Musk.
Izicwangciso bezisekelwe kwisiphakamiso solawulo esenziwe ngu-Hexonaut, injineli yeprotocol ye-MakerDAO. I-Hexonaut inethemba lokuba ukwamkela i-asethi yehlabathi lokwenene kuya kubangela "ukukhula ngokukrakra" kwe-DAI, kunye nokuqinisa uphawu lwe-MakerDAO, i-MKR.
Amaziko emali emveli nawo aqalisile ukuphehlelela ezawo iinkonzo ze-asethi yedijithali.
Kulo nyaka uphelileyo, State Street, ibhanki yokugcina malunga $40T ngempahla, wabhengeza ukuba iya kuqalisa icandelo ukunika iinkonzo cryptocurrency kubathengi zabucala. IBhanki yaseNew York iMellon kulindeleke ukuba iqalise iqonga lokugcina i-asethi yedijithali kungekudala.
Izimvo (Hayi)