Momwe Mungasungire Ndalama mu DeFi? Buku Loyamba Lopanga Ndalama Kuchokera ku DeFi

Decentralized Finance (DeFi) ikukula mwachangu. Gawo lotsogolali limalola osunga ndalama kuti azitha kupanga ndalama kudzera muzogulitsa ndi ntchito zosiyanasiyana - kuphatikiza koma osangokhala ndiulimi wochuluka, ma staking, maakaunti a chiwongola dzanja, ndi zina zambiri.

Muupangiri woyambira uyu, tikufotokozera momwe mungayikitsire ndalama ku DeFi lero kuti muyambe kutulutsa zokolola zabwino pamalipiro anu.

Mndandanda wa Njira Zabwino Kwambiri Zopangira Ndalama mu DeFi 

Pansipa, mupeza mndandanda wanjira zabwino kwambiri zopangira ndalama ku DeFi lero:

1. Ikani mu DeFi Tokens - Njira Yabwino Kwambiri Yopangira Ndalama mu DeFi
2. DeFi Staking - Pezani APY Yokopa Potseka Zizindikiro Zanu za Crypto
3. Kulima Kwa DeFi Kulima - Pangani Zokolola Popereka Zamadzimadzi ku Kusinthana kwa DeFi
4. Maakaunti Achidwi a DeFi - Ikani Crypto Tokens mu Akaunti Yosungira Kuti Mupeze Chidwi
5. Ngongole za DeFi - Kwezani Kuwonekera Kwanu ku DeFi Ndi Ngongole Yotetezedwa ya Crypto

Tikukambirana zandalama zomwe zili pamwambapa za DeFi mwatsatanetsatane mubukuli.

Yang'anani Mwatsatanetsatane Njira Zabwino Kwambiri Zopangira Ndalama mu DeFi mu 2022

Pali njira zambiri zomwe mungasungire ndalama mu DeFi kuchokera ku chitonthozo chanyumba.

Chogulitsa chilichonse cha DeFi ndi/kapena ntchito zidzabwera ndi zoopsa zake komanso mphotho zomwe zingachitike. Chifukwa chake, ndikofunikira kumvetsetsa bwino ndalama za DeFi musanaike pachiwopsezo ndalama zilizonse.

M'magawo omwe ali pansipa, tikuwona mwatsatanetsatane njira zabwino zonse zoyendetsera ndalama ku DeFi mu 2022.

1. Invest in DeFi Tokens - Pazonse Njira Yabwino Yopangira Ndalama mu DeFi

Titha kunena kuti njira yabwino kwambiri yopezera ndalama ku DeFi mu 2022 ndikuwonjezera ma tokeni apamwamba a DeFi pazachuma chanu. Mwachidule, awa ndi ma projekiti a cryptocurrency omwe akukhudzidwa mwachindunji ndi gawo lazachuma lomwe lili mdera la decentralized. Izi zitha kukhala kuchokera kumakona osiyanasiyana.

Mwachitsanzo, ma tokeni ena a DeFi akutenga nawo gawo popereka ntchito zangongole, pomwe ena amapereka kusinthana kwapakati. Ndiye muli ndi zizindikiro za DeFi zomwe zimapereka ukadaulo wa algorithmic stablecoin ndi omwe akupanga mwayi wofikira ku Metaverse. Mulimonsemo, pakuyika ndalama mu chizindikiro cha DeFi chomwe mwasankha, mukupeza chidziwitso chachindunji ku gawoli.

Chitsanzo chimodzi chotere cha polojekiti yomwe ikukula kuchokera kumalo ano ndi DeFi Coin (DEFC). Ndalama ya digito iyi imathandizira kusinthana kwa DeFi Swap - komwe kumapereka chithandizo chambiri chandalama. Izi zikuphatikiza chilichonse kuyambira ma token swaps ndi ulimi wochuluka mpaka staking ndi NFTs. DeFi Coin imabwera ndi ma metric angapo osangalatsa.

Choyamba, pamene wina akugulitsa DeFi Coin - kaya ndi malo apakati kapena apakati, 10% idzatengedwa kuchokera pamalondawo. Mwachitsanzo, ngati wogulitsa akugulitsa $1,000 ya DeFi Coin, $100 idzaperekedwa msonkho. Pa $100 iyi, $50 idzagawidwa kwa omwe ali ndi DeFi Coin kudzera mu pulogalamu yogawa.

Zina $50 zidzawonjezedwa ku dziwe la DeFi Coin liquidity. Chofunika kwambiri, pogula ndi kugwira DeFi Coin pamapeto pake, mudzapindula ndi kukula kwa kusinthana kwa DeFi Swap. Ndipo kwa nthawi yonse yomwe mukugwira, mudzakhala ndi mwayi wopeza gawo lanu lamalipiro olipira.

Momwe Mungagulitsire Ndalama mu DeFi Coin

Ngati mumakonda kamvekedwe ka DeFi Coin ndipo mukufuna kuwonjezera ndalama zadijito zatsopanozi pagawo lanu lero, mutha kutero potsatira njira zosavuta zomwe zafotokozedwa pansipa:

Khwerero 1: Pezani Chikwama Chothandizira Zizindikiro za BSc

DeFi Coin ndi chizindikiro cha crypto chomwe chimagwira ntchito pamwamba pa Binance Smart Chain (BSc). Chifukwa chake, kuti mupeze ndalama mu DeFi Coin lero, sitepe yoyamba ndikuwonetsetsa kuti muli ndi chikwama chomwe chingalumikizane ndi netiweki ya BSc.

Zosankha zodziwika bwino pamsika wa BSc ndi Trust Wallet ndi MetaMask. Ngakhale zikwama zonse ziwirizi zimabwera mu pulogalamu ya iOS ndi Android, MetaMask imapezekanso ngati chowonjezera chamsakatuli.

Mutha kuwerenga zambiri pa:

• Momwe mungagule DeFi Coin ndi Trust Wallet
• Momwe mungagule DeFi Coin ndi MetaMask

Khwerero 2: Tumizani BNB mu BSc Wallet 

Mukasankha ndikuyika chikwama choyenera, muyenera kuyika ma tokeni a BNB. Izi ndichifukwa choti DeFi Coin imalumikizidwa mwachindunji ndi BNB pa Binance Smart Chain.

Onse a Trust Wallet ndi MetaMask amakulolani kugula BNB ndi kirediti kadi / kirediti kadi kuchokera mkati mwa chikwama. Imeneyi ndi njira yabwino yowonjezeramo BNB ku chikwama chanu, ngakhale, onse opereka chithandizowa amagwiritsa ntchito mapurosesa a malipiro a chipani chachitatu - zomwe zikutanthauza kuti malipiro angakhale okwera.

Njira ina yabwino apa ndikugula BNB ku Binance. Pochita izi, mudzalipira chindapusa cha 2% mukamagwiritsa ntchito kirediti kadi / kirediti kadi - ngakhale ndalama zenizeni zimatengera komwe muli.

Mulimonsemo, ngati mugwiritsa ntchito kusinthanitsa kwakunja kuti mugule BNB, muyenera kusamutsa ma tokeni ku chikwama chanu cha BSc chomwe mwasankha.

Khwerero 3: Lumikizani BSc Wallet ku DeFi Swap

Ngati pakadali pano muli ndi BNB m'chikwama chanu, mumapitiliza kuyika ndalama mu DeFi Coin kudzera pakusinthana kwa DeFi. Posankha Kusinthana kwa DeFi kuti mumalize kugula, simudzafunika kutsegula akaunti kapena kupereka zambiri zanu.

M'malo mwake, mutha kuyika ndalama mu DeFi Coin pakusinthana kwa DeFi pongolumikiza chikwama chanu.

Mukakhala pa Kusinthana kwa DeFi, dinani batani la 'Lumikizani ku Wallet'.

• Ngati mukugwiritsa ntchito MetaMask, dinani njira yoyenera
• Ngati mukugwiritsa ntchito Trust Wallet, kapena chikwama china chilichonse cha BSc pankhaniyi, dinani 'WalletConnect' ndikujambula nambala ya QR yomwe ikuwonekera pazenera lanu.

Mosasamala kanthu za chikwama chomwe mukugwiritsa ntchito, muyenera kutsimikizira chilolezo ku DeFi Swap exchange. Iyi ndi njira yotetezeka kwambiri komanso yofunika kwambiri - Kusinthana kwa DeFi sikudzakhala ndi mwayi wopeza makiyi anu achinsinsi.

Khwerero 4: Khazikitsani Order ndikuyika ndalama mu DeFi Coin

Pomaliza, mutha kukhazikitsa dongosolo loyika ndalama mu DeFi Coin. Choyamba, onetsetsani kuti 'BNB' ndi 'DEFC' zakhazikitsidwa ngati ndalama za 'Sinthani Kuchokera' ndi 'Sinthani ku' ndalama, motsatana.

Kwenikweni, kusinthana kwanu kuyenera kuwoneka ngati chithunzi pamwambapa. Kenako, pafupi ndi pomwe akuti 'BNB', muyenera kulowa nambala ya zizindikiro zomwe mukufuna kusinthana ndi DeFi Coin.

Mukalemba chifaniziro, nambala yofananira ya ma tokeni a DeFi Coin idzasinthidwa malinga ndi kusinthana kwamakono kwa BNB/DEFC.

Pambuyo potsimikizira kusinthanitsa, chidziwitso cha pop-up chidzawonekera pa chikwama chomwe chikugwirizana ndi DeFi Swap. Mukatsimikizira chilolezo, mgwirizano wanzeru wa DeFi Swap udzamaliza kutembenuka ndikuwonjezera ma tokeni a DeFi Coin pachikwama chanu.

Palibe chitsimikizo kuti mupanga ndalama mukagulitsa izi kapena chilichonse cha DeFi kapena ntchito. Pitirizani mwakufuna kwanu. 

2. DeFi Staking - Pezani APY Yokopa Potseka Zizindikiro Zanu za Crypto

Chotsatira chomwe chimakupatsani mwayi woyika ndalama ku DeFi kuchokera ku chitonthozo chanyumba ndizovuta. Mwachidule, staking imafuna kuti mutseke ma tokeni anu mu netiweki ya blockchain kwa masiku angapo. Izi zimathandiza blockchain kusunga maukonde decentralized ndipo kenako kutsimikizira ndi kutsimikizira wotuluka popanda ntchito ya chipani chachitatu.

Staking imaperekedwanso ndi ma projekiti kuti alimbikitse anthu kuti azisunga zizindikiro zawo pakanthawi yayitali, zomwe zimathandiza kuchepetsa kusakhazikika kwa chilengedwe. Mulimonsemo, poyika ma tokeni anu, mupeza chiwongola dzanja chokongola. Mtengo weniweniwo ukhoza, komabe, umasiyana kwambiri kutengera chizindikiro chomwe mukuchita.

Mwachitsanzo, DeFi Coin imalola eni ake kuyika zizindikiro zawo pa APY mpaka 75%. Izi ndichifukwa choti DeFi Coin ikadali pakukula kwake, ndiye ikuyenera kupereka zokolola zambiri. Kumbali ina, mapulojekiti okhazikitsidwa komanso akuluakulu ngati BNB apereka APY yotsika kwambiri pamapangano okhazikika.

Ngakhale zili choncho, nthawi zambiri mudzakhala ndi zosankha zingapo zikafika pa nthawi ya staking. Mwachitsanzo, pamene staking zizindikiro pa DeFi Kusinthana, mukhoza kusankha pa nthawi ya 1, 3, 6, kapena 12 miyezi. Ndikofunika kukumbukira kuti zizindikiro zanu zikatsekedwa mu nthawi yokhazikika, simungathe kuzipeza.

Izi ndichifukwa choti zizindikiro zimatsekedwa mu mgwirizano wanzeru - zomwe sizingasinthidwe kapena kusinthidwa. Chifukwa chake, onetsetsani kuti ndinu omasuka kutseka ma tokeni anu nthawi yonseyi. Chinthu chinanso choyenera kudziwa kuti nthawi zambiri, nthawi yayitali yomwe mumasankha, ndipamwamba APY yomwe mudzalipidwa.

Staking Chitsanzo

Kuonetsetsa kuti ndalama DeFi staking ndi koyenera kwa inu, taganizirani chitsanzo pansipa:

• Tinene kuti mwasankha kuyika ma tokeni 10,000 a DeFi Coin
• Mumasankha nthawi ya miyezi 6 pakusinthana kwa DeFi - komwe kumapereka APY ya 60%
• Pambuyo pa miyezi isanu ndi umodzi, ma tokeni anu 10,000 a DeFi Coin amabwezeretsedwa m'chikwama chanu.
• Mumalandiranso mphotho zanu zazikulu, zomwe ndi ma tokeni 3,000 a DeFi Coin
• Mwakutero, ndalama zanu zonse tsopano ndi 13,000 DEFC

Ngati mukuganiza momwe mungawerengere mphotho zanu kuchokera ku APY yotchulidwa, izi ndizolunjika.

Muchitsanzo chomwe chili pamwambapa, tidasankha 60% APY, zomwe zikutanthauza kuti tikadakhala titayika ma tokeni kwa chaka chimodzi, tikadalandira 6,000 DEFC gawo lathu loyambirira la 10,000 DEFC. Komabe, tidasankha nthawi ya miyezi isanu ndi umodzi, ndikungolandira 3,000 DEFC.

Zotsatira za Volatility 

Musanayike ndalama mu DeFi staking, muyeneranso kuganizira zabwino ndi zoyipa za chiwopsezo cha kusakhazikika. Izi ndichifukwa choti zizindikiro zanu zikamasulidwa ku mgwirizano wanzeru, mutha kukhala otsimikiza kuti mtengo wawo wamsika usintha. Zachidziwikire, izi zitha kukukomerani kapena kukutsutsani.

• Kutengera chitsanzo cham'mbuyomu, tinena kuti mutayika ma tokeni 10,000 a DeFi Coin, 1 DEFC inali yamtengo wapatali $1.
• Izi zikutanthauza kuti ndalama zanu zonse panthawi yomwe munasungitsa ndalama zidakwana $10,000.
• Pambuyo pa miyezi isanu ndi umodzi, tidzanena kuti DEFC inali kugulitsa $2 pa chizindikiro chilichonse.
• Munalandira 13,000 DEFC patatha miyezi isanu ndi umodzi, ndiye mtengo wake wonse wa $26,000.
• Izi zimatanthawuza phindu la $ 16,000 kuchokera ku ndalama zanu zoyambirira za $ 10,000.

Komabe, DEFC ikadakhala ikugulitsa pamtengo wochepera $ 1 patatha miyezi isanu ndi umodzi.

• Mwachitsanzo, tinene kuti DeFi Coin inali kugulitsa $0.50 panthawi yomwe mudalandira ma tokeni anu 13,000.
• Muzochitika izi, ndalama zanu zonse zikadakhala zokwana madola 6,500 - kutanthauza kuti kuchokera pamtengo wanu woyambirira wa $ 10,000 - mwataya $3,500.

Pamapeto pake, ingokumbukirani kuti ngakhale muwonjezera kuchuluka kwa ma tokeni omwe muli nawo mukayika ndalama mu DeFi staking, muyenera kuganiziranso kuti pofika nthawi yomaliza, atha kukhala akugulitsa pamtengo wotsika.

Momwe Mungasungire Ndalama mu DeFi Staking 

Kuti muwone mwachidule momwe mungasungire ndalama mu DeFi staking, onani njira ili pansipa:

• Gawo 1: Pitani ku DeFi Swap - Choyamba, pitani kusinthanitsa kwa DeFi ndikudina pa 'Farm'.
• Gawo 2: Lumikizani Wallet ku Kusinthana kwa DeFi - Kenako, dinani 'Connect Wallet'. Sankhani chikwama chanu chomwe mumakonda ndikuloleza kulumikizana ndi DeFi Swap.
• Gawo 3: Sankhani Staking Token - Tsopano popeza chikwama chanu chalumikizidwa ndi DeFi Swap, mutha kusankha chizindikiro chomwe mukufuna kuyika.
• Gawo 4: Sankhani Staking Term - Sankhani nthawi yomwe mumakonda kuyambira 30, 90, 180, kapena masiku 365.
• Gawo 5: Tsimikizani Mgwirizano wa Staking - Chomaliza ndikutsimikizira mgwirizano wokhazikika kudzera pa chikwama chanu cholumikizidwa.

Mukatsimikizira zonse, ma tokeni anu adzayikidwa mu DeFi Swap smart contact. Nthawi yomwe mwasankha ikatha, mudzalandira ndalama zanu zoyambira pamodzi ndi mphotho zilizonse zomwe mwapanga.

Werengani zambiri: Mutha kuwerenga buku lathu lonse staking Pano.

Palibe chitsimikizo kuti mupanga ndalama mukagulitsa izi kapena chilichonse cha DeFi kapena ntchito. Pitirizani mwakufuna kwanu. 

3. Kulima kwa DeFi Yield - Perekani Zokolola Popereka Ndalama ku DeFi Exchange

Njira inanso yotchuka yopangira ndalama ku DeFi ndikulima zokolola. Izi ndizofanana ndi staking, malinga ngati mubwereketsa ma tokeni anu ku mgwirizano wanzeru wa DeFi ndicholinga chopanga chiwongola dzanja. Komabe, ulimi wochuluka ndi wosiyana m'lingaliro lakuti mudzakhala mukuyika zizindikiro zanu mu dziwe lamadzimadzi.

Ndalama zamadzimadzi zomwe zikufunsidwa zidzalola ogula ndi ogulitsa kuti agulitse zizindikiro mu dziwe logawidwa. Chifukwa chake, dziwe lililonse lazinthu zamadzimadzi limakhala ndi awiri ogulitsa - monga DEFC/BNB kapena BTC/BUSD. Monga Investor, mudzafunika kuyika ma tokeni onse awiriwa.

Osati zokhazo, komanso muyenera kupereka ndalama zofanana za chizindikiro chilichonse malinga ndi mtengo wamakono wa mapulojekiti onsewa. Mwachitsanzo, tiyerekeze kuti mukuyang'ana kuwonjezera ndalama ku BNB/DEFC awiri. Tinena kuti panthawiyo, BNB ili ndi mtengo wamsika wa $300 ndi DEFC pa $1.

Izi zikutanthauza kuti pa 1 BNB iliyonse yomwe mumasungitsa ($300), mudzafunikanso kusamutsa 300 DEFC ($300). Poika $300 ya chizindikiro chilichonse, ndalama zanu zonse ndi $600. Pazaubwino woyika ndalama muulimi wokolola wa DeFi, mupeza ndalama zongopeza ndalama malinga ngati ma tokeni akugwiridwa ndi omwe akugulitsa nawo.

Izi zili choncho chifukwa nthawi iliyonse wina akagula ndikugulitsa chizindikiro kuchokera kwa awiriwo, amalipira ndalama zogulitsa. Ndipo monga wokhudzidwa ndi dziwe lazachuma, mupeza ndalama zomwe zasonkhanitsidwa ndi mgwirizano wanzeru. Ndalama zenizeni zomwe mudzalandira zidzadalira zinthu zingapo - zomwe timakambirana mwatsatanetsatane mu gawo ili pansipa.

Chitsanzo cha Kulima Zokolola  

Pali zosintha zingapo zomwe muyenera kuziganizira powunika momwe mungapindulire pazantchito zanu zaulimi. Choyamba, mukayika ma tokeni pagulu laulimi wokolola, mudzakhala ndi gawo la dziwe lanu. Peresenti iyi imatengera kuchuluka kwa ma tokeni omwe mudayika poyerekeza ndi ena.

Mwachitsanzo:

• Tanena pamwambapa kuti mudayika 1 BNB pamtengo wa $300 ndi 300 DeFi Coin komanso pa $300.
• Tsopano tinena kuti palimodzi, pali 5 BNB ndi 1,500 DeFi Coin mu dziwe lomwelo.
• Izi zikutanthauza kuti muli ndi 20% ya dziwe la BNB/DEFC

Chifukwa chake popeza tadziwa kuti gawo lanu la dziwe lolima zokolola ndi lotani, tiyenera kuwunika momwe mungapangire. Mwachidule, mosiyana ndi staking, palibe APY yokhazikika pankhani yaulimi wokolola.

Izi ndichifukwa chakuti zonse zimadalira kuchuluka kwa dziwe lomwe limasonkhanitsa ndalama zamalonda, zomwe peresenti yanu ili, komanso ngati mtengo wa zizindikiro ukukwera kapena kugwa.

• Komabe, tinene kuti nsanja yanu yaulimi yomwe mwasankha imapereka 2% yazolipira zonse zomwe zasonkhanitsidwa.
• Muli ndi 20% ya dziwe
• Pambuyo pa masiku 30, ochita malondawo adatenga 4 BNB ndi 1,200 DeFi Coin.
• Gawo lanu la dziwe limeneli lingakhale 0.8 BNB (20% ya 4 BNB) ndi 240 DeFi Coin (20% ya 1,200 DeFi Coin)

Chinanso chomwe muyenera kudziwa pazaulimi wa zokolola ndichakuti gawo lanu la malonda omwe akugawana nawo nthawi zambiri limayimiriridwa ndi LP (liquidity pool).

Kuti muchotse ndalama zanu padziwe, muyenera kusinthana ma tokeni anu a LP kubwerera ku ndalama zoyambirira zomwe mudasungitsa. Nkhani yabwino ndiyakuti, mosiyana ndi staking, sipafunikanso kutseka ma tokeni anu mukakhala ndi dziwe laulimi. Chifukwa chake, izi zimapereka kusinthasintha kochulukirapo pankhani yopeza ndalama zanu.

Kuwonongeka kwa Kuwonongeka 

Chimodzi mwazowopsa zomwe muyenera kuziganizira musanagwiritse ntchito DeFi zokolola zaulimi ndi kuwonongeka kwa kuwonongeka.

Lingaliro lalikulu ndi kuwonongeka kwa kuwonongeka ndikuti mutha kutaya ndalama pamene mtengo wa zizindikiro zomwe zikuyikidwa mu dziwe laulimi zokolola zikuchepa.

Mwachindunji, kuwonongeka kwa kuwonongeka kumachitika ngati mutapanga ndalama zochepa kuchokera ku ulimi wochuluka kuposa momwe mukanachitira posunga zizindikiro mu chikwama chachinsinsi kapena kusinthanitsa.

• Mwachitsanzo, tinene kuti mumasunga zizindikiro zanu mu dziwe la DEFC/BNB kwa miyezi itatu.
• Komanso, mudapanga APY ya 100% - ndiye zokolola zabwino za 25% kwa miyezi itatu yanu.
• Komabe, panthawi yomweyi, zizindikiro ziwirizi zinawonjezeka mtengo ndi 45% pamsika wotseguka.

Chifukwa chake, ichi ndi chitsanzo chabwino cha kuwonongeka kwa kuwonongeka, chifukwa njira yolima zokolola idapangitsa kuti muchepetse kuchepa.

Momwe Mungasungire Ndalama mu DeFi Yield Farming 

DeFi Swap imathandizira kuchuluka kwa maiwe olima zokolola omwe amatha kutsegulidwa mukangodina batani.

Mukamagwiritsa ntchito Kusinthana kwa DeFi pazifukwa izi, mudzalandira 0.25% ya ndalama zonse zogulitsira zomwe mwapeza kuchokera kwa omwe mwasankha - molingana ndi gawo lanu la dziwe.

Pamene DeFi Swap ikupitiliza kukulitsa malonda ake, izi zitha kuwonetsa njira yopindulitsa yopangira ndalama zochepera pama tokeni anu.

Kuyika ndalama mu dziwe laulimi wokolola lero kudzera pa DeFi Swap - tsatirani kalozera wachangu pansipa:

• Gawo 1: Pitani ku DeFi Swap - Choyamba, pitani kusinthanitsa kwa DeFi ndikudina pa 'Pool'.
• Gawo 2: Lumikizani Wallet ku Kusinthana kwa DeFi - Kenako, dinani 'Connect Wallet'. Sankhani chikwama chanu chomwe mumakonda ndikuloleza kulumikizana ndi DeFi Swap.
• Gawo 3: Sankhani Zokolola Zamagulu Awiri - Tsopano popeza chikwama chanu chalumikizidwa ndi DeFi Swap, mutha kusankha zokolola zaulimi zomwe mukufuna kukupatsani.
• Gawo 4: Lowani Kuchuluka kwa Kulima kwa Zokolola - Mukalemba kuchuluka kwa ma tokeni omwe mukufuna kuyika, ndalamazo zimasinthira ndalama zina. Mwachitsanzo, mutha kulemba 2 BNB ndipo isintha ndi 1,200 DEFC.
• Gawo 5: Tsimikizirani Mgwirizano Waulimi Wokolola - Pomaliza, muyenera kutsimikizira mgwirizano waulimi wa zokolola kudzera pachikwama chomwe chimalumikizidwa ndi DeFi Swap.

Mukatsimikizira kuti mwagulitsa ndalamazo kudzera mu chikwama chanu, ma tokeni adzayikidwa mu dziwe lomwe lili ndi ndalama. Kwa nthawi yonse yomwe ma tokeni amakhalabe mu dziwe, mupanga ndalama zopanda malire kuchokera ku ndalama zilizonse zamalonda zomwe zimasonkhanitsidwa.

Palibe chitsimikizo kuti mupanga ndalama mukagulitsa izi kapena chilichonse cha DeFi kapena ntchito. Pitirizani mwakufuna kwanu. 

4. Maakaunti Achidwi a DeFi - Ikani Crypto Tokeni mu Akaunti Yosungira Kuti Mupeze Chidwi

Chotsatira pamndandanda wathu wanjira zabwino kwambiri zopezera ndalama ku DeFi ndi akaunti yachiwongola dzanja cha crypto. Ili ndi lingaliro latsopano lomwe limatsatira mfundo zomwezo za akaunti yakubanki wamba yomwe imapereka chiwongola dzanja. Izi zikutanthauza kuti, malonda a DeFi amangofuna kuti muyike zizindikiro zanu mu chikwama cha wothandizira, ndiyeno - mudzalipidwa chiwongoladzanja.

Nthawi zina, chiwongoladzanja chidzakhazikika. Izi zikutanthauza kuti mukudziwa ndendende momwe mungapezere ndalama zomwe mumasungira muakaunti yanu yachiwongola dzanja. Ndi zomwe zanenedwa, nsanja zina zimapereka mitengo yosinthika yomwe ingasinthe kutengera momwe msika ulili. Pankhani ya nthawi yotseka, izi zidzadalira wothandizira amene mwasankha.

Mapulatifomu ena amapereka mawu angapo osiyanasiyana omwe amatha kuchoka ku mgwirizano wosinthika wochotsa mpaka miyezi 12. Nthawi zambiri - ndipo monga staking, nthawi yayitali, mudzalipidwa kwambiri. Chiwongola dzanja chomwe mumapeza nthawi zambiri chimachokera ku ngongole za anthu ena.

Izi zikutanthauza kuti ma tokeni anu a crypto adzabwerekedwa kwa anthu ena, omwe nawonso, adzalipira chiwongola dzanja pa ndalama zomwe adabwereka. Sizikunena kuti chiwopsezo chomwe mumakumana nacho mukasankha chida cha DeFi ndichakuti obwereka ambiri amalephera kubweza ngongole yawo. Ndi zomwe zanenedwa, opereka ngongole ku DeFi nthawi zambiri amafunikira chikole kuchokera kwa wobwereka.

Izi zikutanthauza kuti ngati mtengo wa ngongoleyo sunaperekedwe, woperekayo akhoza kungogulitsa chikole chomwe chasungidwa. Komanso, ngati chikole chikutsika mtengo ndi peresenti inayake, izi zidzapangitsanso kuti woperekayo agulitse zizindikiro ngati wobwereka sawonjezera ndalama zambiri.

Pankhani ya zokolola, kuchuluka kwa chiwongoladzanja komwe mungapeze nthawi zambiri kumakhala kotsika kwambiri poyerekeza ndi ulimi wa staking ndi zokolola. Komabe, mutha kukhala otsimikiza kuti ma APY ndi opikisana kwambiri kuposa zomwe mungapeze kuchokera ku akaunti yakubanki wamba. M'malo mwake, ndizotheka kupeza ma APY amitundu iwiri pama stablecoins ngati USDT ndi BUSD pamsika uno.

Chitsanzo cha Maakaunti Achidwi a DeFi 

Ngati ndinu watsopano kuakaunti yachiwongola dzanja ya crypto, onani chitsanzo chomwe chili pansipa kuti muwone ngati malonda a DeFi awa ndi oyenera kwa inu kapena ayi:

• Tinene kuti mwasankha kuyika ma tokeni a Frax muakaunti yachiwongola dzanja ya crypto
• Frax ndi stablecoin, kotero mwachidziwitso, iyenera kukhala pafupi ndi mtengo wa $ 1 nthawi zonse.
• Wothandizira wanu wosankhidwa amapereka APY ya 12% pa Frax kudzera pa kutseka kwa miyezi itatu
• Mumasungitsa ma tokeni 10,000
• Miyezi itatu ikatha, mumalandira chiwongola dzanja chanu cha 10,000 Frax kuphatikiza ma tokeni 300.
• Ngakhale mudapeza APY ya 12%, chiwongola dzanja chanu chimafika 300 Frax chifukwa mudasankha miyezi itatu (12% / 4).

Monga tafotokozera pamwambapa, maakaunti a chiwongola dzanja cha crypto amapereka njira yosavuta yopangira ndalama zanu. Komabe, monga tikufotokozera mgawo lotsatira, maakaunti achidwi pamsika uno nthawi zambiri amaperekedwa ndi nsanja zapakati.

Ngozi ya Centralization  

Gawo lofunika kwambiri la malo a DeFi ndikuti mudzakhala mukugulitsa zinthu zopatsa zokolola ndi ntchito kudzera mwa wogwiritsa ntchito. Komabe, ndikofunikira kuzindikira kuti nsanja zambiri zopereka maakaunti achiwongola dzanja zimakhala pakati.

Izi zikutanthauza kuti mukayika ndalama mu akaunti ya chiwongola dzanja cha crypto, woperekayo adzakhala ndi ulamuliro wonse pa zizindikiro zanu. Chifukwa chake, muyenera kukhulupirira kuti woperekayo ndi wovomerezeka ndipo adzakulipirani zomwe ali nazo mukaganiza zochotsa.

Chiwopsezochi chitha kupewedwa potsatira nsanja ya DeFi yokhazikika. Mwachitsanzo, mukamagwiritsa ntchito ntchito zoperekedwa ndi DeFi Swap, simudzafunikira kudalira nsanja. M'malo mwake, zizindikirozo zimayikidwa mu mgwirizano wanzeru wotetezedwa womwe sungathe kusinthidwa kapena kusinthidwa.

Izi zikutanthauza kuti mukangofuna kubweza ndalama, mgwirizano wanzeru ukhoza kungoyika ma tokeni mu chikwama chomwe mudagwiritsa ntchito poyambira kumaliza ndalamazo.

Ku DeFi Swap - Kusinthanitsa Kwadongosolo Kwambiri kwa Staking ndi Kulima Zokolola 

Palibe chitsimikizo kuti mupanga ndalama mukagulitsa izi kapena chilichonse cha DeFi kapena ntchito. Pitirizani mwakufuna kwanu. 

5. Ngongole za DeFi - Kwezani Kuwonekera Kwanu ku DeFi Ndi Ngongole Yotetezedwa ya Crypto

Gawo lina la gawo lazachuma lomwe likuyenera kuyang'aniridwa ndi la ngongole za DeFi. Izi zimakupatsani mwayi wobwereka ndalama munthawi yeniyeni motsutsana ndi ma tokeni a crypto omwe muli nawo pano. Mwakutero, mutenga ngongole yotetezeka. Komabe, mosiyana ndi ngongole zachikhalidwe zoperekedwa ndi mabanki, palibe chofunikira kuti mudutse njira yowunika ngongole.

Kuphatikiza apo, simudzafunikanso kupereka zikalata zilizonse zotsimikizira kukwanitsa kwanu komanso momwe mulili pazachuma. M'malo mwake, nsanja zangongole za DeFi sizikufunanso kuti mupereke zidziwitso zanu kapena zambiri. M'malo mwake, ngongole yanu idzavomerezedwa nthawi yomweyo mukangodina batani.

Ponena za kuchuluka kwa ndalama zomwe mungabwereke, izi zidalira pazifukwa zingapo. Choyamba, nsanja iliyonse ya DeFi idzakhala ndi malire ake a LTV (Loan-to-Value) m'malo mwake. Izi ndizomwe mungabwereke potengera mtengo wa chikole chanu. Mwachitsanzo, tinene kuti nsanja yomwe mwasankha imapereka ngongole za DeFi ndi LTV ya 80%.

Izi zikutanthauza kuti ngati mutasungitsa ndalama zokwana $5,000, mutha kubwereka mpaka $4,000. Izi zidzalipidwa mu ma tokeni a crypto, monga nsanja zenizeni za DeFi zangongole sizimakhudzidwa ndi ndalama za fiat. Komabe, mutha kubwereka stablecoin ngati USDT - yomwe mutha kuyisintha kukhala ndalama ngati mungafune.

Chinanso choyenera kukumbukira ndikuti mudzafunika kulipira chiwongola dzanja pa ngongole zanu za DeFi. Mitengo imasiyanasiyana kutengera nsanja yomwe mwasankha komanso nthawi yomwe mukuvomereza. Ndi zomwe zanenedwa, nthawi zambiri malo obwereketsa a DeFi sayika mawu wamba, kutanthauza kuti mutha kubweza ndalamazo mukapuma.

Komabe, ngati mtengo wa chikole chanu ukutsika ndi peresenti inayake, mudzafunsidwa kuti muwonjezere zizindikiro zina. Ngati simutero, ndiye kuti nsanja ya ngongole ya DeFi idzakakamizika kugulitsa zina mwazosunga zanu.

Wonjezerani Kuwonekera Kwanu ku Crypto  

Ngongole za DeFi zitha kukhala chida chabwino kwambiri chomwe mungaganizire ngati mukuyang'ana kuti muwonjezere mtengo wazomwe mumakumana nazo pagulu lazachuma popanda kutulutsa ma tokeni anu. Izi ndichifukwa choti mumayang'anirabe chikole chomwe mumasungitsa malinga ngati ngongoleyo ikadalipo. Momwemonso, ngati mtengo wa chikole ukuwonjezeka, mudzapindula ndi izi.

Kuphatikiza apo, ndalama zomwe mumalandira kuchokera ku ngongole ya DeFi zitha kubwezeretsedwanso ku crypto space. Izi zikuthandizani kuti muzitha kuwongolera kuchuluka kwa crypto - osasowa kukhala ndi ndalama zomwe muli nazo.

Mwachitsanzo:

• Tinene kuti muli ndi $3,000 ya AAVE
• Panthawi yogulitsa ndalama, AAVE ikugulitsa $100
• Mumayika AAVE iyi papulatifomu ya DeFi ndikutenga ngongole pa 50% LTV
• Mwasankha kutenga ngongole yanu ku AAVE
• Izi zikutanthauza kuti mumalandira $1,500 yamtengo wapatali ya AAVE
• Pambuyo pa miyezi iwiri, AAVE ikugulitsa $140 - ndiye chiwonjezeko cha 40%

Mukuganiza zochotsa ndalama zanu kuti mupindule ndikukwera kwamtengo wa AAVE.

Phindu lanu lili motere:

• Pa gawo lanu loyambirira la $ 3,000 - izi zawonjezeka ndi 40%. Chifukwa chake, ndalama zanu zoyambilira tsopano ndi zokwanira $4,200 - ndiye phindu la $1,200.
• Pa $1,500 AAVE yomwe mudabwereka, izi zakweranso ndi 40%. Izi zikufanana ndi mtengo watsopano wa $ 2,100 - kotero phindu la $ 600
• Pazonse, mwapeza phindu la $1,800 pa ngongole ya DeFi iyi

Zachidziwikire, mukhala mwalipiranso chiwongola dzanja kwa miyezi itatu yomwe ngongole yanu idakhalabe yodalitsika. Ngakhale zili choncho, ma APR a ngongole a DeFi akhoza kukhala opikisana kwambiri - ndiye mu chitsanzo ichi, mwapeza phindu lalikulu.

Muyenera kuganizira kuopsa kotenga ngongole ya DeFi ndicholinga chokulitsa kuwonekera kwanu ku gawo la crypto. Kupatula apo, ngati mtengo wa chikole chanu utsika, ndiye kuti nsanja ya ngongole ya DeFi imatha kukakamizidwa kuletsa ma tokeni.

Kuphatikiza apo, ngati mtengo wa ma tokeni omwe mudabwereka utsika, mungakhale muzachuma.

Ku DeFi Swap - Kusinthanitsa Kwadongosolo Kwambiri kwa Staking ndi Kulima Zokolola 

Palibe chitsimikizo kuti mupanga ndalama mukagulitsa izi kapena chilichonse cha DeFi kapena ntchito. Pitirizani mwakufuna kwanu.

Kodi DeFi Ndi Ndalama Zabwino Zotani?

Ngakhale DeFi tsopano ndi gawo la madola mabiliyoni ambiri, zochitika zamalondazi zikadali zakhanda. Mwakutero, pali kukula kochulukirapo komwe kutsalira patebulo ngati mutha kuyika ndalama pomwe gawoli lili laling'ono.

Lingaliro lalikulu la DeFi ndikuti limapereka njira yoti anthu azitha kuyika ndalama popanda kufunikira kudzera kwa wothandizira wapakati - monga banki kapena bungwe lazachuma. M'malo mwake, osunga ndalama amatha kulumikizana mwachindunji ndi omwe akuchita nawo msika.

Ngati simukudziwa ngati DeFi ndi malo oyenera opangira ndalama kwa inu - lingalirani zina mwazabwino zomwe timakambirana m'magawo omwe ali pansipa.

Zokolola Zoposa Avereji  

Zogulitsa zamasiku ano zikucheperachepera pomwe zaka zikupita. Mwachitsanzo, ku US ndi ku Europe, nthawi zambiri osunga ndalama sangathe kupanga zokolola zopitilira 1% pamadipoziti wamba aku banki.

Izi zikutanthauza kuti poika ndalama muakaunti yosungira, simudzatha kubwezanso kuchuluka kwa inflation. Poganizira kuti inflation yadutsa 7% ku US kuyambira kumapeto kwa 2022, izi zikutanthauza kuti mtengo wa ndalama zanu udzapitirirabe kuchepa.

Poyerekeza, mukamagulitsa ndalama ku DeFi, mutha kupanga zokolola zabwino kwambiri pandalama zanu. M'malo mwake, ndikosavuta kupitilira kuchuluka kwa inflation ndi ndalama zambiri.

Monga chitsanzo chabwino, mutha kuyika DeFi Coin mumgwirizano wosinthana wa DeFi kwa miyezi 12 ndikulandila APY ya 75%. Monga tanena kale, mutha kubweza manambala atatu pama stablecoins omwe amalumikizidwa ku dollar.

Palibe Kuwunika Zachuma  

Chimodzi mwa zipilala zazikulu za DeFi ndikuti ntchito zandalama ziyenera kupezeka ndi onse - mosatengera komwe munthuyo ali kapena komwe akuchokera.

Chifukwa chake, mosasamala kanthu za momwe chuma chanu chikuwonekera, nsanja ngati DeFi Swap idzakwaniritsa zosowa zanu zachuma.

Chofunika kwambiri, mukamagulitsa ndalama kudzera pa nsanja ya DeFi, simudzafunsidwa kuti mufufuze ndalama zamtundu uliwonse. Simudzafunikilanso kuti mupereke zidziwitso zilizonse zaumwini kapena zolumikizana nazo.

M'malo mwake, zomwe muyenera kuchita ndikulumikiza chikwama chanu papulatifomu ndikusankha malonda a DeFi omwe mukufuna kupeza.

Palibe Gulu Lachitatu   

Mukayika ndalama m'makampani azachuma - kaya ndi masheya, ndalama, kapena golidi - muyenera kudutsa broker wachitatu.

Izi zikutanthauza kuti broker adzakhala ndi udindo wosunga ndalama zanu m'malo mwanu. Komanso, sikuti mumangofunika kudalira broker yemwe akufunsidwayo koma mudzalipidwa zolipiritsa ndi ma komisheni.

• Izi ndizosiyana kwambiri ndi momwe DeFi imagwirira ntchito.
• Kupatula apo, nsanja ngati DeFi Swap imagawidwa, zomwe zikutanthauza kuti mutha kupeza ntchito zachuma popanda kudutsa mkhalapakati.
• Kuphatikiza apo, ndipo mwina koposa zonse, simudzafunsidwa kuyika ma tokeni anu papulatifomu yokha.
• M'malo mwake, ndalamazo zidzasamutsidwa mumgwirizano wanzeru - womwe wopereka DeFi sangathe kuwongolera.

Zonsezi, popanga ndalama ku DeFi, mutha kupeza ntchito zogulira ndalama mwachindunji osafunikira kugwiritsa ntchito ntchito za anthu ena.

Small Market Capitalization    

Malinga ndi webusayiti yotsogola ya data CoinGecko, polemba, gawo lonse la DeFi likadali lamtengo wapatali kuposa $ 50 biliyoni.

Mu dongosolo lalikulu la zinthu, iyi ndi miniti. Chifukwa chake, sipanakhalepo nthawi yabwino yopangira ndalama ku DeFi - popeza makampaniwa akadali otsika mtengo kwambiri.

CoinGecko imanenanso kuti kumayambiriro kwa chaka cha 2020, gawo la DeFi linali ndi ndalama zokwana madola 1.7 biliyoni okha. Izi zikutanthauza kuti pazaka ziwiri zokha, malo a DeFi awonjezeka pamtengo woposa 2,700%.

Kutsiliza

Mwachidule, bukhuli lafotokoza njira zabwino zopezera ndalama mu DeFi pompano. Tapereka chilichonse kuyambira paulimi wochuluka mpaka ku maakaunti achiwongola dzanja ndi ngongole.

Komabe, mwina njira yabwino yopezera ndalama muzandalama zokhazikika ndikudutsa chizindikiro cha DeFi chapamwamba.

DeFi Coin, mwachitsanzo, imathandizira kusinthana kwa DeFi Swap - komwe kumapereka ma APYs owoneka bwino kudzera m'mayiwe olima ndi zokolola. Komanso, DeFi Coin ogulitsa misonkho pa 10% - theka lomwe limagawidwa kwa omwe ali ndi ma token kudzera pa mgwirizano wanzeru wosasinthika.

Chifukwa chake, omwe ali ndi DeFi Coin anthawi yayitali amalandila malipiro opitilira gawo.

Palibe chitsimikizo kuti mupanga ndalama mukagulitsa izi kapena chilichonse cha DeFi kapena ntchito. Pitirizani mwakufuna kwanu. 

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