Ua loaʻa i ka mākeke hoʻokaʻawale kālā (DeFi) ka hoihoi nui mai ka poʻe crypto-makemake i nā makahiki i hala iho nei - e ʻume ana i nā mea hoʻopukapuka mai nā wahi āpau o ka honua. Ma kāna ʻano maʻalahi, ʻo DeFi kahi manawa i hoʻohana ʻia no nā noi kālā i kūkulu ʻia ma ka ʻenehana blockchain - ka mea i makemake e democratize i ka hoʻokele waiwai ma o ka hoʻololi ʻana i nā kikowaena kikowaena.

I kēia lā, hiki i nā paepae DeFi ke hāʻawi iā ʻoe i kahi laulā piha o nā lawelawe kālā - mai ke kālepa ʻana, ka hōʻaiʻē ʻana, ka hōʻaiʻē ʻana, nā hoʻololi kikowaena, ka hoʻokele waiwai, a me nā mea hou aʻe.

Ua hoʻolālā nā paepae DeFi i makemake nui ʻia i kā lākou mau ʻōiwi ponoʻī, ma ke ʻano he mea e kōkua ai i kā lākou hana a me ka hoʻoikaika ʻana i nā mea hoʻohana. Inā makemake ʻoe i ka loaʻa ʻana o kahi ʻāpana o kēia mākeke hou - ʻo ka hoʻopukapuka ʻana i nā dālā DeFi kekahi o nā ala maikaʻi loa e hele ai.

Ma aneʻi ma DefiCoins.io - nānā mākou i kekahi o nā dālā DeFi maikaʻi loa ma ka mākeke a hoʻopaʻa i kā lākou kuleana i loko o kā lākou kaiaolaola DeFi. Hoʻomaopopo pū mākou i ke kaʻina hana pehea e hiki ai iā ʻoe ke kūʻai i nā dālā DeFi mai ka hōʻoluʻolu o kou home me ka uku ʻole ʻana i kahi keneta o nā uku hoʻolimalima a i ʻole nā ​​komisina.

10 Koina DeFi 2021 maikaʻi loa

Mahalo i ka piʻi ʻana o ka kaulana a me ka puka ʻana o nā paepae DeFi hou - ke ulu mau nei ka papa inoa o nā dālā DeFi. I ka manawa o ke kākau - ʻo ka nui o nā mākeke o ka DeFi ʻoihana holoʻokoʻa ma kahi o $ 115 biliona. Nui kēia, keu nō e noʻonoʻo i ka ʻōpio o ke ʻano DeFi. 

Eia ka papa inoa o 10 mau dālā DeFi maikaʻi loa i hāʻawi i ka piʻi ʻana o kēia mākeke hoʻokaʻawale.

1. Uniswap (UNI)

ʻO Uniswap kahi alakaʻi kuapo e alakaʻi nui nei i ka mākeke DeFi. Hoʻohana ia i kahi ʻōnaehana Maker Automated Market Maker (AMM) e hōʻoia i ka lawa o ka likelika no nā hōʻailona ERC20 i kālepa ʻia ma kāna pūnaewele. Ua huki ka protocol Uniswap i kahi kūpaʻa ma hope e like me nā hopena o kā crypto-assets. ʻAe iā ʻoe e kaohi piha ma luna o kāu mau kī pilikino, hoʻopili pū me nā ʻeke kūwaho, a ʻae iā ʻoe e kālepa ma nā uku haʻahaʻa.

Ua hoʻokumu ʻia ka hōʻailona UNI e ka Uniswap protocol i Kepakemapa 2020 - ma ke ʻano he kumu e uku ai i kāna poʻe hoʻohana. Ua komo ke dālā DeFi i ka mākeke ma ke kumukūʻai kūʻai o $ 2.94. Ma kahi o kekahi mau mahina - ua piʻi ka waiwai o ke kālā i $ 35.80. Hiki ke kuhi ʻia ke kālā DeFi ma ke ʻano he hōʻailona ʻoi loa o ka ʻoihana - me ka piʻi ʻana o 1,100% i kahi mea o ʻewalu mau mahina wale nō. 

ʻO ia kekahi o nā dālā DeFi maikaʻi loa e pili ana i ka loiloi, me kahi pāpale mākeke ma mua o $ 18 biliona. Ke kūʻai ʻoe iā UNI, e loaʻa iā ʻoe nā mea hoʻolaki a me nā uku hōʻemi ma ka Uniswap protocol. ʻO kahi laʻana, kaukaʻi ʻia i ka nui o nā paʻa ʻana o UNI - hiki iā ʻoe ke koho balota i nā kulekele ʻē aʻe i noi ʻia no ke kaiaolaola Uniswap.

Ua piʻi aʻe nei ka Uniswap protocol me kahi hoʻolālā ʻehā mau makahiki no kāna hoʻokaʻawale ʻana i nā hōʻailona UNI. Ma kahi o 1 biliona kālā, 60% mālama ʻia no nā lālā kaiāulu Uniswap. Loaʻa ke kālā DeFi no ke kālepa ʻana ma nā paepae cryptocurrency kaulana e like me Capital.com.

2. Chainlink (LINK)

ʻO Chainlink ka mea ʻoi aku ka nui o ka hoʻohana nui ʻia ʻana o ka ʻoihana oracle i loaʻa i kēia manawa i ka mākeke DeFi. Hanai ia i ka ʻikepili honua maoli i nā ʻaelike akamai ma ka poloka - lawelawe ma ke ʻano he loulou ma waena o ka nui o ka ʻike i hala ma mua a hoʻi ma waena o crypto DApps. Ua hoʻokuʻu ʻia ka mea hoʻolako i kāna LINK ponoʻī ponoʻī, nona nā pono hana e pili ana i ka paepae.

Mahalo i ka piʻi ʻana o ka laulaha o nā anuu i hoʻokaʻawale ʻia, ua ʻike ʻo Chainlink i ka ulu nui mai kona hoʻokumu ʻia ʻana i ka makahiki 2019. Ua ulu a hiki i kahi manawa e hiki ai iā ia ke hoʻolilo kālā i nā hana crypto ʻē aʻe i hiki ke waiwai i ke kaiaola ʻo Chainlink.

Ma nā ʻōlelo o ke kapikala nui, ʻo LINK kekahi o nā dālā DeFi kaulana o kēia manawa - me ka loiloi ma luna o $ 14 biliona. Ua komo ke dālā DeFi i 2021 me ke kumukūʻai $ 12.15. I ka manawa o ke kākau ʻana, i ʻApelila 2021 - ua kū ka waiwai o LINK ma hope o nā manawa āpau i $ 44.36. Manaʻo ka hapa nui e hoʻomau kēia ala hele i luna i ka holo ʻana o ka manawa. 

I nā makahiki i hala aku nei, ua hōʻoia ʻo Chainlink kekahi o nā paepae DeFi ʻoi loa e hoʻomau i kona pili i ka ʻoihana. Ke nānā nei e hoʻonui i ka hana o kāna pae DeFi, hiki i ka LINK ke hāʻawi i nā mea hoʻomohala DeFi ʻē aʻe me ka loli hou. Ke noʻonoʻo nei i kēia mau ʻaoʻao, hiki ke koho ʻia ka hōʻailona LINK kekahi o nā dālā DeFi ʻoi loa e noʻonoʻo ai i ka 2021.

3. DAI (DAI)

No ka poʻe ʻike ʻole, kaulana ʻole ka mākeke kālā ʻē aʻe o nā cryptocurrency a me nā kālā DeFi. No ka poʻe e ʻimi nei e hōʻalo i nā fluctuations o ke kumukūʻai, hoihoi paha ka DAI coin. I kahi pōkole, kūkulu ʻia kēia kālā DeFi crypto ma ka blockchain Ethereum a loaʻa ka waiwai i pili i ke kālā US.

I ka ʻoiaʻiʻo, ʻo DAI ka mea mua i hoʻokaʻawale ʻia, kuleana crypto i kākoʻo ʻia o kona ʻano. Hoʻolālā ʻia kēia dālā DeFi e ka polokalamu open-source MakerDAO Protocol - ʻo ia kekahi o nā paepae DeFi maikaʻi loa e hoʻohana i nā ʻaelike akamai e kūkulu i nā noi hoʻokaʻawale ʻokoʻa.

I kēia manawa, loaʻa i ka DAI kahi mākeke nui o $ 4 biliona - e hoʻolilo ana iā ia i hoʻokahi o nā dālā DeFi ʻoi loa i ka holo. Loaʻa iā ia kahi pānaʻi hoʻololi e aniani ana i ka waiwai o ke kālā US ma mua o nā kālā fiat ʻē aʻe. E like me kāu e noʻonoʻo ai, ʻo ka pōmaikaʻi nui o staking DAI ke kaupalena ʻana i kāu makaʻu o ka hōʻike ʻana i ka volatility nui o nā mākeke cryptocurrency ākea.

Eia hou, ʻo ka hoʻohana ʻana iā DAI ma kahi o ke kālā fiat hiki ke kōkua iā ʻoe e hōʻemi i nā kumukūʻai a me nā lohi e pili ana i ke kālepa ʻana i nā mākeke kālā. ʻO ka mea hope loa, ʻo DAI nā dālā DeFi ʻoi loa o kāna ʻano - no laila ke manaʻo nei mākou i nā mea nui no ka papahana e neʻe ana i nā makahiki e hiki mai ana. 

4. 0x (ZRX)

ʻO 0x kahi protocol DeFi e ʻae ai i nā mea hoʻomohala e kūkulu i kā lākou iho cryptocurrency hoʻololi ponoʻī. Mālama pū kekahi ia i kahi hopena DEX non-custodial e ʻae i nā mea hoʻohana e kālepa maʻalahi i nā hōʻailona ERC20. Eia nō naʻe, ʻo ka mea ʻokoʻa i ʻike ʻia me kāna kākoʻo no nā hōʻailona ERC20, kōkua ka hoʻololi 0x i nā waiwai ERC-721 crypto. I nā huaʻōlelo ʻē aʻe, hana kēia i kahi no ke kālepa ʻole ʻana i ka laulā o nā kālā uila.

I ka 2017, hoʻolauna ka protocol 0x open-source i ke kālā 0x (ZRX). E like me nā kālā DeFi kiʻekiʻe ʻē aʻe, holo ka moni ZRX ma ka blockchain Ethereum a ua manaʻo mua ʻia e kōkua i ke kāohi ʻana i kāna kaiaolaola. Eia nō naʻe, i ka 2019 - ua hāʻawi ʻia ke kālā 0x i nā pono hou aku, e like me ka hiki ke loaʻa no nā mea hāʻawi likelika.

Ua hana maikaʻi loa ʻo 0x mai ka hoʻomaka o 2021. ʻO ka ʻoiaʻiʻo, ua hoʻonui ʻia ke kālā DeFi ma mua o 500% - hiki i kahi kiʻekiʻe loa o $ 2.33 i ʻApelila 2021. Mālama ka token i kahi kapital kūʻai ma kahi o $ 1.2 biliona. . Inā makemake ʻoe i ke kiʻi ʻana i ka protocol 0x, hiki iā ʻoe ke kālepa i kēia hōʻailona DeFi mai nā kikowaena kālepa kikowaena a kikowaena ʻia - e like me ka mea hoʻoponopono regulated Capital.com.

5. Mea Hana (MKR)

ʻO Maker (MKR) kahi kālā DeFi ʻē aʻe i hoʻomohala ʻia e ka hui ma ka hana ʻo MakerDAO. ʻOiai ʻo DAI i manaʻo ʻia e lawe i kahi paʻa, ʻo ke kumu o ka Coin maker e lawelawe ma ke ʻano he pono pono. I ka ʻoiaʻiʻo, hoʻohana ʻia ka hōʻailona MKR DeFi e mālama i ka waiwai o DAI i $ 1. I mea e hoʻokō ai i kēia, hiki ke hana ʻia a hoʻolilo ʻia ka Coin Maker i mea e kaulike ai nā loli o ke kumukūʻai i loaʻa ma ka mākeke ākea.

ʻĀpono nā mea paʻa o MKR no ka hoʻoponopono ʻana i nā alakaʻi e pili ana i ka DAI stablecoin. Inā ʻoe e hoʻopukapuka ma Maker, e loaʻa iā ʻoe nā kuleana koho i loko o ke kaiaolaola ʻo MakerDAO.

Eia kekahi, e hiki nō iā ʻoe ke loaʻa nā mea hoʻolaki no kou komo ʻana i ke aupuni o ka hana MakerDAO, e like me nā uku i hoʻoliʻiliʻi ʻia a me nā helu uku paneʻe maikaʻi. Me kahi pāpale mākeke ma kahi o $ 3 biliona, aia ʻo Maker i waena o kekahi o nā 10 DeFi kālā kiʻekiʻe ma ka mākeke crypto. Inā hana maikaʻi ʻo DAI i ke kahua kūʻai kālepa cryptocurrency, e noʻonoʻo paha kēia i ke kumukūʻai o ka mīkini Maker DeFi.

6. Hui (KOM)

ʻO ka Compound kekahi alakaʻi hōʻaiʻē a me ka hōʻaiʻē ʻē aʻe e hiki ai i nā mea hoʻohana ke hōʻiliʻili i ka uku paneʻe ma kā lākou waiwai crypto. Ua hoʻolālā ka paepae i kekahi mau loko wai hui wai no kēia kumu. Ke waiho nei ʻoe i kāu waiwai i loko o kekahi o ia mau loko, hiki iā ʻoe ke hana i nā cTokens i ka hoʻihoʻi.

Ke makemake ʻoe e kiʻi i kāu waiwai, hiki iā ʻoe ke kūʻai i kēia mau cTokens. ʻO ka mea nui, ʻoiai ke piʻi nei ka helu hoʻololi o cTokens ma kahi o ka manawa, hiki iā ʻoe ke loaʻa ka uku paneʻe i kāu hoʻopukapuka. I Iune 2020, hoʻolaha ka hui i kāna ʻōiwi ʻōiwi - COMP. Hiki i nā mea paʻa i kēia hōʻailona DeFi ke komo i nā kuleana koho ma ka Compound protocol. 

Ke loaʻa nei i ka paepae ka nui o ka traction i ka mākeke, a ua hala aku kāna dālā DeFi i kahi capitalization o $ 3 biliona. Ua komo ka hui i 2021 ma ke kumu kūʻai $ 143.90. Mai ia manawa, ua ʻoi aku ke kālā Defi ma mua o $ 638. ʻO kēia ke kumu i loko o ʻehā mau mahina o ke kālepa ʻana - ua hoʻonui ka hui i ka waiwai ma mua o 350%.

7. Aave (AAVE)

He paepae DeFi hāmama ʻo Aave e lawelawe nei ma ke ʻano he lawelawe hōʻaiʻē crypto. Hāʻawi kāna kaʻina wai wai ʻole mālama ʻole iā ʻoe e loaʻa ka hoihoi a me ka hōʻaiʻē ma kāu waiwai crypto. Ua hoʻolauna mua ʻia kēia paepae DeFi i ka mākeke cryptocurrency ma 2017.

Eia nō naʻe, i kēlā manawa - ua kapa ʻia ka paepae ʻo ETHLend, me LENDA ma ke ʻano he ʻōiwi. Ua hana nui ia ma ke ʻano he ʻōnaehana hoʻokūkū e hoʻohui i nā mea hōʻaiʻē a me nā mea hōʻaiʻē. I ka makahiki 2018, kapa inoa ʻia ka paepae DeFi ʻo Aave - ke hoʻohui nei i nā hana hōʻaiʻē hou.

I kēia lā, hiki i ke kālā AAVE ke hoʻopili ʻia ma o ka protocol e hāʻawi i ka palekana a me ka hana. Eia kekahi, hiki iā ʻoe ke leʻaleʻa i nā uku a me nā uku hōʻemi ma ka pae ʻo Aave. He mau helu kūʻai aku kā ka DeFi coin - no ka mea he pono ʻo ia i nā pono honua i ka mākeke hōʻaiʻē crypto e hoʻonui nei.

ʻO ia kekahi o nā kālā DeFi kiʻekiʻe loa e pili ana i ka loiloi, me kahi capitalization mākeke o $ 5 biliona. Ke hauʻoli nei ka ʻāpana AAVE DeFi i kahi mākeke bullish mai ka hoʻomaka o 2021 - e piʻi ana i ka waiwai ma mua o 350% i loko o nā mea ʻehā mau mahina.

8. ʻO Synthetix (SNX)

ʻO Synthetix kekahi o nā pae DeFi ulu ulu wikiwiki loa i kēia mākeke. Aia ia ma hope o kahi kuapo i hoʻokaʻawale ʻia aila pono ʻia e ʻae i nā mea hoʻohana e hoʻololi i nā hōʻailona ma ka paepae. Eia nō naʻe, he aha ka mea e kū hoʻokahi ai Synthetix ka mea i ʻae i nā mea hoʻohana e mint i kā lākou waiwai synthetic - i kapa ʻia ʻo 'Synths.' I nā huaʻōlelo maʻalahi, ʻo Synths nā mea kālā e nānā i ka waiwai o kahi waiwai waiwai.

Hiki iā ʻoe ke kūʻai aku i nā Synths no nā cryptocurrency, index, a me nā waiwai honua ʻē aʻe e like me ke gula ma ka hoʻololi kuapo o Synthetix. Eia nō naʻe, pono ʻoe e loaʻa iā SNX - ka hōʻailona ʻōiwi o Synthetix e hāʻawi i collateral e kūʻē i nā Synths. ʻO kēia ala, i kēlā me kēia manawa kou kālepa Synths, e laka ʻia kāu mau hōʻailona SNX i kahi ʻaelike akamai.

Hoʻohui ʻia, hāʻawi ka hōʻailona SNX i kahi ʻāpana o nā uku i hōʻiliʻili ʻia i kāna mau mea nona, e ʻae iā ʻoe e loaʻa kālā passive. Ke noʻonoʻo nei i kēia pono kūpono i loko o ka paepae, hiki ke hoʻomau i ka piʻi o ka noi no nā hōʻailona SNX. Ua ulu aʻe ka hōʻailona ma ke ʻano he kālā DeFi maikaʻi loa, me kahi kapikala mākeke o $ 2 biliona. I loko o nā mahina ʻehā i hala aku nei, ua hoʻonui ʻia ke kumukūʻai o ke kālā SNX ma mua o 120% i ka waiwai.

9. Yearn.finance (YFI)

Ua hoʻokumu ʻia ʻo Yearn.finance i ka wanaʻao 2020, me ka pahuhopu o ka hāʻawi ʻana i nā hua kiʻekiʻe no ka staking Ethereum, stablecoins, a me nā altcoins ʻē aʻe. Hāʻawi ka protocol i kēia ma o kāna hiʻohiʻona i kapa ʻia ʻo 'Vault,' e kōkua ana e hōʻemi i ke kumukūʻai nui o nā hana Ethereum.

Manaʻo ʻo Yearn.finance e hoʻomaʻalahi i ka manaʻo o DeFi no nā mea hoʻopukapuka hou, e ʻae iā lākou e hoʻonui i ka hoʻihoʻi me ka hoʻopili iki. Ua loaʻa kēia pae DeFi mai ka ʻike hou aʻe mai ka mākeke me ka hoʻomaka ʻana o kāna YFI hōʻailona. Loaʻa i ka DeFi coin kahi pāpale kūʻai kiʻekiʻe ma luna o $ 1.5 biliona.

Eia nō naʻe, aia ka palena o ka lako o nā kālā he 36,666 - ka mea e hoʻohui i ka waiwai o ka papahana Defi. I ka manawa o ke kākau ʻana, kūʻai ʻia ke kālā YFI ma kahi o $ 42,564 - kekahi o nā kiʻekiʻe loa ma ka mākeke. He kiʻi kupaianaha kēia, ke noʻonoʻo nei ua hoʻolauna ʻia ke kālā ma Iulai 2020 wale nō - ma ke kumu kūʻai o $ 1,050.

10. PancakeSwap (CAKE)

ʻO PancakeSwap kahi kuapo i hoʻokaʻawale ʻia e ʻae iā ʻoe e hoʻololi i nā hōʻailona BEP20 ma ka Binance Smart Chain, kahi kūpono a maʻalahi hoʻi no Ethereum. E like me Uniswap, hoʻohana pū kēia DEX i kahi ʻōnaehana Maker Automated Market e hoʻoulu ai i nā loko wai. Hoʻomaka ʻo PancakeSwap i kāna CAKE token ʻōiwi i Kepakemapa 2020. Hiki i nā mea hoʻohana ke hoʻopaʻa CAKE i kekahi o nā loko wai likelika he nui i hāʻawi ʻia i mea e loaʻa ai nā hōʻailona hou i ka hoʻihoʻi.

ʻO nā uku haʻahaʻa i hoʻoili ʻia mai ka wā mai i makemake nui i ka poʻe aloha DeFi i kēia paepae. - ke kalaiwa ʻana i ke kumukūʻai o ke kālā i luna mau. Ua hōʻike ka CAKE token i kahi hōʻuluʻulu kumukūʻai kupaianaha i ka hapaha mua o 2021. Hoʻomaka ka Defi coin i ka makahiki ma $ 0.63 a, ma ʻApelila 26, 2021 - ua kū i kahi kiʻekiʻe loa o $ 33.83.

Unuhi ʻia kēia i kahi loaʻa ma luna o 5,000% i loko o ʻehā mau mahina. I ka manawa o ke kākau ʻana, ua hoʻokumu ka CAKE token i kahi kapikala mākeke ma kahi o $ 5 biliona, e hoʻolilo ana iā ia i hoʻokahi o nā hōʻailona DeFi crypto maikaʻi loa o ka makahiki.

He mea nui eʻike

Pono e ʻōlelo, ke piʻi nei ka laulaha o nā dālā DeFi e hōʻike nei ke hele nei ka ʻoihana DeFi ākea e hiki i kahi mākeke kālā ākea. Ke hoʻomau nei nā kaʻina hana a mākou i helu ai ma aneʻi e hōʻike he koi maoli, a me kahi lumi ma ka mākeke honua no nā huahana a me nā lawelawe.

ʻLelo ʻia, aia kekahi mau mea e hāʻawi nei i kēia kūleʻa. ʻO kahi laʻana, hōʻailona DeFi wale nō kahi hiʻohiʻona o ke kaolaolaola DeFi ākea. I ka ʻoiaʻiʻo, ke hoʻomohala ʻia nei kēia mau mea i mea e kākoʻo ai i nā kuʻina manawaleʻa - e hāʻawi nei i nā manawa ʻē aʻe nāu e capitalize i ka hanana DeFi.

Me ka noʻonoʻo, e ʻimi kākou i kekahi o nā paepae DeFi ʻoi loa e kaʻi ana i ka mākeke i kēia lā.

Nā Papahana DeFi Best 2021

ʻO ka pahuhopu nui o nā paepae DeFi e hoʻokaʻawale i ka hoʻopukapuka a me ke kaʻina kālepa. ʻO kekahi o nā wahi hoihoi ma aneʻi ʻo ia kēia mau hopena e hāʻawi i ka transparency kiʻekiʻe ke hoʻohālikelike ʻia i nā ʻoihana kālā kuʻuna.

ʻO nā paepae DeFi ʻoi loa o kēia lā e mana ʻia e dApps a i ʻole nā ​​kaʻina hana kikowaena - kūkulu ʻia ma Bitcoin a i ʻole Ethereum. Aia nā papahana hou e komo i ka mākeke ma kahi o ka mahina, e hāʻawi ana i nā manawa kālā hou no nā mea hoʻopukapuka a me nā mea kālepa o nā ʻano a me nā nui.

Eia kekahi o nā ala e hoʻohana ʻia ai nā dApps a me nā kuʻina mana i kēia lā:

  • ʻO ka hōʻaiʻē a me ka hōʻaiʻē: ʻAe nā paepae DeFi iā ʻoe e lawe i kahi hōʻaiʻē ma kāu waiwai crypto, me ka ʻole o ka hoʻopau ʻana i kahi kaʻina KYC, e hōʻoia i kāu hōʻaiʻē, a i ʻole loaʻa iā ʻoe kahi waihona kālā Hiki iā ʻoe ke hōʻaiʻē i kāu mau kuleana cryptocurrency i hoʻihoʻi no ka hoihoi, e hāʻawi ana i ka likelika o ka paepae DeFi i nīnau ʻia.
  • Nā wallets uila: Hāʻawi ʻo DeFi crypto wallets non-custodial iā ʻoe e kaohi piha i kāu mau waiwai a me nā kī pilikino i kahi ʻano paʻa.
  • Nā Hoʻololi Decentralized: ʻO nā paepae DeFi maikaʻi loa e hiki ai iā ʻoe ke hoʻopau i ka pono no ka waena waena a komo i ke kālepa ʻana ma o nā ʻaelike akamai.
  • Nā Pūnaewele Manaʻo Waiwai: Kākoʻo ʻo DeFi i nā papa hana e ʻae ai i nā mea hoʻohana e hōʻuluʻulu kālā no nā huahana hoʻopukapuka e like me nā hoʻopukapuka automate a me nā hōʻuluʻulu waiwai.
  • Nā hōʻaiʻē hui ʻole: Ua maʻalahi ʻo DeFi iā ʻoe e loaʻa nā hōʻaiʻē ʻole i ka manawa o ka hoa.
  • Nā Kaha Non-Fungible: Ke hāʻawi nui nei nā paepae DeFi maikaʻi loa i ke kākoʻo no nā NFT. ʻO kēia nā hōʻailona e ʻae iā ʻoe e commodify i kahi waiwai i hana ʻole ʻia ma mua ma ka poloka. Pākuʻi paha kēia i nā hana kiʻi, mele, a i ʻole kahi Tweet!
  • Mahiʻai hua: Hāʻawi kēia huahana DeFi iā ʻoe e loaʻa ka hoihoi i kāu waiwai crypto ma ke kau ʻana iā lākou ma kahi pae DeFi.

E like me kāu e ʻike ai, ʻokoʻa ka laulā o ka DeFi ʻoihana. Hiki iā Y0u ke maopopo, komo palena ʻole i nā lawelawe kālā hiki ke noʻonoʻo - mai nā waihona mālama kālā, nā hōʻaiʻē, ke kālepa ʻana, ka ʻinikua, a me nā mea hou aʻe.

No laila ma hea ʻoe e ʻike ai i nā paepae DeFi ʻoi loa e hāʻawi iā ʻoe i ke komo i nā hiʻohiʻona hoʻohiki loa o kēia ʻāpana? Ma lalo iho, ua nānā mākou i kahi koho o nā paepae pae kiʻekiʻe a pehea e hiki ai iā ʻoe ke pōmaikaʻi iā lākou.

ʻO YouHodler

Hoʻomaka ʻia i ka makahiki 2018, ʻo YouHodler kekahi o nā papa hōʻaiʻē crypto multi-facet ʻoi loa i ka mākeke. ʻO ia kahi ʻoihana kālā crypto-fiat e hāʻawi iā ʻoe i ka hoʻihoʻi hua kiʻekiʻe ma kāu waihona. Ua launa pū ka pae DeFi me nā panakō kaulana i ʻEulopa a me Kuikilana e hōʻoia i ka mālama palekana a me ka palekana o kāu waiwai uila.

Hoʻohui pū ʻia ʻo YouHodler me kahi kālepa kālepa e hāʻawi nei i ke kākoʻo no nā kālā DeFi koʻikoʻi - e like me Compound, DAI, Uniswap, Chainlink, Maker, a me nā mea hou aʻe. ʻO kekahi o nā hiʻohiʻona kaulana o YouHodler ka mea e ʻae iā ʻoe e waiho iā Bitcoin, a i ʻole nā ​​kālā crypto ʻē aʻe - i mea e hoʻomaka koke ai ka loaʻa kālā i ka waiwai.

ʻO kēlā me kēia hōʻaiʻē a me ka hōʻaiʻē hōʻaiʻē ma kēia paepae kahi palapala paʻa paʻa e pili ana i nā kulekele o ka European Union. Hiki iā ʻoe ke loaʻa i 12.7% ma kāu waihona crypto a me nā hoʻihoʻi āu e hana ai e waiho pololei ʻia i kāu putea YouHodler i kēlā me kēia pule. Ma waho o kēia, hiki iā ʻoe ke komo i nā hōʻaiʻe crypto ma ka paepae. Hāʻawi ʻo YouHodler i kahi lakene Loan-to-Value kupaianaha o 90% no nā 20 crypto kiʻekiʻe i kākoʻo ʻia.

Hiki iā ʻoe ke loaʻa nā hōʻaiʻē i nā kālā fiat e like me US kālā, euro, Swiss francs, a me nā paona Pelekane. Hiki ke huki koke ʻia nā hōʻaiʻē i kāu waihona panakō a i ʻole i kahi kāleka hōʻaiʻē. No ka poʻe i ʻoi aku ka ʻike me ka mākeke DeFi crypto, ua hoʻolauna pū ʻo YouHodler i ʻelua huahana ʻē aʻe - MultiHODL a me Turbocharge. Me kēia mau hiʻohiʻona, e hoʻokomo pono ka paepae i kāu waiwai i nā hōʻaiʻē he nui i mea e loaʻa ai iā ʻoe ka hoʻihoʻi nui.

Eia nō naʻe, ke noʻonoʻo nei i ka pilikia e pili ana, mālama ʻia kēia mau hana no nā mea hoʻopukapuka kahiko i kamaʻāina me ka ʻino a me ka waho o nā mākeke kālā. Ma ka ʻaoʻao ʻē aʻe, inā ʻoe e ʻimi wale nei e loaʻa kālā passive mai kāu waiwai crypto, a laila hiki iā YouHodler ke loaʻa iā ʻoe nā hoʻihoʻi kiʻekiʻe loa ʻoiai e ʻae iā ʻoe e mālama i kāu waiwai i kahi paʻa paʻa.

Nexo

ʻO Nexo kekahi inoa koʻikoʻi i ka wahi crypto. Ua hoʻolauna ka papahana i kekahi mau huahana kālā i hiki ke hoʻololi i ka panakō kuʻuna me nā waiwai crypto.  ʻAe ʻo Nexo iā ʻoe e loaʻa ka uku paneʻe ma 18 mau waiwai crypto like ʻole - me nā moni DeFi e like me DAI a me Ne token. Hiki iā ʻoe ke loaʻa i 8% mau hoʻihoʻi ʻia ma nā cryptocurryptocurrency, a hiki i ka 12% ma nā stablecoins.

E uku ʻia kāu loaʻa iā ʻoe i kēlā me kēia lā. Eia hou, hiki iā ʻoe ke waiho i nā kālā fiat e like me ka euro, US kālā, a me nā paona Pelekane e hāʻawi i ka hoʻihoʻi ma iā lākou.  Ma waho o kahi waihona mālama kālā crypto, ʻae ʻo Nexo iā ʻoe e loaʻa nā hōʻaiʻē koke ma o ka collateralizing ʻana i kāu mau waiwai uila.

Hoʻomohana holoʻokoʻa ke kaʻina - a hiki iā ʻoe ke kiʻi i kāu noi hōʻaiʻē me ka ʻole o ka hele ʻana i nā loiloi hōʻaiʻē.  Hoʻomaka ka uku paneʻe no nā hōʻaiʻē ʻo Nexo crypto ma 5.90% APR. Hoʻonohonoho ʻia ka huina hōʻaiʻē liʻiliʻi ma $ 50, a hiki iā ʻoe ke kiʻi i nā laina hōʻaiʻē a $ 2 miliona.  Ua hoʻokumu pū ʻo Nexo i kāna kūʻai cryptocurrency ponoʻī, kahi e hiki ai iā ʻoe ke kūʻai mai a kūʻai aku ma mua o 100 mau pālua cryptocurrency.

Ua hoʻolālā ka paepae i kahi Nexo Smart System e hōʻoia i loaʻa iā ʻoe ke kumukūʻai maikaʻi loa ma ka mākeke ma o ka hoʻopili ʻana i nā hoʻololi like ʻole. Eia nō naʻe, hoʻohiki pū ʻo Nexo e loaʻa nā fluctuations kumukūʻai liʻiliʻi ke kau ʻoe i kahi hoʻonohonoho mākeke. E like me nā paepae DeFi ʻē aʻe, ua hoʻokuʻu ʻo Nexo i kāna kālā hoʻokele ponoʻī - ka NEXO token.

Hāʻawi ka paʻa ʻana i ka hōʻailona NEXO iā ʻoe i nā makana he nui ma ka paepae - e like me ka hoʻihoʻi kiʻekiʻe ʻana i kāu waihona, a me nā uku paneʻe haʻahaʻa o nā hōʻaiʻē.  ʻO ka mea nui aku, ʻo Nexo kekahi o nā papahana e uku ana i nā hoʻokaʻawale i kāna mau mea ʻona. ʻO ka ʻoiaʻiʻo, 30% o nā loaʻa net o kēia dālā DeFi e puʻunaue ʻia i waena o nā mea hoʻopaʻa NEXO - e like me ka nui a me ka lōʻihi o ka hoʻopukapuka.

Maikaikai

ʻO Uniswap hiki ʻole ke hōʻole ʻia ʻo kekahi o nā papahana DeFi i makemake nui ʻia ma ka mākeke cryptocurrency ākea. ʻAe ka paepae iā ʻoe e kālepa i nā hōʻailona Ethereum ERC-20 i hoʻokumu ʻia me ka hoʻohana ʻana i nā wallets pilikino e like me Metamask.  I ka 2020, ua kākoʻo ʻo Uniswap i ka 58 biliona kālā o ke kālepa kālepa ʻana - e hoʻolilo ana iā ia i ka hoʻololi kūkaʻi nui loa ma ka honua crypto. Piʻi kēia mau helu e 15,000% mai ka 2019 - e hōʻike ana i ka lōʻihi o ka pae DeFi i loko o hoʻokahi makahiki wale nō. 

ʻO kahi keu pono nui o Uniswap ʻo ia ʻaʻohe pono no ʻoe e waiho i kāu waiwai i ka paepae. I nā huaʻōlelo ʻē aʻe, he noi mālama ʻole kēia e hoʻohana ana i nā loko wai kūpono ma kahi o nā puke kauoha. ʻAʻole pono ʻoe e kau inoa ma ka Uniswap protocol a hoʻopau i kahi kaʻina KYC.

Hiki iā ʻoe ke kuapo ma waena o nā hōʻailona ERC20 a loaʻa paha i kahi pākēneka liʻiliʻi o nā uku i hōʻiliʻili ʻia ma ka hoʻohui ʻana i ka wai kiʻo wai.  E like me kā mākou i ʻōlelo ai ma mua iki, aia nō iā Uniswap kahi hōʻailona UNI ponoʻī - hiki iā ia ke hāʻawi iā ʻoe i nā ʻāpana koho i ke ʻano o ka mana o ka mea hāʻawi. Ua piʻi koke ke kālā DeFi i ke kumukūʻai, e hoʻonui ana i ka nānā i ka protocol UNI. 

I kēia mau lā, ua hoʻolauna pū ʻo Uniswap i kāna mana hou loa o kāna kūkaʻa - i kapa ʻia ʻo Uniswap V3. Hele mai ia me ka liquidity paʻa a me nā ʻelele uku. ʻAe kēia i nā mea hoʻolako likelika e uku ʻia e like me ka pae o ka makaʻu a lākou e lawe ai. Hana kēlā ʻano hiʻohiʻona iā Uniswap V3 o kekahi o nā AMM maʻalahi maʻalahi i hoʻolālā ʻia.

Hoʻolālā pū ka Uniswap protocol i ka hāʻawi ʻana i ka hoʻokō ʻoihana haʻahaʻa i hiki ke ʻoi aku i ka nui o nā kūka waena.  E kipaku paha kēia mau mea hou i ke kumukūʻai o ka UNI DeFi token ma luna aʻe. E like me kāu e ʻike ai, ke hoʻomau mau nei ka paepae DeFi a hoʻohui koke paha i nā huahana ʻē aʻe e like me nā hōʻaiʻe crypto a me ka hōʻaiʻē i kāna kaiaolaola. 

Makaina

Hoʻomaka ʻia ma 2018, ua ulu ʻo BlockFi e lilo i wahi e ulu ai kāu mau waiwai uila. I nā makahiki i hala aku, ua hoʻokele ka paepae DeFi ma kahi o $ 150 miliona mai nā kiʻi kaiāulu kaulana, a loaʻa ka mea kūʻai aku kūmau ma hope. Hāʻawi ʻo BlockFi i nā huahana kālā like ʻole i hoʻokumu ʻia i nā mea kalepa cryptocurrency ʻelua a me nā hui. Nā Pūnaewele ʻImi BlockFi, BIAS no ka pōkole - ʻae iā ʻoe e loaʻa i ka uku paneʻe o 8.6% i kēlā me kēia makahiki ma nā cryptocurency.

E like me nā pae DeFi ʻē aʻe. Hāʻawi ʻo BlockFi i kēia waihona mea hoʻohana i kekahi mau kānaka ʻē aʻe a me nā brokers institusional a uku aku i ka uku paneʻe iā lākou - ʻo ia hoʻi, uku i kāna mea hoʻohana. Wahi a ia, he mea nui e hoʻomaopopo i ka hāʻawi ʻia ʻana o nā waihona mea hoʻohana ma mua o ka hoʻohālikelike ʻana i ka pono o ka ʻoihana ke pili i ka hōʻaiʻē.

Hāʻawi ʻo BlockFi i nā mea hoʻohana e hoʻohana i kā lākou waiwai kikohoʻe ma ke ʻano he collateral, a hōʻaiʻē a hiki i 50% o ka collateral waiwai i nā US kālā. E like me kāu e ʻike ai, ʻoi aku ka liʻiliʻi o kēia ma mua o ka LTV i hāʻawi ʻia e nā pae ʻē aʻe e like me YouHodler. I kekahi ʻaoʻao, hana koke ʻia nā hōʻaiʻe. ʻO ka mea hope loa, ʻo kahi pono ʻē aʻe o BlockFi ke hāʻawi nei ia i kahi manuahi-ʻole no nā hoʻololi ma kāna anuu.

Eia nō naʻe, ʻoi aku ka maikaʻi o nā kumukūʻai kūʻai i ka mea e loaʻa iā ʻoe ma nā anuu ʻē aʻe. Ma ke ʻano holoʻokoʻa, paʻa ʻo BlockFi i kona kūlana ma ke ʻano he alakaʻi lawelawe kālā ʻē aʻe - e hiki ai iā ʻoe ke hoʻohana i kāu waiwai uila e loaʻa ai ka loaʻa kālā passive, a me nā hōʻaiʻē wikiwiki e kūʻē iā ia.

AAVE

Hoʻomaka mua ʻia ma ke ʻano he ETHLend, ua hoʻomaka ʻo Aave ma ke ʻano he mākeke kahi e hiki ai i nā mea hōʻaiʻe crypto a me nā mea hōʻaiʻē ke kūkākūkā i kā lākou ʻōlelo me ka ʻole e hele i waena o ka ʻaoʻao ʻekolu. Mai ia manawa, ua ulu ka paepae DeFi i kahi hana DeFi i hoʻokumu ʻia e hāʻawi i nā huahana kālā.  Hāʻawi nā puna wai ʻo Aave i ke kākoʻo no 25 mau kālā crypto, stable, a me DeFi.

Hoʻopili kēia me DAI, Chainlink, yearn.finance, Uniswap, SNX, Mea hana, a me nā mea hou aʻe. Eia hou, ua hoʻokuʻu aku ʻo Aave i kāna mana hoʻomalu ponoʻī - AAVE. Hāʻawi kēia i nā mea paʻa i mea e hāʻawi ai i ke aupuni o ka Aave protocol.  Hiki ke kau ʻia ka hōʻailona AAVE ma ka paepae e loaʻa ai ka hoihoi a me nā makana ʻē aʻe. 

Lawelawe ʻo Aave ma ke ʻano he s platform crypto-lending. Hiki iā ʻoe ke hōʻaiʻē a hōʻaiʻē i nā waiwai uila ma Aave ma ke ʻano hoʻokaʻawale, me ka ʻole e waiho i nā palapala AML a i ʻole KYC.  Ma ke ʻano he mea hōʻaiʻē, e waiho pono ʻoe i kāu waiwai i loko o kahi wai wai. E hoʻokaʻawale ʻia kahi ʻāpana o ka loko wai e like me kahi mālama i ka volatility ma waena o ka paepae DeFi. ʻOi aku ka maʻalahi o kēia i nā mea hoʻohana e huki i kā lākou kālā me ka loli ʻole ʻana i ka waiwai. 

Eia kekahi, hiki iā ʻoe ke loaʻa ka uku paneʻe ma ka likido āu e hāʻawi nei i ka paepae.  Inā makemake ʻoe e lawe i kahi hōʻaiʻē, ʻae ʻo Aave iā ʻoe e hōʻaiʻē ma o ka overcollateralizing ʻana i kāu waiwai. ʻO ka LTV o ka hōʻaiʻē āu e loaʻa ai ma waena o 50 a 75%. 

Eia nō naʻe, ma waho o kēia, hoʻokaʻawale pū kekahi ʻo Aave iā ia iho ma ka hāʻawi ʻana i nā huahana ʻokoʻa ʻē aʻe - e like me nā hōʻaiʻē crypto i hoʻopaʻa ʻole ʻia a me ka hoʻololi ʻana o ka helu. E kūkākūkā hou mākou i kēia me ke kikoʻī i ka ʻāpana ʻo Crypto Loan ma DeFi Platforms o kēia alakaʻi.  Eia no naʻe, sUa ʻae ʻo Ach i nā ʻano palapala like ʻole i ka Aave e loaʻa ai ka traction ma ka lālā DeFi. I ka ʻoiaʻiʻo, ke hoʻohālikelike ʻia me nā kuʻina DeFi ʻē aʻe i kēia hakahaka, hāʻawi ʻo Aave i kahi arsenal kū hoʻokahi o nā hiʻohiʻona. 

Kelekia

ʻO Celsius kekahi paepae blockchain i hoʻokumu i kāna ʻōiwi ponoʻī. ʻO ka CEL token ka iwi hope o ke kaiaolaola o Celsius. Hiki ke hoʻohana ʻia kēia hōʻailona ERC-20 i loko o ka Celsius protocol e hoʻonui ai i kāu mau pono mai kāna huahana kālā.

E pili ana i ka pono, e ʻae ʻo Celsius iā ʻoe e loaʻa ka uku paneʻe ma kāu waiwai crypto, me ka nui o ka uku paneʻe e like me 17.78%. Ma mua loa kēia o ka ʻoihana ʻoihana - akā, pono ʻoe e hoʻopaʻa i nā hōʻailona CEL e loaʻa i kēia kiʻekiʻe. ʻAe ʻo Celsius iā ʻoe e hoʻohana i ka cryptocurrency ma ke ʻano he collateral e hōʻaiʻē fiat currency a i ʻole nā ​​waiwai uila.

Eia hou, ʻo ka uku paneʻe ma aneʻi he hoʻokūkū hoʻokūkū - hoʻonohonoho wale ʻia ma 1% APR. Aia kēia ma ka proviso i kou lawa ʻana i nā hōʻailona CEL i kau ʻia ma ka paepae. I nā huaʻōlelo maʻalahi, hilinaʻi nui nā pōmaikaʻi āu e loaʻa ai ma ka anuu i ka nui o CEL āu e paʻa ai. E like me, inā makemake ʻoe i ka hoʻohana ʻana iā Celsius, he mea maikaʻi e hoʻohui iā CEL i kāu waihona cryptocurrency.

Ma hope o nā mea āpau, kēlā mau mea paʻa a hiki i nā hōʻailona CEL keu ke loaʻa i nā hoʻihoʻi kiʻekiʻe loa ma kā lākou waihona, a me nā uku paneʻe hoʻohaʻahaʻa ʻia ma nā hōʻaiʻē. Ma nā kūlana o nā loaʻa kālā, ua hoʻonui ʻia ka hōʻailona CEL e 20% i ka waiwai mai ka hoʻomaka o 2021. Eia nō naʻe, he mea nui e hoʻomaopopo i ka palena o ka pono o ka CEL token ma waho o ke kaiaolaola o Celsius.

Palapala

Hiki ke noʻonoʻo maʻalahi ʻia ka Compound Finance ma ke ʻano he mea nui i nā hōʻaiʻē hōʻaiʻē nui loa ma ka ʻoihana DeFi. E like me ka hapanui o nā pae DeFi ʻē aʻe i kūkā ʻia i kēia lā, kūkulu ʻia ka protocol Compound ma ka blockchain Ethereum. ʻOiai ua kikowaena ia i ka manawa mua, me ka hoʻōlapa ʻia ʻana o kāna hōʻailona hoʻomalu, ke hele nei ʻo Compound i kāna mau hana i mua i lilo i hui kaiaulu.

I ka wā kākau, kākoʻo ʻo Compound i ka 12 crypto a me nā moni paʻa - a ʻo ia pū kekahi me nā hōʻailona DeFi koʻikoʻi. Hana like ka wahi hōʻaiʻē crypto ma Compound i nā pae DeFi ʻē aʻe. Ma ke ʻano he hōʻaiʻē, hiki iā ʻoe loaʻa ukupanee i kāu kālā ma ka hoʻohui ʻana i ka likiti i ke anuu. ʻOiai he mea hōʻaiʻē - hiki iā ʻoe ke kiʻi koke i nā hōʻaiʻē e uku maikaʻi. 

Eia naʻe, kōkua ʻia ke kamāliʻiwahine holoʻokoʻa ma o kahi huahana hou i kapa ʻia he ʻaelike cToken. ʻO kēia nā hiʻohiʻona EIP-20 o nā waiwai paʻa - e nānā i ka waiwai o ka waiwai āu i waiho ai a i unuhi ʻia paha. Hana ʻia nā hana āpau o ka Compound protocol ma o nāʻaelike cToken. Hiki iā ʻoe ke hoʻohana iā lākou e loaʻa ka uku paneʻe, a ma ke ʻano he collateral e loaʻa ai nā hōʻaiʻē. Hiki iā ʻoe ke 'mint' e kau i kou mau lima ma cTokens a hōʻaiʻē iā lākou ma o ka Compound protocol. 

Hoʻohana pū ka hui i kahi algorithm paʻakikī e wehewehe i nā uku paneʻe ma ka paepae. E like me ia, ʻaʻole like me nā pae DeFi ʻē aʻe, he loli ka uku paneʻe - e pili ana i ka lako a me ka noi i loko o ka protocol. Ma o kāna ʻōnaehana hoʻokolohua COMP - Hoʻolālā i nā hoʻolālā e hoʻokō i ka hoʻopau ʻana i ka hopena. E hāʻawi ʻia kēia i ka hāʻawi ʻana i nā kuleana balota a me ka hāʻawi ʻana i nā mea hoʻoikaika no nā mea paʻa i kāna paepae DeFi.

Kumu hana

ʻO MakerDAO kekahi o nā papahana DeFi mua i hopu i ka maka o nā mea hoʻopukapuka crypto. Ua hoʻokumu ʻia ka papahana ma 2017 a lawelawe ma ke ʻano he kikoʻī vault digital kikowaena. Hiki iā ʻoe ke waiho i kahi helu o nā cryptocurrency i hoʻokumu ʻia ma Ethereum a hoʻohana iā lākou e mint i ka ʻōiwi ʻōiwi o ka anuu - DAI.  E like me kā mākou i ʻōlelo ai ma mua, ke aniani o ka waiwai o DAI i ko ka US kālā.  Hiki ke hoʻohana ʻia ka DAI āu e hana ai ma MakerDAO ma ke ʻano he collateral i mea e lawe ai i nā hōʻaiʻē.

Eia naʻe, e hoʻomanaʻo i ka hoʻololi ʻana i kāu hōʻailona ERC-20 i ka hoʻihoʻi no DAI ʻaʻole manuahi ia ma ka anuu. E uku ʻia ʻoe i kahi uku mea hana ke wehe ʻoe i kahi waihona. Hiki ke makaʻala i kēia uku i kēlā me kēia manawa a hoʻololi hou ʻia ma ka paepae. No kēia kumu, inā ʻoe e hoʻohana nei i nā Maker Vault, ʻoi aku ka maikaʻi o ka mālama ʻana i kāu helu collateralization i mea hiki - i mea e pale ai i ka hoʻoheheʻe ʻana. 

Ma waho o ke kaiaolaola ʻo MakerDAO, hana ʻo DAI e like me nā dālā DeFi ʻē aʻe. Hiki iā ʻoe ke hōʻaiʻē iā ia, a hoʻohana iā ia e loaʻa ai ka loaʻa kālā passive. I nā manawa i hala aku nei, ua hoʻonui ʻo DAI i kāna mau hana e hoʻopili i nā kūʻai NFT, hoʻohui i nā paepae pāʻani, a me nā ʻoihana eCommerce.  Kaawale mai DAI, he kālā aupuni hou a MakerDAO - Mea hana. E like me nā dālā DeFi ʻē aʻe, hiki i ka paʻa ʻana iā Maker ke komo i nā kuleana koho a me nā uku haʻahaʻa ma ka paepae. 

He mea nui eʻike

Hāʻawi nā paepae i kūkā ʻia ma luna i kahi ʻike i ka pūnaewele DeFi expansive e kūkulu ʻia nei i kēia lā. Ke holo nei, e hoʻoholo ʻia ka wā e hiki mai ana o ka lālā DeFi e ke kaiāulu ma hope o ia. Inā hoʻomau ka ʻoihana e hoʻonui i ka nānā, pono e hōʻike ʻia i ke kumukūʻai o kēlā me kēia kālā DeFi. 

E like me kāu e ʻike ai, ua hoʻohuli ka honua o DeFi i ka ʻāpana kālā. Ke manaʻo nei kēia mau paepae DeFi kiʻekiʻe e hoʻololi i ka ʻoihana ma ka hoʻohana ʻana i ka ʻenehana Blockchain. Ma ka huli, e kiʻi ʻoe i ka transparency a me ka maikaʻi o ka kaohi o kāu waiwai. 

Inā manaʻo ʻoe he mana nui kā DeFi e noho mana i ka wā e hiki mai ana, ʻo kahi neʻe maikaʻi loa e hana ʻo ia ke hoʻopukapuka i kahi kālā DeFi.  No kēlā mau mea hou i ka wahi cryptocurrency, e loaʻa iā ʻoe ka pōmaikaʻi mai kahi alakaʻi o kēia wahi. No laila, ua hui pū mākou i kahi alakaʻi pehea e kūʻai ai i nā dālā DeFi ʻoi loa i ka ʻāpana ma lalo. 

Pehea e kūʻai ai iā DeFi Coins 

I kēia manawa, manaʻolana ʻoe he manaʻo paʻa kou i nā paepae DeFi, a ʻo nā De De moni e noho aliʻi nei i kēia manawa ka mākeke.  E hōʻoia i ka hiki ke kūʻai ʻia i kāu mau dālā DeFi i koho ʻia me ke ʻano palekana a me ke kumu kūʻai kūpono - ma lalo e hele mākou iā ʻoe ma o ke kaʻina hana i kēlā me kēia ʻāpana. 

Ka Papa Hana 1: E koho i kahi Broker Pūnaewele Pūnaewele

Hāʻawi nā paepae desentralized iā ʻoe i ke komo ʻole ʻana i nā waiwai uila. Eia nō naʻe, no ka poʻe makemake e akahele me kā lākou hoʻopukapuka kālā, ʻōlelo mākou iā ʻoe e nānā i loko hoʻoponoponoʻia anuu. ʻO kahi laʻana, aia ʻelua ala no ʻoe e kūʻai ai i kahi dālā DeFi - hoʻokahi ma o kahi cryptocurrency mail, a i ʻole ma o ka pūnaewele broker.

Inā koho ʻoe i kahi hoʻololi cryptocurrency kikowaena a kikowaena paha, ʻaʻole ʻoe e ʻoluʻolu i ka hiki ke kūʻai i nā dālā DeFi i pānaʻi no ke kālā fiat. Akā, pono ʻoe e kau no nā kālā paʻa e like me USDT.

  • Ma ka ʻaoʻao ʻē aʻe, inā koho ʻoe i kahi mea hoʻopili pūnaewele i hoʻoponopono ʻia e like me Capital.com - hiki iā ʻoe ke kūʻai aku i nā dālā Defi a kālā maʻalahi i kāu moʻokāki me nā kālā US, euro, nā paona Pelekane, a me nā mea hou aku.
  • I ka ʻoiaʻiʻo, hiki iā ʻoe ke waiho koke i ke kālā me kahi kāleka hōʻaiʻē / hōʻaiʻē a me kahi e-pēke e like me Paypal. 
  • No ka poʻe ʻike ʻole, ʻo Capital.com kahi paepae kālepa CFD kaulana loa i mālama ʻia e nā FCA ʻelua ma UK a me CySEC ma Kupero.
  • Kākoʻo ka paepae i kahi laina lōʻihi o nā mākeke kālā DeFi - e like me LINK, UNI, DAI, 0x, a me nā puʻu he nui.

Eia nō naʻe, inā ʻaʻole hāʻawi kāu mea kālepa pūnaewele i koho ʻia i nā lawelawe ʻeke i kūkulu ʻia, makemake ʻoe e ʻike i kahi ʻeke kikohoʻe kūwaho e mālama ai i kāu DeFi Tokens. ʻO kēia, ʻoiaʻiʻo, inā ʻaʻole ʻoe e staking iā lākou ma nā paepae DeFi e loaʻa ai ka loaʻa kālā passive.

Ka Papa Hana 2: E kau inoa me kāu pūnaewele koho DeFi i koho ʻia

ʻOi aku ka maʻalahi o ka wehe ʻana i kahi moʻokāki me kahi pae kūʻai kālepa dālā DeFi ma mua o ka manawa. ʻO nā mea āu e hoʻopiha ai i kahi palapala hoʻopaʻa inoa wikiwiki. Hoʻopili kēia i kou inoa piha, lā hānau, kahi noho, a me nā ʻike kikoʻī. ʻ saidlelo ʻia, inā ʻoe e hoʻohana nei i kahi papahana i hoʻoponopono ʻia e like me Capital.com - pono ʻoe e hōʻoia i kou ʻike ma ke ʻāpana o ke kaʻina KYC.

Hiki iā ʻoe ke hoʻopau i kēia ʻanuʻu i ka manawa nui ma ka hoʻouka ʻana i ka hōʻoia o ka ʻike - e like me kahi kope o kāu passport a i ʻole kahi laikini kaʻa. Ma Capital.com he 15 mau lā āu e hoʻopau ai i kēia kaʻina. Inā ʻaʻole ʻoe e hana i kēia, e hoʻomaha wale ʻia kāu moʻokāki. Ke hoʻouka ʻia a hōʻoia ʻia nā palapala, ʻaʻole ʻoe e hoʻopili ʻia i nā mākeke DeFi he nui - ma ke ʻano komisina-ʻole!

Ka Papa Hana 3: E hoʻolako kālā i kāu Pūnaewele Pūnaewele

Ma mua o kou kūʻai ʻana i nā dālā DeFi ma Capital.com, pono ʻoe e hoʻolako kālā i kāu waihona. 

Ma Capital.com, hiki iā ʻoe ke hana i kēia me ka hoʻohana ʻana i kahi kāleka hōʻaiʻē, kāleka hōʻaiʻē, hoʻoili uea panakō, a i ʻole nā ​​ʻeke uila e like me ApplePay, PayPal, a me Trustly. 

ʻO ka mea ʻoi loa, ʻaʻole ʻo Capital.com e uku i nā uku waiho a hiki iā ʻoe ke kālā i kāu waihona me $ / £ 20. Me kēlā ʻōlelo, inā ʻoe e waiho kālā ma o ka hoʻoili panakō, pono ʻoe e hoʻohui i ka palena iki o $ / £ 250.

Pani 4: E ʻike i kāu mākeke Koho DeFi i wae ʻia

Ke hoʻonohonoho pono ʻoe i kāu moʻokāki, mākaukau ʻoe e hoʻomaka i ke kālepa ʻana i nā dālā DeFi. Ma Capital.com - maʻalahi ka hana. ʻO nā mea āu e pono ai ka ʻimi ʻana i kāu kālā DeFi i wae ʻia a laila kaomi i ka hopena i hāpai. 

ʻO kahi laʻana, inā makemake ʻoe e kālepa iā Uniswap, hiki iā ʻoe ke komo maʻalahi 'UNI' i ka pae huli.

Ka Papa 5: Kālepa DeFi Coins

I kēia manawa, ʻo nā mea āu e pono ai e kikoʻī i ka nui o nā hōʻailona DeFi āu e makemake ai e kālepa. ʻOkoʻa, hiki iā ʻoe ke komo i ka nui o ke kālā āu e makemake ai e pilikia ma ka Defi coin i nīnau ʻia.

ʻO kēlā me kēia ala, ke hōʻoia ʻoe i ke ʻoka ma Capital.com - e hoʻokō koke ʻia ia. ʻO ka mea ʻoi loa - ʻaʻole e uku aku ʻo Capital.com iā ʻoe i hoʻokahi keneta o ke komisina a i ʻole nā ​​uku e kūʻai aku i nā dālā Defi!

He mea nui eʻike

Ke kūʻai aku ʻoe i nā dālā DeFi maikaʻi loa no kāu mau pahuhopu kālā, nui nā koho ma ka papa. ʻO kahi laʻana, hiki iā ʻoe ke hoʻopaʻa iā lākou, kālepa iā lākou, a hoʻokomo hou iā lākou i loko o ka DeFi protocol. Hoʻohui ʻia, e like me kā mākou e kūkākūkā ai i loko o kēia alakaʻi - hiki iā ʻoe ke hoʻonohonoho i nā dālā DeFi a i ʻole lawe i nā hōʻaiʻē ma o ka hoʻohana ʻana iā lākou ma ke ʻano he collateral

Ma ke ʻano koʻikoʻi, ua hoʻokele mua nā pae DeFi e hoʻoulu i ka pīhoihoi i ka mākeke. Ua huki ka wahi hoʻokaʻawale i kahi waiwai kupaianaha o ke kapikala hoʻopukapuka i nā mahina he 12 i hala iho nei - e ulu nui ana i loko o ka makahiki.  E like me kāu e ʻike maopopo ai, aia kekahi mau papaha i hoʻokele i ka lawe ʻana i nā pono i ʻōlelo ʻia aʻe o DeFi i ka lehulehu.

Ma loko o nā hihia hoʻohana he nui, aia ʻelua mau hiʻohiʻona i kikoʻī i loaʻa i ka traction i waena o nā mea hoʻopukapuka crypto a me nā mea kālepa like. ʻO kēia nā waihona mālama kālā crypto a me nā hōʻaiʻē crypto i hāʻawi ʻia e nā pae DeFi. 

E like me ia, i nā ʻāpana aʻe o kēia alakaʻi, e nānā mākou i kēia mau noi, a pehea e hiki ai iā ʻoe ke hoʻohana maikaʻi iā lākou i mea e ulu ai kāu waiwai crypto.

Nā Helu Kālā Crypto ma nā DeFi Platforms

E like me kā mākou i kūkākūkā ai ma mua, ʻo nā paepae DeFi ʻoi loa ka nui o nā huahana kālā i hoʻonohonoho ʻia no nā mea aloha crypto. ʻO nā mea ʻokoʻa āpau, ʻo ka manaʻo o kahi waihona mālama kālā crypto ke ʻike nui ʻia nei. ʻO kahi waihona mālama kālā ʻo crypto ka mea i kani ʻia - ʻae ia iā ʻoe e loaʻa i nā hoʻihoʻi passive i kāu hoʻopukapuka.

Eia nō naʻe, ke hoʻohālikelike ʻia i nā ʻōnaehana kālā kuʻuna, hāʻawi nā pae DeFi ʻoi loa iā ʻoe i ka nui o ka uku paneʻe i kāu waihona. Ma mua o kou hoʻoholo ʻana e hoʻopukapuka i kahi waihona mālama kālā crypto, he mea nui ia i ka ʻike ʻana pehea e holo ai ka ʻoihana.

He aha nā helu kālā ʻo Crypto?

ʻO kā Crypto kālā waihona mālama kālā ka mea e ʻōlelo ai ma ka piʻina - kahi waihona mālama mālama no kāu cryptocurization. Ma kahi o ka waiho ʻana i nā kālā fiat i kahi panakō kuʻuna, e hoʻohui ana ʻoe i kāu mau waiwai crypto i loko o kahi pae hōʻaiʻē DeFi. Ma ka huli, hiki iā ʻoe ke loaʻa ka uku paneʻe ma kāu waihona.

ʻO ka mea nui, ʻo ka mea āu e hana nei e hōʻaiʻē nei i kāu waiwai i nā mea hōʻaiʻe crypto o ka paepae like. I ka hoʻihoʻi, uku lākou i ka uku paneʻe no ka hōʻaiʻē ʻana i kāu waiwai crypto. E like me kēlā, kōkua nā waihona mālama kālā crypto i ke kālā kālā a nā hoa ʻai i hāʻawi ʻia e nā paepae Defi maikaʻi loa.

ʻO DeFi Lending Platforms

ʻO ka maʻamau, ma kahi kikowaena hōʻaiʻē kikowaena - pono ʻoe e hele ma waena o kahi kaʻina paʻakikī KYC e hoʻohana ai i kahi waihona mālama kālā. Eia kekahi, e hoʻoholo ʻia nā uku paneʻe e ka ʻoihana ponoʻī. Ma ka ʻaoʻao ʻē aʻe, hana nā pae DeFi ma ke ʻano he kuʻina - me ka manaʻo e hiki i nā mea āpau me ka ʻole e hoʻokō i nā kaʻina KYC.

ʻAʻole wale ia, akā noncustodial nā moʻokāki, ʻo ia hoʻi ʻaʻole ʻoe e hāʻawi i kāu kālā i ka paepae ponoʻī. Me he mea lā, automate nā papa hana hōʻaiʻē hoʻokaʻawale a me nā waihona mālama kālā a lākou e hāʻawi ai. ʻO kēia ka manaʻo o ka ʻōnaehana hoʻomalu e hoʻoholo i nā uku paneʻe.

I ka hapanui o nā hihia, loaʻa nā pae uku hōʻaiʻē DeFi ʻoi loa i nā uku paneʻe i hoʻololi ʻia e pili ana i ka hoʻolako a me ka noi no kahi waiwai ma nā kaho. Eia kekahi, hiki i kahi mea hōʻaiʻē ke lawe pololei i kahi hōʻaiʻē ma o ka paepae DeFi - me ka ʻole e hele i kahi kaʻina hōʻoia ai ʻole ka hōʻoia hōʻaiʻē.

Uhi mākou i ke kumuhana o nā hōʻaiʻe crypto mai ke kuanaʻike o kahi mea hōʻaiʻē me ke kikoʻī ma ka ʻāpana aʻe o kēia alakaʻi. Eia nō naʻe, i nā makahiki i hala iho nei, ua ulu nui ka manaʻo o ka hōʻaiʻē DeFi. ʻOiai hiki ke hele mai me nā uku paneʻe kiʻekiʻe no nā mea hōʻaiʻē, ʻo ka maʻalahi o ka hōʻoia ʻole e hoʻonanea hou i nā pae DeFi - ʻo ia hoʻi no ka poʻe i manaʻo ʻia he helu hōʻaiʻē maikaʻi ʻole.  

Pehea e hana ai ʻo DeFi Lending?

Ma nā paepae DeFi maikaʻi loa, e ʻike ʻoe i ka huaʻōlelo 'hoʻoulu hua' - e pili ana i ka staking o nā hōʻailona ERC-20 e loaʻa ka hoihoi. I nā manawa he nui, ʻaʻole ʻokoʻa loa nā waihona mālama kālā crypto a me ka mahiʻai ʻana. Me kēlā ʻōlelo, ke hele ʻoe ma waena o kahi pae DeFi, e hana ʻoe ma ke ʻano he mea hāʻawi kālā. ʻO ia ka mea, ke waiho ʻoe i kāu kālā, e hoʻohui ʻia ia i kahi wai kiʻo wai.

  • I ka hoʻihoʻi no ka hāʻawi ʻana i kēia likiki, e loaʻa iā ʻoe kahi makana e pili ana i ka hoihoi.
  • Holo nā papa hana hōʻaiʻē Decentralized i kahi hoʻonohonoho automated o nā kuʻina.
  • ʻO kahi laʻana, nā papahana DeFi ʻoi loa e like me Compound a me Aave i hoʻolālā i kā lākou palapala ponoʻī - kahi i loaʻa no kēlā me kēia e komo.
  • Mālama ʻia nā hana āpau ma nā pae DeFi ma o nā aelike akamai (Liquidity Pools).

Mālama kēia i ka hana pololei o ka hōʻaiʻē a me ka hōʻaiʻē. E hoʻokō nā ʻaelike akamai i ka hana inā loaʻa nā ʻōlelo i koho mua ʻia e ka paepae. E like me ia, ke wehe nei ʻoe i kahi waihona mālama mālama DeFi, ke hoʻouna nei ʻoe i ke kapikala i kahi ʻaelike akamai.

I ka hoʻihoʻi, e loaʻa nā uku ma ke ʻano o nā hōʻailona kikoʻī a i ʻole nā ​​palapala hoʻopaʻa e hōʻoia ai ʻo ʻoe ka mea nona kāu waiwai ponoʻī. Ma nā paepae DeFi maikaʻi loa, ua hōʻoia maikaʻi ʻia kēia mau ʻaelike akamai a loaʻa i ka lehulehu. Eia nō naʻe, e like me kāu e noʻonoʻo ai - koi paha ʻoe i kahi ʻike coding ʻike e hōʻoia i ka ʻikepili.

I kēia lā, ʻaʻole hiki iā ʻoe ke wehe i kahi waihona mālama mālama crypto, akā hiki iā ʻoe ke loaʻa ka hoihoi ma nā hōʻailona ERC-20 a me nā stablecoins.

No laila, pono ʻoe e wehe i ka waihona mālama mālama crypto ma kahi pae DeFi? ʻĀ, e like me kāu e noʻonoʻo ai, ʻo ka pōmaikaʻi nui o ka wehe ʻana i kahi waihona mālama kālā crypto e loaʻa ka hoihoi. Ma kahi o ka mālama ʻana i kāu mau waiwai uila i kāu pēke, hiki iā ʻoe ke loaʻa nā crypto hou aʻe ma mua o ka mea āu i hōʻaiʻē ai. ʻO ka mea nui, ʻaʻole ʻoe e hāpai i kahi manamana lima - no ka mea e uku ʻia kāu hoʻi ʻana iā ʻoe ma ke kumu passive.

Eia nō naʻe, i kēia mau lā, koho ka hapa nui o nā mea hoʻopukapuka e hōʻaiʻē i nā stablecoins e like me DAI. E ʻae kēia iā ʻoe e ulu i kou kapitala me ka ʻole o ka pilikia volatility e pili ana me nā cryptocurization maʻamau. Eia kekahi, ʻae nā paepae DeFi iā ʻoe e pili i kā lākou mau hōʻailona hoʻokele ponoʻī.

I mea e kōkua ai iā ʻoe e ʻike pehea e hana ai nā waihona mālama kālā crypto i ka hana, ua hana mākou i kahi laʻana ma lalo e uhi ana i nā ʻaoʻao nui āpau.

  • E manaʻo mākou e ʻimi ana ʻoe e wehe i kahi waihona mālama kālā crypto no kāu mau mea ʻo Ethereum.
  • Hele ʻoe i luna i kāu paepae DeFi i koho ʻia e hoʻonohonoho i kāu waihona mālama mālama crypto.
  • E hoʻohui i kāu paepae DeFi i kāu putea cryptocurrency.
  • Koho iā Ethereum mai ka papa inoa o nā kālā i kākoʻo ʻia e loaʻa ai e hōʻaiʻē.
  • E hōʻike ka paepae iā ʻoe i ka hoihoi āu e loaʻa ai i kāu pili.
  • Koho i ka nui o Ethereum āu e makemake ai e pili.
  • Ke mākaukau - e hōʻoia i ka hoʻopukapuka.

E hoʻomanaʻo ma nā anuu he nui, e uku ana kēlā ʻano kālepa iā ʻoe i nā uku kākālina. E like me ia, e nānā pono i nā kumukūʻai e pili ana ma mua o kou hoʻonohonoho ʻana i kāu waihona mālama kālā crypto. I kēia manawa, e like me kā mākou e hoʻopā aku nei ma mua - i ka wā e staking ai ʻoe i nā kālā crypto, ke hana nei ʻoe ma ke ʻano he mea hōʻaiʻe crypto.

Hāʻawi ka hapa nui o kēia mau pae DeFi i nā hōʻaiʻē crypto - e ʻae nei i nā poʻe ʻē aʻe e hōʻaiʻē i kāu waiwai. I kēia kūlana, e hoʻohana ana ʻoe i kāu mau waiwai uila ma ke ʻano he collateral, ma kahi o ka waiho ʻana iā lākou i kahi waihona mālama kālā.

Ma ka ʻāpana ma lalo, wehewehe mākou pehea ʻoe e pōmaikaʻi ai i nā hōʻaiʻe crypto ma nā pae DeFi ʻoi loa.

ʻO nā hōʻaiʻe Crypto ma nā DeFi Platforms

Inā ʻoe he hoihoi crypto, ua kamaʻāina paha ʻoe me ka manaʻo o ka hoʻolālā 'kūʻai a paʻa'. E waiho maʻalahi, ke 'HODLing' kāu mau waiwai uila, ke mālama nei ʻoe iā lākou i kahi palekana - a hiki i kou mākaukau e kūʻai aku.  Eia nō naʻe, ke hele nei, ke waiho wale nei ʻoe i kāu mau kālā e noho ana i kahi ʻeke.

Hāʻawi nā hōʻaiʻē Crypto a me nā papa hōʻaiʻē i kahi hopena ʻē aʻe i kēia - kahi e hiki ai iā ʻoe ke collateralize i kāu waiwai crypto e loaʻa ai kahi hōʻaiʻē ma ka hoʻihoʻi.  I nā huaʻōlelo maʻamau, hana nā hōʻaiʻe crypto ma ke ʻano he hope o nā waihona mālama kālā. Ma kahi o ʻoe he mea hōʻaiʻē a loaʻa ka uku paneʻe i kāu waiwai, e hoʻohana ana ʻoe i kāu mau cryptocurryur i collateral e loaʻa ai kahi hōʻaiʻē.

He aha nā hōʻaiʻē Crypto?

No kēlā me kēia ʻano hoʻopukapuka, ʻo ke komo ʻana i ka likelika kekahi o nā manaʻo nui. I nā huaʻōlelo ʻē aʻe, ʻoi aku ka maikaʻi e hiki ke hoʻolilo i kāu waiwai i kēlā me kēia kiko. Eia nō naʻe, ʻokoʻa ka palekana kuʻuna, ʻokoʻa iki ka mākeke cryptocurrency. 

ʻo kahi laʻana: 

  • E noʻonoʻo mākou iā ʻoe he 10 BTC, akā ke ʻimi nei ʻoe i kahi likahi.
  • Hāʻawi ʻia i ka mākeke o kēia manawa, ʻaʻole ʻoe makemake e kūʻai aku i kāu mau paʻa no ka mea ke manaʻo nei ʻoe e hoʻonui nui ke kumukūʻai o BTC i ka wā lōʻihi. 
  • E like me ia, ʻaʻole makemake ʻoe e offload i kāu crypto, no ka mea ke kūʻai aku ʻoe iā ia i kahi lā ma hope - e hoʻopau paha ʻoe me ka liʻiliʻi o Bitcoin.

ʻO kēia kahi e hoʻomaka ai nā paepae crypto-hōʻaiʻe.  I kēlā kūlana, hiki iā ʻoe ke hoʻohana i kāu Bitcoin ma ke ʻano he collateral, i mea e loaʻa ai kahi hōʻaiʻē i uku ʻia ma ke kālā crypto a fiat paha.  Eia nō naʻe, e noʻonoʻo ana i ke ʻano maʻalahi o nā kālā crypto, pono ʻoe e collateralize ʻoi aku ka nui o BTC ma mua o ka waiwai o ka hōʻaiʻē āu e loaʻa nei. 

Typically, ʻo ia mau hōʻaiʻē crypto e koi ai iā ʻoe e uku i kahi uku palena. E loli kēia mai kekahi pae DeFi a i kekahi. ʻO kahi laʻana, ma Nexo, hiki iā ʻoe ke loaʻa kahi hōʻaiʻe crypto mai 5.9% APR wale nō. ʻOiai ma BlockFi, hiki iā ʻoe ke kiʻi i nā uku paneʻe ma lalo o 4.5%. 

Ke uku hou ʻoe i ka hōʻaiʻē me ka hoihoi, e hoʻihoʻi ʻia kāu waiwai crypto iā ʻoe. E makaʻu wale kāu waihona crypto inā ʻaʻole ʻoe e hoʻihoʻi i ka hōʻaiʻē, a i ʻole ke hāʻule ʻana o ke kumukūʻai o kāu collateral. I kēia hihia, pono ʻoe e hoʻohui i kahi collateral hou aʻe. 

ʻO kahi keu pono nui o nā hōʻaiʻē crypto ʻaʻole ʻoe e pili i ka hōʻoia a me nā hōʻoia hōʻaiʻē. I nā huaʻōlelo maʻalahi, hoʻohālikelike ʻia i ka panakō kuʻuna - hiki ke maʻalahi ka hōʻaiʻe crypto. E like me ia, ʻaʻole pono ʻoe e pili i nā loiloi e pili ana i kāu mōʻaukala hōʻaiʻē a i ʻole nā ​​loaʻa. ʻO nā pae DeFi maikaʻi loa e ʻae iā ʻoe e hoʻoholo i nā ʻōlelo o ka hōʻaiʻē, e hāʻawi ana iā ʻoe i ka maʻalahi hou aʻe. 

ʻO DeFi Crypto Loan me ka loaʻa ʻole o ka collateral 

ʻOiai ʻo ka hapanui o nā kikowaena crypto kikowaena e koi iā ʻoe e kau i ka pale, hiki iā ʻoe ke loaʻa nā pae DeFi e hāʻawi iā ʻoe i nā hōʻaiʻē me ka waiho ʻole ʻana. i kekahi waiwai.  Kāhea ʻia kēia mau mea he hōʻaiʻē crypto ʻole i hōʻoia ʻole ʻia, hāʻawi ia i ka palena manawa pōkole.

 

ʻO kahi laʻana, ʻo kekahi o nā paepae DeFi maikaʻi loa - Aave, hāʻawi iā ʻoe i ke komo i nā hōʻaiʻē Flash - kahi, ʻaʻole ʻoe e koi ʻia e hāʻawi i kahi palapala hōʻoia.  Ma kahi o, hiki iā ʻoe ke hōʻaiʻē i nā waiwai inā lōʻihi ʻoe e hoʻihoʻi i ka hōʻaiʻē i loko o hoʻokahi blockchain blockchain. 

Eia nō naʻe, ua hoʻolālā mua ʻia kēlā mau hōʻaiʻē crypto paʻa ʻole no nā hoʻomohala. ʻO kēia no ka mea pono ʻoe e kūkulu i kahi ʻaelike akamai i mea e noi ai i kahi hōʻaiʻē, a hoʻihoʻi iā ia i loko o ka hana like.  E like me ia, inā ʻoe e ʻimi e hoʻohana i nā hōʻaiʻē crypto me ka ʻole o ka collatE ʻike ʻoe i ka hilinaʻi e pili ana i ka hana o ke kaʻina. 

ʻO DeFi Crypto Lending Platforms 

E like paha me kāu e ʻike ai, ua hoʻokaʻawale ʻia nā pae DeFi ʻoi loa, kahi a nā kaʻa e hoʻololi ai, ma mua o ka lawelawe ʻia e nā poʻe. ʻO kahi laʻana, hoʻohana nā mea hoʻolako ʻo DeFi e like me Aave a me Compound i nā ʻaelike akamai e hoʻohana i nā algorithms e holo i kāna mau kaʻina hana e hana i nā uku hōʻaiʻē automated. 

Eia kekahi, maopopo leʻa kēia mau kaʻina hana, no ka mea kūkulu ʻia lākou ma ka blockchain. ʻAʻole like me nā kikowaena kikowaena, ʻaʻohe kino hoʻoponopono - ʻo ia ke kumu e kiʻi ai i nā hōʻaiʻe crypto me ka ʻole o ka hoʻopau ʻana i kahi kaʻina hōʻoia.  Eia hou, hiki iā ʻoe ke kiʻi i nā hōʻaiʻe crypto i nā kālā fiat, nā dālā DeFi, a i ʻole nā ​​stablecoins e like me USDT. 

Pehea e holo ai ʻo DeFi Crypto Loans

I mea e hoʻomaʻemaʻe ai i ka noe, ua hana mākou i kahi laʻana o ka hana ʻana o kahi hōʻaiʻē crypto i nā huaʻōlelo kūpono.

  • E manaʻo paha ʻoe e lawe i kahi hōʻaiʻē crypto e hoʻohana ana i kāu mau kālā BTC ma ke ʻano he collateral.
  • Makemake ʻoe i ka hōʻaiʻē ma UNI.
  • ʻO kēia kahi e pono ʻoe e waiho i ke kumukūʻai o kēia manawa no hoʻokahi UNI me BTC.
  • Wahi a ke kumukūʻai mākeke o kēia manawa, hoʻokahi UNI e like ia me 0.00071284 BTC.
  • Kau aku kāu mea hāʻawi crypto koho iā ʻoe i ka uku paneʻe o 5%.
  • Ma hope o ʻelua mau mahina, ua mākaukau ʻoe e hoʻihoʻi i ka hōʻaiʻē a kūʻai i kāu Bitcoin.
  • ʻO kēia ke kumu ʻoe e waiho ai i ka hōʻaiʻē nui ma UNI a me ka 5% i ka uku paneʻe.
  • Ke uku hou ʻoe i ka hōʻaiʻē, e loaʻa iā ʻoe kāu waihona Bitcoin.

E like me kāu e ʻike ai, i kēia laʻana - ua loaʻa iā ʻoe kāu hōʻaiʻē ma UNI me ka ʻole e kūʻai aku i kāu Bitcoin. Ma kēlā ʻaoʻao o ka hana, ua loaʻa i ka mea hōʻaiʻē crypto kā lākou UNI kumu, a me 5% ka uku paneʻe. I ʻōlelo ʻia, he mea nui e noʻonoʻo i ka volatility o ka mākeke cryptocurrency ponoʻī.

E like me ia, pono ʻoe e hoʻonui i ka collateralize. ʻO kahi laʻana, ma MakeDAO - koi ʻia ʻoe e waiho i kahi waihona e pono ai ka liʻiliʻi o 150% o ka waiwai o kāu hōʻaiʻē. No laila, e ʻōlelo ʻoe makemake ʻoe e hōʻaiʻē $ 100 o UNI. Ma MakerDAO - pono ʻoe e waiho $ 150 keu o BTC ma ke ʻano he collateral e kiʻi i ka hōʻaiʻē.

Inā hāʻule ka waiwai o ka waihona BTC ma lalo o $ 150, pono paha ʻoe e uku i ka hoʻopaʻi hoʻopau. Eia nō naʻe, hiki i nā hōʻaiʻe crypto ke lilo i ala kūpono loa e pono ai ʻoe mai ka wahi DeFi. ʻAʻole ia e hāʻawi wale iā ʻoe i ke komo koke ʻana i ka likelika akā e mālama iā ʻoe mai ka hassle o ka hele ʻana i nā lawelawe kālā kuʻuna.

Nā Koina DeFi ʻOi Loa - Ka Laina Lalo

ʻO ka mea hope loa, ke ulu mau nei ka ʻoihana ʻo DeFi. I kahi manawa pōkole wale nō, ua hiki i nā pae DeFi ke ulu aʻe mai kahi ʻāpana hoʻokolohua o ka honua kālā a i ke kaiaolaola nui i kēia lā. ʻOiai paha e ʻike ʻia ma ke ʻano he ʻāpana niche i kēia manawa, hiki paha ke lawe koke ʻia nā noi DeFi e ka mākeke ākea. 

Ke lilo ka hanana i mainstream, e komo i loko o ka nohona a me ke kālā nā ʻano ʻokoʻa o DeFi. I nā huaʻōlelo ʻē aʻe, hiki iā DeFi ke hoʻololi i ka honua kālā e like me kā mākou e ʻike nei. 

Eia nō naʻe, he mea nui e hoʻomanaʻo i ka hou o ka mākeke kālā hoʻokaʻawale. E like me nā hoʻopukapuka ʻē aʻe, aia nō kekahi mau pōpilikia hiki ke pili ʻia ma aneʻi. E like me ia, e ʻike ʻoe i ka waiwai o ka hana ʻana i kāu hana kūpono a loaʻa ka ʻike i ka ʻano o ka ʻōnaehana kālā ʻōpio. 

FAQs

Heaha ia DeFi?

Kū ʻo DeFi no ke kālā i hoʻokaʻawale ʻia - kahi manawa i hāʻawi ʻia i nā lawelawe kālā ʻaʻohe o lākou ka mana waena. E hāʻawi iā ʻoe i kahi manaʻo ʻoi aku ka maikaʻi, ʻo ka hapa nui o nā paepae kālā i kēia lā e alakaʻi ʻia e kahi hui hoʻokahi. I ka hoʻohālikelike ʻana, holo ʻia kahi paepae DeFi e kahi protocol governance i kūkulu ʻia ma ka blockchain a holo me ka hoʻohana ʻana i nā waiwai i hoʻokaʻawale ʻia e like me ke kālā crypto.

He aha ka hoʻohana o DeFi?

ʻO DeFi kahi lālā ulu wikiwiki. I kēia lā, hiki iā ʻoe ke ʻike i kekahi mau paepae DeFi e hāʻawi nei i nā lawelawe automated. Hoʻopili kēia i nā hoʻololi, hōʻaiʻe, hōʻaiʻē, ʻinikua, hoʻokele waiwai, a me nā hui ʻē aʻe i kāohi ʻole ʻia e kekahi mea.

He aha nā hōʻailona DeFi?

Ua hoʻokumu ka nui o nā paepae DeFi i kā lākou DeFi token ponoʻī e kōkua me ke aupuni o kāna kaona. Hiki i nā mea paʻa i kēia mau hōʻailona ʻōiwi ke loaʻa nā kuleana koho balota ma ke kaiaolaola DeFi.

He aha nā dālā DeFi maikaʻi loa?

Ke piʻi nei nā hōʻailona DeFi maikaʻi loa i ka kaulana mai ka hoʻomaka o 2021. I ka manawa o ke kākau ʻana - kekahi o nā hōʻailona DeFi maikaʻi loa e pili ana i ka capitalization market e like me UNI, LINK, DAI, ZRX, MKR, KOM, a me CAKE.

Pehea e koho ai i ke dālā DeFi maikaʻi loa e hoʻopukapuka?

E like me nā waiwai kūʻai aku, aneane hiki ʻole ke wānana i kahi De De coin e loaʻa ai iā ʻoe nā hoʻihoʻi kiʻekiʻe loa. Eia nō naʻe, hiki iā ʻoe ke loaʻa ka ʻike ʻoi aku ka maikaʻi o ka mākeke DeFi ma ke aʻo ʻana e pili ana i nā ʻano DeFi ʻokoʻa a me nā hihia hoʻohana.